Which has the lower trailing P/E, CACC or FIGR?

CACC has the lower trailing P/E: CACC trades at 11.69 and FIGR at 37.10. P/E is one valuation measure and does not by itself establish which business is cheaper.

Is CACC or FIGR more profitable?

FIGR runs the higher net margin — CACC at 21.60% versus FIGR at 33.24%.

Credit Acceptance Corporation (CACC) vs Figure Technology Solutions, Inc. Class A Common Stock (FIGR)

A side-by-side comparison of Credit Acceptance Corporation and Figure Technology Solutions, Inc. Class A Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CACC

Credit Acceptance Corporation

$5.56B

$531.87Financial ServicesDelayed quote: Oct 6, 2026, 10:10 AM EDT

FIGR

Figure Technology Solutions, Inc. Class A Common Stock

$5.15B

$28.20Financial ServicesDelayed quote: Oct 6, 2026, 10:10 AM EDT

Total return — CACC vs FIGR

growth of $100 · dividends reinvested · last 1y

CACC +2.2% (+2.2%/yr)FIGR -10.2% (-10.2%/yr)CACC compounded faster over this window

CACC FIGR

CACC vs FIGR: by the numbers

•CACC is the larger company ($5.56B vs $5.15B market cap).
•CACC trades at the lower trailing earnings multiple (11.69 vs 37.10 P/E), one valuation lens rather than an overall verdict.
•FIGR converts more revenue to profit (33.24% vs 21.60% net margin).

Metrics side by side

Valuation

Metric	CACC	FIGR
P/E ratio	11.69	37.10
Forward P/E	10.96	24.50
PEG ratio	1.19	N/A
P/S ratio	2.39	7.22
P/B ratio	3.50	3.64

Profitability

Metric	CACC	FIGR
Gross margin	N/A	78.66%
Operating margin	43.42%	38.37%
Net margin	21.60%	33.24%
ROE	31.59%	16.78%

Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	CACC	FIGR
Revenue CAGR (5Y)	5.31%	N/A
EPS CAGR (5Y)	10.17%	N/A
Total return CAGR (5Y)	-2.87%	N/A

Frequently asked

Which has the lower trailing P/E, CACC or FIGR?: CACC has the lower trailing P/E: CACC trades at 11.69 and FIGR at 37.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Is CACC or FIGR more profitable?: FIGR runs the higher net margin — CACC at 21.60% versus FIGR at 33.24%.

Go deeper

Full CACC analysis Full FIGR analysis Interactive comparison tool

Dig into the metrics

Credit Acceptance P/E ratio Figure Technology Solutions, Inc. Class A Common Stock P/E ratio Credit Acceptance ROE Figure Technology Solutions, Inc. Class A Common Stock ROE Credit Acceptance operating margin Figure Technology Solutions, Inc. Class A Common Stock operating margin Credit Acceptance revenue growth Figure Technology Solutions, Inc. Class A Common Stock revenue growth

Credit Acceptance & Figure Technology Solutions, Inc. Class A Common Stock appear in these rankings

Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.