Which has the lower trailing P/E, AX or CACC?

AX has the lower trailing P/E: AX trades at 10.51 and CACC at 11.80. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AX or CACC?

Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus CACC at 5.31%.

Is AX or CACC more profitable?

AX runs the higher net margin — AX at 22.39% versus CACC at 21.60%.

How have AX and CACC total returns compared?

Over the past 10 years, AX delivered 14.81% and CACC delivered 10.68% annualized total return. Past performance doesn't predict future results.

Axos Financial, Inc. (AX) vs Credit Acceptance Corporation (CACC)

A side-by-side comparison of Axos Financial, Inc. and Credit Acceptance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Axos Financial, Inc.

$5.06B

$89.03Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

CACC

Credit Acceptance Corporation

$5.61B

$536.58Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — AX vs CACC

growth of $100 · dividends reinvested · last 10y

AX +289.2% (+14.6%/yr)CACC +177.4% (+10.7%/yr)AX compounded faster over this window

AX CACC

AX vs CACC: by the numbers

•CACC is the larger company ($5.61B vs $5.06B market cap).
•AX trades at the lower trailing earnings multiple (10.51 vs 11.80 P/E), one valuation lens rather than an overall verdict.
•AX converts more revenue to profit (22.39% vs 21.60% net margin).
•AX grew revenue faster over the past five years (25.21% vs 5.31% CAGR).

Metrics side by side

Valuation

Metric	AX	CACC
P/E ratio	10.51	11.80
Forward P/E	9.20	11.06
PEG ratio	0.55	1.20
P/S ratio	2.31	2.42
P/B ratio	1.60	3.53

Profitability

Metric	AX	CACC
Operating margin	29.52%	43.42%
Net margin	22.39%	21.60%
ROE	15.49%	31.59%

Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Credit Acceptance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	AX	CACC
Revenue CAGR (5Y)	25.21%	5.31%
EPS CAGR (5Y)	18.93%	10.17%
Total return CAGR (5Y)	11.03%	-2.87%

Frequently asked

Which has the lower trailing P/E, AX or CACC?: AX has the lower trailing P/E: AX trades at 10.51 and CACC at 11.80. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or CACC?: Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus CACC at 5.31%.
Is AX or CACC more profitable?: AX runs the higher net margin — AX at 22.39% versus CACC at 21.60%.
How have AX and CACC total returns compared?: Over the past 10 years, AX delivered 14.81% and CACC delivered 10.68% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AX analysis Full CACC analysis Interactive comparison tool

Dig into the metrics

Axos Financial P/E ratio Credit Acceptance P/E ratio Axos Financial ROE Credit Acceptance ROE Axos Financial operating margin Credit Acceptance operating margin Axos Financial revenue growth Credit Acceptance revenue growth

Axos Financial & Credit Acceptance appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.