Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 29.23% is in line with its 5-year average of 32.24%, near the low end of its 5-year range (24.34%–52.63%).
5.96% below its 12-month average of 31.08%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.83%.
EBITDA MARGIN
29.23%
EBITDA MARGIN AVG TTM
31.08%
EBITDA MARGIN AVG 3Y
29.09%
EBITDA MARGIN AVG 5Y
32.24%
EBITDA MARGIN AVG 10Y
36.06%
EBITDA MARGIN AVG 15Y
33.93%
EBITDA MARGIN AVG 20Y
33.04%
CURRENT VS TTM AVG
-5.96%
CURRENT VS 3Y AVG
+0.49%
CURRENT VS 5Y AVG
-9.35%
CURRENT VS 10Y AVG
-18.93%
CURRENT VS 15Y AVG
-13.85%
CURRENT VS 20Y AVG
-11.52%
Market Cap
$526.33M
EBITDA Margin
25.31%
TTM Avg
17.02%
3Y Avg
25.80%
5Y Avg
26.57%
Market Cap
$528.07M
EBITDA Margin
29.31%
TTM Avg
26.86%
3Y Avg
29.18%
5Y Avg
32.84%
Market Cap
$529.73M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$507.09M
EBITDA Margin
33.58%
TTM Avg
29.63%
3Y Avg
30.60%
5Y Avg
30.77%
Market Cap
$532.51M
EBITDA Margin
-13.11%
TTM Avg
11.73%
3Y Avg
-56.77%
5Y Avg
-30.69%
Market Cap
$505.56M
EBITDA Margin
24.69%
TTM Avg
21.03%
3Y Avg
27.61%
5Y Avg
34.75%
Market Cap
$494.64M
EBITDA Margin
28.03%
TTM Avg
30.34%
3Y Avg
35.01%
5Y Avg
36.73%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Sierra Bancorp (BSRR) | $519.90M | 29.23% | 31.08% | 29.09% | 32.24% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $526.33M | 25.31% | 17.02% | 25.80% | 26.57% |
| Home Bancorp, Inc. (HBCP)vs › | $528.07M | 29.31% | 26.86% | 29.18% | 32.84% |
| Powerlaw Corp. Common Stock (PWRL)vs › | $529.73M | N/A | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $507.09M | 33.58% | 29.63% | 30.60% | 30.77% |
| Bank7 Corp. (BSVN)vs › | $532.32M | 42.17% | 42.59% | 41.11% | 44.68% |
| Bit Digital, Inc. (BTBT)vs › | $532.51M | -13.11% | 11.73% | -56.77% | -30.69% |
| West Bancorporation, Inc. (WTBA)vs › | $505.56M | 24.69% | 21.03% | 27.61% | 34.75% |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.64M | 28.03% | 30.34% | 35.01% | 36.73% |
| Private Bancorp of America, Inc. (PBAM)vs › | $494.53M | 34.21% | 26.95% | 55.88% | 48.53% |
EBITDA Margin
29.2%
Operating Margin
30.1%
Net Margin
22.6%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 27.83% |
| 2026-03-31 | 35.11% |
| 2025-12-31 | 35.09% |
| 2025-09-30 | 26.93% |
| 2025-06-30 | 30.45% |
| 2025-03-31 | 28.17% |
| 2024-12-31 | 29.77% |
| 2024-09-30 | 30.08% |
| 2024-06-30 | 30.50% |
| 2024-03-31 | 28.36% |
| 2023-12-31 | 27.48% |
| 2023-09-30 | 29.46% |
| 2023-06-30 | 30.93% |
| 2023-03-31 | 29.23% |
| 2022-12-31 | 24.34% |
| 2022-09-30 | 39.41% |
| 2022-06-30 | 37.16% |
| 2022-03-31 | 36.89% |
| 2021-12-31 | 42.29% |
| 2021-09-30 | 45.40% |
| 2021-06-30 | 52.63% |
| 2021-03-31 | 44.00% |
| 2020-12-31 | 38.77% |
| 2020-09-30 | 42.32% |
| 2020-06-30 | 39.67% |
| 2020-03-31 | 35.37% |
| 2019-12-31 | 52.85% |
| 2019-09-30 | 40.60% |
| 2019-06-30 | 41.54% |
| 2019-03-31 | 38.38% |
| 2018-12-31 | 42.28% |
| 2018-09-30 | 32.26% |
| 2018-06-30 | 40.65% |
| 2018-03-31 | 36.31% |
| 2017-12-31 | 44.74% |
| 2017-09-30 | 37.77% |
| 2017-06-30 | 35.47% |
| 2017-03-31 | 31.34% |
| 2016-12-31 | 45.33% |
| 2016-09-30 | 28.40% |
| 2016-06-30 | 32.71% |
| 2016-03-31 | 33.54% |
| 2015-12-31 | 48.36% |
| 2015-09-30 | 37.54% |
| 2015-06-30 | 36.80% |
| 2015-03-31 | 30.50% |
| 2014-12-31 | 35.85% |
| 2014-09-30 | 32.98% |
| 2014-06-30 | 35.55% |
| 2014-03-31 | 33.86% |
| 2013-12-31 | 33.80% |
| 2013-09-30 | 26.41% |
| 2013-06-30 | 33.26% |
| 2013-03-31 | 18.76% |
| 2012-12-31 | 13.67% |
| 2012-09-30 | 10.43% |
| 2012-06-30 | 20.48% |
| 2012-03-31 | 13.60% |
| 2011-12-31 | 10.33% |
| 2011-09-30 | 22.19% |
| 2011-06-30 | 16.44% |
| 2011-03-31 | 10.52% |
| 2010-12-31 | 10.83% |
| 2010-09-30 | 3.49% |
| 2010-06-30 | 19.31% |
| 2010-03-31 | 16.48% |
| 2009-12-31 | 24.33% |
| 2009-09-30 | -2.52% |
| 2009-06-30 | 16.90% |
| 2009-03-31 | 19.96% |
| 2008-12-31 | -18.40% |
| 2008-09-30 | 36.84% |
| 2008-06-30 | 31.42% |
| 2008-03-31 | 32.65% |
| 2007-12-31 | 32.99% |
| 2007-09-30 | 34.13% |
| 2007-06-30 | 37.87% |
| 2007-03-31 | 32.27% |
| 2006-12-31 | 33.87% |
| 2006-09-30 | 35.01% |
| 2006-06-30 | 38.90% |
| 2006-03-31 | 37.34% |
| 2005-12-31 | 41.31% |
| 2005-09-30 | 44.29% |
| 2005-06-30 | 37.20% |
| 2005-03-31 | 34.07% |
| 2004-12-31 | 38.36% |
| 2004-09-30 | 43.72% |
| 2004-06-30 | 38.81% |
| 2004-03-31 | 38.31% |
| 2003-12-31 | 38.84% |
| 2003-09-30 | 37.75% |
| 2003-06-30 | 28.99% |
| 2003-03-31 | 29.24% |
| 2002-12-31 | 28.97% |
| 2002-09-30 | 25.74% |
