Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 29.31% is in line with its 5-year average of 30.07%, near the low end of its 5-year range (22.20%–56.91%).
1.54% below its 12-month average of 29.77%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 30.67%.
EBITDA MARGIN
29.31%
EBITDA MARGIN AVG TTM
29.77%
EBITDA MARGIN AVG 3Y
27.69%
EBITDA MARGIN AVG 5Y
30.07%
EBITDA MARGIN AVG 10Y
32.73%
EBITDA MARGIN AVG 15Y
30.90%
EBITDA MARGIN AVG 20Y
30.14%
CURRENT VS TTM AVG
-1.54%
CURRENT VS 3Y AVG
+5.85%
CURRENT VS 5Y AVG
-2.52%
CURRENT VS 10Y AVG
-10.44%
CURRENT VS 15Y AVG
-5.13%
CURRENT VS 20Y AVG
-2.75%
Home Bancorp, Inc.
Market Cap
$530.23M
EBITDA Margin
29.31%
TTM Avg
29.77%
3Y Avg
27.69%
5Y Avg
30.07%
Market Cap
$528.86M
EBITDA Margin
25.31%
TTM Avg
17.02%
3Y Avg
25.80%
5Y Avg
26.57%
Market Cap
$533.40M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$534.26M
EBITDA Margin
-13.11%
TTM Avg
11.73%
3Y Avg
-56.77%
5Y Avg
-30.69%
Market Cap
$546.96M
EBITDA Margin
10.29%
TTM Avg
8.49%
3Y Avg
4.53%
5Y Avg
5.26%
Market Cap
$549.15M
EBITDA Margin
36.62%
TTM Avg
31.22%
3Y Avg
28.87%
5Y Avg
31.20%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Home Bancorp, Inc. (HBCP) | $530.23M | 29.31% | 29.77% | 27.69% | 30.07% |
| Bank7 Corp. (BSVN)vs › | $528.99M | 42.17% | 42.59% | 41.11% | 44.68% |
| Bankwell Financial Group, Inc. (BWFG)vs › | $528.86M | 25.31% | 17.02% | 25.80% | 26.57% |
| Powerlaw Corp. Common Stock (PWRL)vs › | $533.40M | N/A | N/A | N/A | N/A |
| Bit Digital, Inc. (BTBT)vs › | $534.26M | -13.11% | 11.73% | -56.77% | -30.69% |
| Sierra Bancorp (BSRR)vs › | $520.04M | 29.23% | 29.46% | 30.59% | 34.83% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 10.29% | 8.49% | 4.53% | 5.26% |
| Northrim BanCorp, Inc. (NRIM)vs › | $549.15M | 36.62% | 31.22% | 28.87% | 31.20% |
| Churchill Capital Corp XI (CCXI)vs › | $510.76M | N/A | N/A | N/A | N/A |
| Orange County Bancorp, Inc. (OBT)vs › | $505.61M | 33.58% | 29.63% | 30.60% | 30.77% |
EBITDA Margin
29.3%
Operating Margin
28.0%
Net Margin
22.2%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 30.67% |
| 2026-03-31 | 29.54% |
| 2025-12-31 | 29.10% |
| 2025-09-30 | 30.91% |
| 2025-06-30 | 28.63% |
| 2025-03-31 | 28.55% |
| 2024-12-31 | 24.91% |
| 2024-09-30 | 24.66% |
| 2024-06-30 | 22.25% |
| 2024-03-31 | 25.86% |
| 2023-12-31 | 26.46% |
| 2023-09-30 | 28.19% |
| 2023-06-30 | 30.25% |
| 2023-03-31 | 36.32% |
| 2022-12-31 | 36.02% |
| 2022-09-30 | 36.92% |
| 2022-06-30 | 33.47% |
| 2022-03-31 | 22.20% |
| 2021-12-31 | 46.37% |
| 2021-09-30 | 56.91% |
| 2021-06-30 | 51.72% |
| 2021-03-31 | 50.53% |
| 2020-12-31 | 49.03% |
| 2020-09-30 | 39.58% |
| 2020-06-30 | 15.24% |
| 2020-03-31 | 13.22% |
| 2019-12-31 | 31.40% |
| 2019-09-30 | 29.49% |
| 2019-06-30 | 30.66% |
| 2019-03-31 | 34.74% |
| 2018-12-31 | 32.26% |
| 2018-09-30 | 37.48% |
| 2018-06-30 | 36.10% |
| 2018-03-31 | 35.62% |
| 2017-12-31 | 37.81% |
| 2017-09-30 | 33.97% |
| 2017-06-30 | 37.79% |
| 2017-03-31 | 39.54% |
| 2016-12-31 | 32.20% |
| 2016-09-30 | 36.76% |
| 2016-06-30 | 32.45% |
| 2016-03-31 | 28.65% |
| 2015-12-31 | 33.48% |
| 2015-09-30 | 30.72% |
| 2015-06-30 | 30.50% |
| 2015-03-31 | 31.15% |
| 2014-12-31 | 30.48% |
| 2014-09-30 | 30.89% |
| 2014-06-30 | 28.41% |
| 2014-03-31 | 17.78% |
| 2013-12-31 | 23.63% |
| 2013-09-30 | 31.73% |
| 2013-06-30 | 17.33% |
| 2013-03-31 | 25.38% |
| 2012-12-31 | 31.00% |
| 2012-09-30 | 35.00% |
| 2012-06-30 | 23.29% |
| 2012-03-31 | 27.28% |
| 2011-12-31 | 53.36% |
| 2011-09-30 | 31.66% |
| 2011-06-30 | 62.73% |
| 2010-06-30 | 46.46% |
| 2010-03-31 | 18.15% |
| 2009-12-31 | 3.73% |
| 2009-09-30 | 26.68% |
| 2009-06-30 | 27.99% |
| 2009-03-31 | 33.76% |
| 2008-12-31 | -14.99% |
| 2008-09-30 | 29.66% |
| 2008-06-30 | 25.04% |
| 2008-03-31 | 23.81% |
| 2007-12-31 | 7.97% |
| 2007-09-30 | 23.89% |
| 2007-06-30 | 23.85% |
| 2007-03-31 | 25.04% |
