Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 1.92x is 144% above its 5-year average of -4.35x, near the high end of its 5-year range (-14.32x–2.24x).
54.98% above its 12-month average of 1.24x.
Reported quarterly interest coverage; no daily interpolation. Q4 FY2026 (2026-06-30): 2.24x.
INTEREST COVERAGE RATIO
1.92x
INTEREST COVERAGE RATIO AVG TTM
1.24x
INTEREST COVERAGE RATIO AVG 3Y
-0.50x
INTEREST COVERAGE RATIO AVG 5Y
-4.35x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+54.98%
CURRENT VS 3Y AVG
+484.99%
CURRENT VS 5Y AVG
+144.11%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
4.39x
median of 109 covered companies
CURRENT VS SECTOR MEDIAN
-56.26%
vs the sector median at left
Affirm Holdings, Inc.
Market Cap
$23.70B
Interest Coverage Ratio
1.92x
TTM Avg
1.24x
3Y Avg
-0.50x
5Y Avg
-4.35x
Market Cap
$23.97B
Interest Coverage Ratio
643.64x
TTM Avg
685.20x
3Y Avg
1687.11x
5Y Avg
1725.47x
Market Cap
$23.35B
Interest Coverage Ratio
1.12x
TTM Avg
1.05x
3Y Avg
1.37x
5Y Avg
1.98x
Market Cap
$23.13B
Interest Coverage Ratio
1.32x
TTM Avg
1.18x
3Y Avg
3.27x
5Y Avg
5.99x
Market Cap
$24.86B
Interest Coverage Ratio
56.23x
TTM Avg
55.08x
3Y Avg
50.77x
5Y Avg
49.97x
Market Cap
$22.42B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$25.31B
Interest Coverage Ratio
5.66x
TTM Avg
5.87x
3Y Avg
7.57x
5Y Avg
7.36x
Market Cap
$21.82B
Interest Coverage Ratio
5.22x
TTM Avg
4.73x
3Y Avg
4.43x
5Y Avg
4.56x
Market Cap
$21.76B
Interest Coverage Ratio
435.41x
TTM Avg
296.93x
3Y Avg
267.31x
5Y Avg
267.31x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Affirm Holdings, Inc. (AFRM) | $23.70B | 1.92x | 1.24x | -0.50x | -4.35x |
| Principal Financial Group, Inc. (PFG)vs › | $23.97B | 643.64x | 685.20x | 1687.11x | 1725.47x |
| Synchrony Financial (SYF)vs › | $23.35B | 1.12x | 1.05x | 1.37x | 1.98x |
| Regions Financial Corporation (RF)vs › | $23.13B | 1.32x | 1.18x | 3.27x | 5.99x |
| Cincinnati Financial Corporation (CINF)vs › | $24.86B | 56.23x | 55.08x | 50.77x | 49.97x |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.42B | N/A | N/A | N/A | N/A |
| LPL Financial Holdings Inc. (LPLA)vs › | $25.31B | 5.66x | 5.87x | 7.57x | 7.36x |
| Loews Corporation (L)vs › | $21.82B | 5.22x | 4.73x | 4.43x | 4.56x |
| Tradeweb Markets Inc. (TW)vs › | $21.76B | 435.41x | 296.93x | 267.31x | 267.31x |
| W. R. Berkley Corporation (WRB)vs › | $25.68B | 18.40x | 18.12x | 15.80x | 12.77x |
Interest Coverage
1.9x
Debt/Equity
1.79
Current Ratio
12.73
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 2.24x |
| 2026-03-31 | 1.78x |
| 2025-12-31 | 1.05x |
| 2025-09-30 | 0.58x |
| 2025-06-30 | 0.55x |
| 2025-03-31 | -0.08x |
| 2024-12-31 | -0.04x |
| 2024-09-30 | -1.27x |
| 2024-06-30 | -0.77x |
| 2024-03-31 | -1.78x |
| 2023-12-31 | -2.03x |
| 2023-09-30 | -2.83x |
| 2023-06-30 | -3.87x |
| 2023-03-31 | -6.06x |
| 2022-12-31 | -8.22x |
| 2022-09-30 | -11.47x |
| 2022-06-30 | -14.28x |
| 2022-03-31 | -14.32x |
| 2021-12-31 | -11.08x |
| 2021-09-30 | -9.91x |
| 2021-06-30 | -9.58x |
| 2021-03-31 | -14.28x |
| 2020-12-31 | -2.22x |
| 2020-09-30 | -3.22x |
| 2020-06-30 | 5.03x |
| 2020-03-31 | -9.93x |
| 2019-12-31 | -4.00x |
| 2019-09-30 | -4.06x |
