Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.82 is 82% below its 1-year average of 71.40, near the low end of its 1-year range (12.18–719.59).
As of 2026-10-03T19:44:49.190Z. 82.04% below its 12-month average of 71.40.
Calculation as of: 2026-10-03T19:44:49.190Z.
Quote observation: 2026-10-02T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 164a3a547765977cd9e3742e45518fc1eb995457b60e6c5186637801978c74a0
PE Ratio (12.82) = Close Price ($70.77) / Diluted TTM EPS ($5.52)
PE RATIO
12.82
PE RATIO AVG TTM
71.40
PE RATIO AVG 3Y
N/A
PE RATIO AVG 5Y
N/A
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-82.04%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
14.24
median of 92 covered companies
CURRENT VS SECTOR MEDIAN
-9.97%
vs the sector median at left
Market Cap
$23.97B
PE Ratio
15.93
TTM Avg
15.28
3Y Avg
16.26
5Y Avg
12.83
Market Cap
$23.13B
PE Ratio
11.06
TTM Avg
12.03
3Y Avg
11.26
5Y Avg
10.36
Market Cap
$24.86B
PE Ratio
7.64
TTM Avg
10.65
3Y Avg
10.48
5Y Avg
102.82
Market Cap
$22.42B
PE Ratio
10.49
TTM Avg
11.10
3Y Avg
12.30
5Y Avg
12.90
Market Cap
$25.31B
PE Ratio
25.23
TTM Avg
28.88
3Y Avg
23.64
5Y Avg
25.24
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Affirm Holdings, Inc. (AFRM) | $23.70B | 12.82 | 71.40 | N/A | N/A |
| Principal Financial Group, Inc. (PFG)vs › | $23.97B | 15.93 | 15.28 | 16.26 | 12.83 |
| Synchrony Financial (SYF)vs › | $23.35B | 7.35 | 7.98 | 7.60 | 6.77 |
| Regions Financial Corporation (RF)vs › | $23.13B | 11.06 | 12.03 | 11.26 | 10.36 |
| Cincinnati Financial Corporation (CINF)vs › | $24.86B | 7.64 | 10.65 | 10.48 | 102.82 |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.42B | 10.49 | 11.10 | 12.30 | 12.90 |
| LPL Financial Holdings Inc. (LPLA)vs › | $25.31B | 25.23 | 28.88 | 23.64 | 25.24 |
| Loews Corporation (L)vs › | $21.82B | N/A | 14.90 | 14.11 | 13.33 |
| Tradeweb Markets Inc. (TW)vs › | $21.76B | 24.45 | 30.98 | 48.50 | 53.03 |
| W. R. Berkley Corporation (WRB)vs › | $25.68B | 14.16 | 14.98 | 15.29 | 15.07 |
At 12.8, P/E is below its 1-year median — higher than 4% of readings in its 1-year history.
1-year low
12.2
median
73.9
1-year high
719.6
Trailing P/E
12.8
Forward P/E
35.6
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$70.77
Forward EPS (Est.)
$1.99
Forward P/E
35.62
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-02 | 12.82 |
| 2026-10-01 | 12.76 |
| 2026-09-30 | 12.54 |
| 2026-09-29 | 12.55 |
| 2026-09-28 | 12.18 |
| 2026-09-25 | 12.96 |
| 2026-09-24 | 12.97 |
| 2026-09-23 | 12.34 |
| 2026-09-22 | 13.00 |
| 2026-09-21 | 12.87 |
| 2026-09-18 | 12.90 |
| 2026-09-17 | 12.73 |
| 2026-09-16 | 12.97 |
| 2026-09-15 | 13.06 |
| 2026-09-14 | 13.29 |
| 2026-09-11 | 12.94 |
| 2026-09-10 | 12.32 |
| 2026-09-09 | 12.35 |
| 2026-09-08 | 13.06 |
| 2026-09-04 | 13.11 |
| 2026-09-03 | 13.46 |
| 2026-09-02 | 13.42 |
| 2026-09-01 | 12.67 |
| 2026-08-31 | 13.49 |
| 2026-08-28 | 14.09 |
| 2026-08-27 | 70.45 |
| 2026-08-26 | 69.51 |
| 2026-08-25 | 70.85 |
| 2026-08-24 | 69.89 |
| 2026-08-21 | 70.03 |
| 2026-08-20 | 68.23 |
| 2026-08-19 | 70.30 |
| 2026-08-18 | 66.87 |
| 2026-08-17 | 67.75 |
| 2026-08-14 | 71.23 |
| 2026-08-13 | 71.20 |
| 2026-08-12 | 66.73 |
| 2026-08-11 | 69.74 |
| 2026-08-10 | 68.67 |
| 2026-08-07 | 68.41 |
| 2026-08-06 | 69.62 |
| 2026-08-05 | 71.34 |
| 2026-08-04 | 71.02 |
| 2026-08-03 | 68.75 |
| 2026-07-31 | 65.01 |
| 2026-07-30 | 66.59 |
| 2026-07-29 | 63.74 |
| 2026-07-28 | 65.82 |
| 2026-07-27 | 66.41 |
| 2026-07-24 | 63.85 |
| 2026-07-23 | 64.74 |
| 2026-07-22 | 67.20 |
| 2026-07-21 | 67.93 |
| 2026-07-20 | 68.47 |
| 2026-07-17 | 69.15 |
| 2026-07-16 | 72.58 |
| 2026-07-15 | 74.28 |
| 2026-07-14 | 76.77 |
| 2026-07-13 | 74.48 |
| 2026-07-10 | 75.84 |
| 2026-07-09 | 76.16 |
| 2026-07-08 | 73.89 |
| 2026-07-07 | 76.02 |
| 2026-07-06 | 77.98 |
| 2026-07-02 | 76.89 |
| 2026-07-01 | 76.23 |
| 2026-06-30 | 74.14 |
| 2026-06-29 | 74.35 |
| 2026-06-26 | 72.26 |
| 2026-06-25 | 69.86 |
| 2026-06-24 | 70.60 |
| 2026-06-23 | 65.30 |
| 2026-06-22 | 65.64 |
| 2026-06-18 | 67.20 |
| 2026-06-17 | 64.30 |
| 2026-06-16 | 67.90 |
| 2026-06-15 | 65.36 |
| 2026-06-12 | 60.15 |
| 2026-06-11 | 60.45 |
| 2026-06-10 | 57.10 |
| 2026-06-09 | 59.19 |
| 2026-06-08 | 59.51 |
| 2026-06-05 | 57.83 |
| 2026-06-04 | 62.45 |
| 2026-06-03 | 60.25 |
| 2026-06-02 | 64.55 |
| 2026-06-01 | 66.28 |
| 2026-05-29 | 66.95 |
| 2026-05-28 | 66.36 |
| 2026-05-27 | 64.04 |
| 2026-05-26 | 62.97 |
| 2026-05-22 | 59.29 |
| 2026-05-21 | 61.07 |
| 2026-05-20 | 61.02 |
| 2026-05-19 | 59.36 |
| 2026-05-18 | 58.55 |
| 2026-05-15 | 59.84 |
| 2026-05-14 | 61.43 |
| 2026-05-13 | 57.75 |
| 2026-05-12 | 59.48 |
| 2026-05-11 | 60.41 |
| 2026-05-08 | 58.19 |
| 2026-05-07 | 83.36 |
| 2026-05-06 | 81.15 |
| 2026-05-05 | 82.68 |
| 2026-05-04 | 83.01 |
| 2026-05-01 | 83.58 |
| 2026-04-30 | 79.54 |
| 2026-04-29 | 78.55 |
| 2026-04-28 | 78.16 |
| 2026-04-27 | 80.60 |
| 2026-04-24 | 78.85 |
| 2026-04-23 | 77.94 |
| 2026-04-22 | 82.39 |
| 2026-04-21 | 79.94 |
| 2026-04-20 | 82.98 |
| 2026-04-17 | 79.82 |
| 2026-04-16 | 74.59 |
| 2026-04-15 | 73.78 |
| 2026-04-14 | 69.08 |
| 2026-04-13 | 64.31 |
| 2026-04-10 | 60.05 |
| 2026-04-09 | 60.65 |
| 2026-04-08 | 61.64 |
| 2026-04-07 | 58.66 |
| 2026-04-06 | 59.96 |
| 2026-04-02 | 57.31 |
| 2026-04-01 | 56.35 |
| 2026-03-31 | 56.70 |
| 2026-03-30 | 53.25 |
| 2026-03-27 | 52.63 |
| 2026-03-26 | 54.26 |
| 2026-03-25 | 55.75 |
| 2026-03-24 | 55.43 |
| 2026-03-23 | 57.12 |
| 2026-03-20 | 54.21 |
| 2026-03-19 | 54.98 |
| 2026-03-18 | 54.97 |
| 2026-03-17 | 58.85 |
| 2026-03-16 | 59.01 |
| 2026-03-13 | 58.01 |
| 2026-03-12 | 57.39 |
| 2026-03-11 | 62.85 |
| 2026-03-10 | 61.59 |
| 2026-03-09 | 62.88 |
| 2026-03-06 | 63.98 |
| 2026-03-05 | 64.97 |
| 2026-03-04 | 62.76 |
| 2026-03-03 | 59.19 |
| 2026-03-02 | 57.75 |
| 2026-02-27 | 58.14 |
| 2026-02-26 | 62.39 |
| 2026-02-25 | 59.37 |
| 2026-02-24 | 59.24 |
| 2026-02-23 | 58.32 |
| 2026-02-20 | 63.22 |
| 2026-02-19 | 64.13 |
| 2026-02-18 | 63.98 |
| 2026-02-17 | 63.85 |
| 2026-02-13 | 61.64 |
| 2026-02-12 | 61.58 |
| 2026-02-11 | 69.97 |
| 2026-02-10 | 73.82 |
| 2026-02-09 | 71.71 |
| 2026-02-06 | 70.57 |
| 2026-02-05 | 88.94 |
| 2026-02-04 | 93.04 |
| 2026-02-03 | 92.29 |
| 2026-02-02 | 92.79 |
| 2026-01-30 | 90.26 |
| 2026-01-29 | 94.00 |
| 2026-01-28 | 97.83 |
| 2026-01-27 | 102.96 |
| 2026-01-26 | 102.84 |
| 2026-01-23 | 106.92 |
| 2026-01-22 | 109.01 |
| 2026-01-21 | 107.41 |
| 2026-01-20 | 106.42 |
| 2026-01-16 | 111.90 |
| 2026-01-15 | 107.48 |
| 2026-01-14 | 108.68 |
| 2026-01-13 | 113.71 |
| 2026-01-12 | 114.34 |
| 2026-01-09 | 122.44 |
| 2026-01-08 | 122.15 |
| 2026-01-07 | 124.31 |
| 2026-01-06 | 123.26 |
| 2026-01-05 | 120.94 |
| 2026-01-02 | 110.81 |
| 2025-12-31 | 111.41 |
| 2025-12-30 | 113.53 |
| 2025-12-29 | 113.02 |
| 2025-12-26 | 113.47 |
| 2025-12-24 | 113.74 |
| 2025-12-23 | 113.22 |
| 2025-12-22 | 117.60 |
| 2025-12-19 | 114.08 |
| 2025-12-18 | 114.31 |
| 2025-12-17 | 107.83 |
| 2025-12-16 | 109.85 |
| 2025-12-15 | 98.28 |
| 2025-12-12 | 100.66 |
| 2025-12-11 | 103.32 |
| 2025-12-10 | 106.06 |
| 2025-12-09 | 102.41 |
| 2025-12-08 | 101.95 |
| 2025-12-05 | 101.77 |
| 2025-12-04 | 102.81 |
| 2025-12-03 | 104.24 |
| 2025-12-02 | 100.31 |
| 2025-12-01 | 103.38 |
| 2025-11-28 | 106.20 |
| 2025-11-26 | 102.98 |
| 2025-11-25 | 103.02 |
| 2025-11-24 | 100.12 |
| 2025-11-21 | 96.36 |
| 2025-11-20 | 93.61 |
| 2025-11-19 | 97.81 |
| 2025-11-18 | 98.32 |
| 2025-11-17 | 102.04 |
| 2025-11-14 | 105.54 |
| 2025-11-13 | 109.53 |
| 2025-11-12 | 118.17 |
| 2025-11-11 | 112.47 |
| 2025-11-10 | 113.89 |
| 2025-11-07 | 110.19 |
| 2025-11-06 | 514.91 |
| 2025-11-05 | 558.31 |
| 2025-11-04 | 557.46 |
| 2025-11-03 | 562.69 |
| 2025-10-31 | 561.12 |
| 2025-10-30 | 537.86 |
| 2025-10-29 | 567.21 |
| 2025-10-28 | 592.66 |
| 2025-10-27 | 596.80 |
| 2025-10-24 | 588.52 |
| 2025-10-23 | 589.70 |
| 2025-10-22 | 561.51 |
| 2025-10-21 | 581.50 |
| 2025-10-20 | 562.69 |
| 2025-10-17 | 530.05 |
| 2025-10-16 | 539.19 |
| 2025-10-15 | 570.34 |
| 2025-10-14 | 569.24 |
| 2025-10-13 | 571.27 |
| 2025-10-10 | 555.35 |
| 2025-10-09 | 604.68 |
| 2025-10-08 | 587.43 |
| 2025-10-07 | 598.36 |
| 2025-10-06 | 592.19 |
| 2025-10-03 | 584.15 |
| 2025-10-02 | 604.45 |
| 2025-10-01 | 580.95 |
| 2025-09-30 | 570.49 |
| 2025-09-29 | 597.66 |
| 2025-09-26 | 593.52 |
| 2025-09-25 | 608.43 |
| 2025-09-24 | 636.46 |
| 2025-09-23 | 645.82 |
| 2025-09-22 | 703.51 |
Showing the most recent 260 of 275 data points. The chart above shows the full history.