Which has the lower trailing P/E, AFRM or TROW?

TROW has the lower trailing P/E: AFRM trades at 12.82 and TROW at 10.49. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFRM or TROW?

Over the past five years, AFRM grew revenue faster — AFRM at a 36.90% CAGR versus TROW at 1.39%.

Does AFRM or TROW pay a bigger dividend?

TROW pays a dividend (4.94% yield), while AFRM has no payments in the available dividend history.

Is AFRM or TROW more profitable?

AFRM runs the higher net margin — AFRM at 46.11% versus TROW at 29.26%.

How have AFRM and TROW total returns compared?

Over the past 5 years, AFRM delivered -9.69% and TROW delivered -7.97% annualized total return. Past performance doesn't predict future results.

Affirm Holdings, Inc. (AFRM) vs T. Rowe Price Group, Inc. (TROW)

A side-by-side comparison of Affirm Holdings, Inc. and T. Rowe Price Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 3, 2026. Differences are shown without an overall score or investment verdict.

AFRM

Affirm Holdings, Inc.

$23.70B

$70.77Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT

TROW

T. Rowe Price Group, Inc.

$22.42B

$104.62Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT

Total return — AFRM vs TROW

growth of $100 · dividends reinvested · last 6y

AFRM -27.2% (-5.2%/yr)TROW -8.4% (-1.4%/yr)TROW compounded faster over this window

AFRM TROW

AFRM vs TROW: by the numbers

•AFRM is the larger company ($23.70B vs $22.42B market cap).
•TROW trades at the lower trailing earnings multiple (10.49 vs 12.82 P/E), one valuation lens rather than an overall verdict.
•AFRM converts more revenue to profit (46.11% vs 29.26% net margin).
•AFRM grew revenue faster over the past five years (36.90% vs 1.39% CAGR).
•TROW pays a dividend (4.94% yield), while AFRM has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AFRM	TROW
P/E ratio	12.82	10.49
Forward P/E	35.62	10.26
P/S ratio	5.66	2.95
P/B ratio	4.32	2.04

Profitability

Metric	AFRM	TROW
Gross margin	N/A	62.67%
Operating margin	15.50%	30.27%
Net margin	46.11%	29.26%
ROE	35.19%	20.19%

Affirm Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AFRM	TROW
Dividend yield	N/A	4.94%
Payout ratio	N/A	51.86%

Growth (annualized)

Metric	AFRM	TROW
Revenue CAGR (5Y)	36.90%	1.39%
EPS CAGR (5Y)	N/A	-1.68%
Total return CAGR (5Y)	-9.69%	-7.97%

Frequently asked

Which has the lower trailing P/E, AFRM or TROW?: TROW has the lower trailing P/E: AFRM trades at 12.82 and TROW at 10.49. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFRM or TROW?: Over the past five years, AFRM grew revenue faster — AFRM at a 36.90% CAGR versus TROW at 1.39%.
Does AFRM or TROW pay a bigger dividend?: TROW pays a dividend (4.94% yield), while AFRM has no payments in the available dividend history.
Is AFRM or TROW more profitable?: AFRM runs the higher net margin — AFRM at 46.11% versus TROW at 29.26%.
How have AFRM and TROW total returns compared?: Over the past 5 years, AFRM delivered -9.69% and TROW delivered -7.97% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFRM analysis Full TROW analysis Interactive comparison tool

Dig into the metrics

Affirm P/E ratio T. Rowe Price P/E ratio T. Rowe Price dividend yield Affirm ROE T. Rowe Price ROE Affirm operating margin T. Rowe Price operating margin Affirm revenue growth T. Rowe Price revenue growth

Affirm & T. Rowe Price appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Fastest Revenue Growth Stocks Highest ROE Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 3, 2026.