Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 15.50% is 148% above its 5-year average of -32.47%, near the high end of its 5-year range (-89.98%–24.34%).
14.43% above its 12-month average of 13.55%.
Reported quarterly operating margin; no daily interpolation. Q4 FY2026 (2026-06-30): 24.34%.
OPERATING MARGIN
15.50%
OPERATING MARGIN AVG TTM
13.55%
OPERATING MARGIN AVG 3Y
-9.07%
OPERATING MARGIN AVG 5Y
-32.47%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+14.43%
CURRENT VS 3Y AVG
+270.94%
CURRENT VS 5Y AVG
+147.73%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
22.38%
median of 114 covered companies
CURRENT VS SECTOR MEDIAN
-30.76%
vs the sector median at left
Affirm Holdings, Inc.
Market Cap
$23.70B
Operating Margin
15.50%
TTM Avg
13.55%
3Y Avg
-9.07%
5Y Avg
-32.47%
Market Cap
$23.97B
Operating Margin
12.13%
TTM Avg
10.39%
3Y Avg
15.08%
5Y Avg
14.18%
Market Cap
$23.35B
Operating Margin
24.34%
TTM Avg
23.05%
3Y Avg
23.22%
5Y Avg
25.99%
Market Cap
$23.13B
Operating Margin
29.77%
TTM Avg
26.83%
3Y Avg
30.14%
5Y Avg
31.51%
Market Cap
$24.86B
Operating Margin
29.78%
TTM Avg
24.40%
3Y Avg
15.24%
5Y Avg
19.88%
Market Cap
$22.42B
Operating Margin
30.27%
TTM Avg
31.41%
3Y Avg
32.53%
5Y Avg
37.12%
Market Cap
$25.31B
Operating Margin
10.70%
TTM Avg
13.46%
3Y Avg
14.38%
5Y Avg
13.24%
Market Cap
$21.82B
Operating Margin
16.58%
TTM Avg
11.71%
3Y Avg
11.02%
5Y Avg
8.19%
Market Cap
$21.76B
Operating Margin
44.13%
TTM Avg
40.23%
3Y Avg
38.23%
5Y Avg
35.96%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Affirm Holdings, Inc. (AFRM) | $23.70B | 15.50% | 13.55% | -9.07% | -32.47% |
| Principal Financial Group, Inc. (PFG)vs › | $23.97B | 12.13% | 10.39% | 15.08% | 14.18% |
| Synchrony Financial (SYF)vs › | $23.35B | 24.34% | 23.05% | 23.22% | 25.99% |
| Regions Financial Corporation (RF)vs › | $23.13B | 29.77% | 26.83% | 30.14% | 31.51% |
| Cincinnati Financial Corporation (CINF)vs › | $24.86B | 29.78% | 24.40% | 15.24% | 19.88% |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.42B | 30.27% | 31.41% | 32.53% | 37.12% |
| LPL Financial Holdings Inc. (LPLA)vs › | $25.31B | 10.70% | 13.46% | 14.38% | 13.24% |
| Loews Corporation (L)vs › | $21.82B | 16.58% | 11.71% | 11.02% | 8.19% |
| Tradeweb Markets Inc. (TW)vs › | $21.76B | 44.13% | 40.23% | 38.23% | 35.96% |
| W. R. Berkley Corporation (WRB)vs › | $25.68B | 13.69% | 16.23% | 15.58% | 14.10% |
Gross Margin
68.2%
Operating Margin
15.5%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 24.34% |
| 2026-03-31 | 19.46% |
| 2025-12-31 | 10.47% |
| 2025-09-30 | 6.82% |
| 2025-06-30 | 6.63% |
| 2025-03-31 | -1.07% |
| 2024-12-31 | -0.50% |
| 2024-09-30 | -18.99% |
| 2024-06-30 | -11.14% |
| 2024-03-31 | -27.91% |
| 2023-12-31 | -29.12% |
| 2023-09-30 | -42.18% |
| 2023-06-30 | -54.69% |
| 2023-03-31 | -81.38% |
| 2022-12-31 | -89.98% |
| 2022-09-30 | -79.49% |
| 2022-06-30 | -76.13% |
| 2022-03-31 | -63.86% |
| 2021-12-31 | -54.35% |
| 2021-09-30 | -61.65% |
| 2021-06-30 | -57.17% |
| 2021-03-31 | -90.76% |
| 2020-12-31 | -13.12% |
| 2020-09-30 | -19.14% |
| 2020-06-30 | 25.64% |
| 2020-03-31 | -58.94% |
| 2019-12-31 | -25.11% |
| 2019-09-30 | -37.49% |
