Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 12.22% is 405% above its 5-year average of -4.00%, near the high end of its 5-year range (-12.08%–12.22%).
As of the fiscal period ended Tuesday, June 30, 2026. 92.59% above its 12-month average of 6.35%.
Reported quarterly return on assets; no daily interpolation. Q4 FY2026 (2026-06-30): 10.24%.
RETURN ON ASSETS (ROA)
12.22%
RETURN ON ASSETS (ROA) AVG TTM
6.35%
RETURN ON ASSETS (ROA) AVG 3Y
-1.21%
RETURN ON ASSETS (ROA) AVG 5Y
-4.00%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+92.59%
CURRENT VS 3Y AVG
+1112.01%
CURRENT VS 5Y AVG
+405.12%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.25%
median of 114 covered companies
CURRENT VS SECTOR MEDIAN
+441.91%
vs the sector median at left
Affirm Holdings, Inc.
Market Cap
$23.70B
Return on Assets (ROA)
12.22%
TTM Avg
6.35%
3Y Avg
-1.21%
5Y Avg
-4.00%
Market Cap
$23.97B
Return on Assets (ROA)
0.44%
TTM Avg
0.42%
3Y Avg
0.66%
5Y Avg
0.60%
Market Cap
$23.35B
Return on Assets (ROA)
2.89%
TTM Avg
2.96%
3Y Avg
2.68%
5Y Avg
2.76%
Market Cap
$23.13B
Return on Assets (ROA)
1.38%
TTM Avg
1.27%
3Y Avg
1.34%
5Y Avg
1.28%
Market Cap
$24.86B
Return on Assets (ROA)
7.72%
TTM Avg
6.06%
3Y Avg
4.03%
5Y Avg
5.00%
Market Cap
$22.42B
Return on Assets (ROA)
14.47%
TTM Avg
14.94%
3Y Avg
14.46%
5Y Avg
17.46%
Market Cap
$25.31B
Return on Assets (ROA)
5.09%
TTM Avg
6.31%
3Y Avg
7.95%
5Y Avg
7.46%
Market Cap
$21.82B
Return on Assets (ROA)
2.20%
TTM Avg
1.83%
3Y Avg
1.64%
5Y Avg
1.22%
Market Cap
$21.76B
Return on Assets (ROA)
10.87%
TTM Avg
8.41%
3Y Avg
6.73%
5Y Avg
5.61%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Affirm Holdings, Inc. (AFRM) | $23.70B | 12.22% | 6.35% | -1.21% | -4.00% |
| Principal Financial Group, Inc. (PFG)vs › | $23.97B | 0.44% | 0.42% | 0.66% | 0.60% |
| Synchrony Financial (SYF)vs › | $23.35B | 2.89% | 2.96% | 2.68% | 2.76% |
| Regions Financial Corporation (RF)vs › | $23.13B | 1.38% | 1.27% | 1.34% | 1.28% |
| Cincinnati Financial Corporation (CINF)vs › | $24.86B | 7.72% | 6.06% | 4.03% | 5.00% |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.42B | 14.47% | 14.94% | 14.46% | 17.46% |
| LPL Financial Holdings Inc. (LPLA)vs › | $25.31B | 5.09% | 6.31% | 7.95% | 7.46% |
| Loews Corporation (L)vs › | $21.82B | 2.20% | 1.83% | 1.64% | 1.22% |
| Tradeweb Markets Inc. (TW)vs › | $21.76B | 10.87% | 8.41% | 6.73% | 5.61% |
| W. R. Berkley Corporation (WRB)vs › | $25.68B | 4.22% | 4.19% | 4.04% | 3.54% |
ROA
12.2%
ROE
35.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2026-06-30 | 12.22% |
| 2025-06-30 | 0.47% |
| 2024-06-30 | -5.44% |
| 2023-06-30 | -12.08% |
| 2022-06-30 | -10.14% |
| 2021-06-30 | -9.06% |
| 2020-06-30 | -8.03% |
| 2019-06-30 | -10.49% |
