Which has the lower trailing P/E, AFRM or WRB?

AFRM has the lower trailing P/E: AFRM trades at 12.82 and WRB at 14.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFRM or WRB?

Over the past five years, AFRM grew revenue faster — AFRM at a 36.90% CAGR versus WRB at 15.38%.

Does AFRM or WRB pay a bigger dividend?

WRB pays a dividend (1.86% yield), while AFRM has no payments in the available dividend history.

Is AFRM or WRB more profitable?

AFRM runs the higher net margin — AFRM at 46.11% versus WRB at 10.71%.

How have AFRM and WRB total returns compared?

Over the past 5 years, AFRM delivered -9.69% and WRB delivered 18.52% annualized total return. Past performance doesn't predict future results.

Affirm Holdings, Inc. (AFRM) vs W. R. Berkley Corporation (WRB)

A side-by-side comparison of Affirm Holdings, Inc. and W. R. Berkley Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 3, 2026. Differences are shown without an overall score or investment verdict.

AFRM

Affirm Holdings, Inc.

$23.70B

$70.77Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT

WRB

W. R. Berkley Corporation

$25.68B

$68.98Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT

Total return — AFRM vs WRB

growth of $100 · dividends reinvested · last 6y

AFRM -27.2% (-5.2%/yr)WRB +171.3% (+18.1%/yr)WRB compounded faster over this window

AFRM WRB

AFRM vs WRB: by the numbers

•WRB is the larger company ($25.68B vs $23.70B market cap).
•AFRM trades at the lower trailing earnings multiple (12.82 vs 14.16 P/E), one valuation lens rather than an overall verdict.
•AFRM converts more revenue to profit (46.11% vs 10.71% net margin).
•AFRM grew revenue faster over the past five years (36.90% vs 15.38% CAGR).
•WRB pays a dividend (1.86% yield), while AFRM has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AFRM	WRB
P/E ratio	12.82	14.16
Forward P/E	35.62	14.15
PEG ratio	N/A	0.49
P/S ratio	5.66	1.43
P/B ratio	4.32	2.52

Profitability

Metric	AFRM	WRB
Operating margin	15.50%	13.69%
Net margin	46.11%	10.71%
ROE	35.19%	18.89%

Affirm Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

W. R. Berkley Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AFRM	WRB
Dividend yield	N/A	1.86%
Payout ratio	N/A	26.28%

Growth (annualized)

Metric	AFRM	WRB
Revenue CAGR (5Y)	36.90%	15.38%
EPS CAGR (5Y)	N/A	28.88%
Total return CAGR (5Y)	-9.69%	18.52%

Frequently asked

Which has the lower trailing P/E, AFRM or WRB?: AFRM has the lower trailing P/E: AFRM trades at 12.82 and WRB at 14.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFRM or WRB?: Over the past five years, AFRM grew revenue faster — AFRM at a 36.90% CAGR versus WRB at 15.38%.
Does AFRM or WRB pay a bigger dividend?: WRB pays a dividend (1.86% yield), while AFRM has no payments in the available dividend history.
Is AFRM or WRB more profitable?: AFRM runs the higher net margin — AFRM at 46.11% versus WRB at 10.71%.
How have AFRM and WRB total returns compared?: Over the past 5 years, AFRM delivered -9.69% and WRB delivered 18.52% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFRM analysis Full WRB analysis Interactive comparison tool

Dig into the metrics

Affirm P/E ratio W. R. Berkley P/E ratio W. R. Berkley dividend yield Affirm ROE W. R. Berkley ROE Affirm operating margin W. R. Berkley operating margin Affirm revenue growth W. R. Berkley revenue growth

Affirm & W. R. Berkley appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 3, 2026.