Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 46.11% is 255% above its 5-year average of -29.66%, around the middle of its 5-year range (-113.82%–148.36%).
23.72% above its 12-month average of 37.27%.
Reported quarterly profit margin; no daily interpolation. Q4 FY2026 (2026-06-30): 148.36%.
NET PROFIT MARGIN
46.11%
NET PROFIT MARGIN AVG TTM
37.27%
NET PROFIT MARGIN AVG 3Y
-8.82%
NET PROFIT MARGIN AVG 5Y
-29.66%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+23.72%
CURRENT VS 3Y AVG
+622.76%
CURRENT VS 5Y AVG
+255.46%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
17.69%
median of 114 covered companies
CURRENT VS SECTOR MEDIAN
+160.73%
vs the sector median at left
Affirm Holdings, Inc.
Market Cap
$23.70B
Net Profit Margin
46.11%
TTM Avg
37.27%
3Y Avg
-8.82%
5Y Avg
-29.66%
Market Cap
$23.97B
Net Profit Margin
9.86%
TTM Avg
8.66%
3Y Avg
12.25%
5Y Avg
11.57%
Market Cap
$23.35B
Net Profit Margin
18.56%
TTM Avg
17.72%
3Y Avg
17.80%
5Y Avg
19.94%
Market Cap
$23.13B
Net Profit Margin
23.33%
TTM Avg
21.32%
3Y Avg
23.83%
5Y Avg
24.99%
Market Cap
$24.86B
Net Profit Margin
23.84%
TTM Avg
19.59%
3Y Avg
12.54%
5Y Avg
16.19%
Market Cap
$22.42B
Net Profit Margin
29.26%
TTM Avg
29.07%
3Y Avg
27.46%
5Y Avg
31.38%
Market Cap
$25.31B
Net Profit Margin
5.13%
TTM Avg
6.82%
3Y Avg
8.52%
5Y Avg
8.01%
Market Cap
$21.76B
Net Profit Margin
40.66%
TTM Avg
34.33%
3Y Avg
30.49%
5Y Avg
26.94%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Affirm Holdings, Inc. (AFRM) | $23.70B | 46.11% | 37.27% | -8.82% | -29.66% |
| Principal Financial Group, Inc. (PFG)vs › | $23.97B | 9.86% | 8.66% | 12.25% | 11.57% |
| Synchrony Financial (SYF)vs › | $23.35B | 18.56% | 17.72% | 17.80% | 19.94% |
| Regions Financial Corporation (RF)vs › | $23.13B | 23.33% | 21.32% | 23.83% | 24.99% |
| Cincinnati Financial Corporation (CINF)vs › | $24.86B | 23.84% | 19.59% | 12.54% | 16.19% |
| T. Rowe Price Group, Inc. (TROW)vs › | $22.42B | 29.26% | 29.07% | 27.46% | 31.38% |
| LPL Financial Holdings Inc. (LPLA)vs › | $25.31B | 5.13% | 6.82% | 8.52% | 8.01% |
| Loews Corporation (L)vs › | $21.82B | 10.36% | 8.68% | 8.09% | 6.16% |
| Tradeweb Markets Inc. (TW)vs › | $21.76B | 40.66% | 34.33% | 30.49% | 26.94% |
| W. R. Berkley Corporation (WRB)vs › | $25.68B | 10.71% | 12.49% | 12.18% | 11.02% |
Operating Margin
15.5%
Net Profit Margin
46.1%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 148.36% |
| 2026-03-31 | 9.91% |
| 2025-12-31 | 11.54% |
| 2025-09-30 | 8.65% |
| 2025-06-30 | 7.90% |
| 2025-03-31 | 0.36% |
| 2024-12-31 | 9.28% |
| 2024-09-30 | -14.35% |
| 2024-06-30 | -6.85% |
| 2024-03-31 | -23.25% |
| 2023-12-31 | -28.24% |
| 2023-09-30 | -34.60% |
| 2023-06-30 | -46.20% |
| 2023-03-31 | -53.99% |
| 2022-12-31 | -80.70% |
| 2022-09-30 | -69.48% |
| 2022-06-30 | -51.19% |
| 2022-03-31 | -15.41% |
| 2021-12-31 | -44.25% |
| 2021-09-30 | -113.82% |
| 2021-06-30 | -58.53% |
| 2021-03-31 | -124.44% |
| 2020-12-31 | -13.04% |
| 2020-09-30 | -2.27% |
| 2020-06-30 | 22.70% |
| 2020-03-31 | -61.92% |
| 2019-12-31 | -23.85% |
| 2019-09-30 | -35.02% |
