Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 64.02% is 12% below its 5-year average of 72.79%, near the high end of its 5-year range (-187.53%–104.04%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.40% above its 12-month average of 63.14%.
Reported quarterly gross margin; no daily interpolation. Q2 FY2026 (2026-06-30): 63.99%.
GROSS MARGIN
64.02%
GROSS MARGIN AVG TTM
63.14%
GROSS MARGIN AVG 3Y
59.67%
GROSS MARGIN AVG 5Y
72.79%
GROSS MARGIN AVG 10Y
79.32%
GROSS MARGIN AVG 15Y
81.25%
GROSS MARGIN AVG 20Y
75.68%
CURRENT VS TTM AVG
+1.40%
CURRENT VS 3Y AVG
+7.29%
CURRENT VS 5Y AVG
-12.05%
CURRENT VS 10Y AVG
-19.29%
CURRENT VS 15Y AVG
-21.21%
CURRENT VS 20Y AVG
-15.41%
SECTOR MEDIAN · FINANCIAL SERVICES
58.58%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+9.30%
vs the sector median at left
Truist Financial Corporation
Market Cap
$62.79B
Gross Margin
64.02%
TTM Avg
63.14%
3Y Avg
59.67%
5Y Avg
72.79%
Market Cap
$61.74B
Gross Margin
54.75%
TTM Avg
48.48%
3Y Avg
45.30%
5Y Avg
42.21%
Market Cap
$65.31B
Gross Margin
33.23%
TTM Avg
28.03%
3Y Avg
19.99%
5Y Avg
22.65%
Market Cap
$53.53B
Gross Margin
65.27%
TTM Avg
59.91%
3Y Avg
68.29%
5Y Avg
78.26%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $62.79B | 64.02% | 63.14% | 59.67% | 72.79% |
| MetLife, Inc. (MET)vs › | $62.50B | 36.36% | 31.77% | 29.23% | 27.71% |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.74B | 54.75% | 48.48% | 45.30% | 42.21% |
| Aon plc (AON)vs › | $64.21B | 47.70% | 47.47% | 47.86% | 47.14% |
| The Allstate Corporation (ALL)vs › | $65.31B | 33.23% | 28.03% | 19.99% | 22.65% |
| Aflac Incorporated (AFL)vs › | $58.68B | 38.93% | 37.28% | 68.64% | 79.09% |
| Nu Holdings Ltd. (NU)vs › | $70.81B | 44.03% | 45.39% | 42.27% | 41.02% |
| VanEck Semiconductor ETF (SMH)vs › | $71.66B | N/A | N/A | N/A | N/A |
| State Street Corporation (STT)vs › | $53.53B | 65.27% | 59.91% | 68.29% | 78.26% |
| Apollo Global Management, Inc. (APO)vs › | $74.29B | 95.50% | 95.56% | 94.88% | 89.96% |
Gross Margin
64.0%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 63.99% |
| 2026-03-31 | 63.08% |
| 2025-12-31 | 68.49% |
| 2025-09-30 | 60.57% |
| 2025-06-30 | 59.56% |
| 2025-03-31 | 60.18% |
| 2024-12-31 | 59.99% |
| 2024-09-30 | 59.18% |
| 2024-06-30 | -187.53% |
| 2024-03-31 | 56.59% |
| 2023-12-31 | 60.87% |
| 2023-09-30 | 57.82% |
| 2023-06-30 | 58.84% |
| 2023-03-31 | 66.43% |
| 2022-12-31 | 77.13% |
| 2022-09-30 | 86.74% |
| 2022-06-30 | 92.62% |
| 2022-03-31 | 98.56% |
| 2021-12-31 | 98.86% |
| 2021-09-30 | 102.26% |
| 2021-06-30 | 104.04% |
| 2021-03-31 | 95.46% |
| 2020-12-31 | 92.84% |
| 2020-09-30 | 88.31% |
| 2020-06-30 | 79.65% |
| 2020-03-31 | 73.87% |
| 2019-12-31 | 82.04% |
| 2019-09-30 | 81.97% |
| 2019-06-30 | 80.66% |
| 2019-03-31 | 81.27% |
| 2018-12-31 | 82.88% |
| 2018-09-30 | 84.37% |
| 2018-06-30 | 85.32% |
| 2018-03-31 | 85.88% |
| 2017-12-31 | 87.45% |
| 2017-09-30 | 88.30% |
| 2017-06-30 | 89.36% |
| 2017-03-31 | 89.34% |
| 2016-12-31 | 89.37% |
| 2016-09-30 | 88.81% |
| 2016-06-30 | 90.03% |
| 2016-03-31 | 86.56% |
| 2015-12-31 | 88.41% |
| 2015-09-30 | 89.28% |
| 2015-06-30 | 89.45% |
| 2015-03-31 | 89.10% |
| 2014-12-31 | 89.79% |
| 2014-09-30 | 91.23% |
| 2014-06-30 | 89.62% |
| 2014-03-31 | 89.87% |
| 2013-12-31 | 89.83% |
| 2013-09-30 | 88.01% |
| 2013-06-30 | 85.72% |
| 2013-03-31 | 81.28% |
| 2012-12-31 | 83.62% |
| 2012-09-30 | 82.65% |
| 2012-06-30 | 80.53% |
| 2012-03-31 | 77.72% |
| 2011-12-31 | 80.23% |
| 2011-09-30 | 76.07% |
| 2011-06-30 | 73.30% |
| 2011-03-31 | 69.43% |
| 2010-12-31 | 62.40% |
| 2010-09-30 | 57.59% |
| 2010-06-30 | 61.20% |
| 2010-03-31 | 60.35% |
| 2009-12-31 | 55.77% |
| 2009-09-30 | 54.67% |
| 2009-06-30 | 54.31% |
| 2009-03-31 | 55.39% |
| 2008-12-31 | 51.47% |
| 2008-09-30 | 58.65% |
| 2008-06-30 | 59.80% |
| 2008-03-31 | 58.70% |
| 2007-12-31 | 55.52% |
| 2007-09-30 | 57.23% |
| 2007-06-30 | 59.74% |
| 2007-03-31 | 60.01% |
| 2006-12-31 | 59.68% |
| 2006-09-30 | 62.36% |
| 2006-06-30 | 65.09% |
| 2006-03-31 | 67.34% |
| 2005-12-31 | 68.43% |
| 2005-09-30 | 71.07% |
| 2005-06-30 | 73.66% |
| 2005-03-31 | 75.27% |
| 2004-12-31 | 76.25% |
| 2004-09-30 | 78.69% |
| 2004-06-30 | 79.59% |
| 2004-03-31 | 78.43% |
| 2003-12-31 | 79.45% |
| 2003-09-30 | 77.83% |
| 2003-06-30 | 73.21% |
| 2003-03-31 | 71.62% |
| 2002-12-31 | 69.91% |
| 2002-09-30 | 68.44% |
