Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 52.26% is in line with its 5-year average of 51.73%, near the low end of its 5-year range (37.71%–97.29%).
0.29% below its 12-month average of 52.41%.
Reported quarterly gross margin; no daily interpolation. Q2 FY2026 (2026-06-30): 53.63%.
GROSS MARGIN
52.26%
GROSS MARGIN AVG TTM
52.41%
GROSS MARGIN AVG 3Y
46.66%
GROSS MARGIN AVG 5Y
51.73%
GROSS MARGIN AVG 10Y
51.50%
GROSS MARGIN AVG 15Y
N/A
GROSS MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-0.29%
CURRENT VS 3Y AVG
+12.00%
CURRENT VS 5Y AVG
+1.03%
CURRENT VS 10Y AVG
+1.47%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
58.58%
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-10.78%
vs the sector median at left
Synchrony Financial
Market Cap
$24.55B
Gross Margin
52.26%
TTM Avg
52.41%
3Y Avg
46.66%
5Y Avg
51.73%
Market Cap
$24.61B
Gross Margin
48.54%
TTM Avg
45.39%
3Y Avg
49.23%
5Y Avg
48.30%
Market Cap
$24.14B
Gross Margin
8.67%
TTM Avg
16.13%
3Y Avg
23.51%
5Y Avg
2.92%
Market Cap
$25.56B
Gross Margin
76.85%
TTM Avg
72.50%
3Y Avg
78.47%
5Y Avg
82.29%
Market Cap
$26.03B
Gross Margin
52.29%
TTM Avg
48.41%
3Y Avg
41.92%
5Y Avg
45.37%
Market Cap
$23.04B
Gross Margin
62.67%
TTM Avg
57.30%
3Y Avg
54.80%
5Y Avg
56.34%
Market Cap
$26.08B
Gross Margin
19.81%
TTM Avg
21.35%
3Y Avg
21.74%
5Y Avg
20.83%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Synchrony Financial (SYF) | $24.55B | 52.26% | 52.41% | 46.66% | 51.73% |
| Principal Financial Group, Inc. (PFG)vs › | $24.61B | 48.54% | 45.39% | 49.23% | 48.30% |
| Circle Internet Group (CRCL)vs › | $24.14B | 8.67% | 16.13% | 23.51% | 2.92% |
| Regions Financial Corporation (RF)vs › | $25.56B | 76.85% | 72.50% | 78.47% | 82.29% |
| KeyCorp (KEY)vs › | $23.45B | 64.48% | 53.55% | 61.38% | 70.63% |
| Cincinnati Financial Corporation (CINF)vs › | $26.03B | 52.29% | 48.41% | 41.92% | 45.37% |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.04B | 62.67% | 57.30% | 54.80% | 56.34% |
| W. R. Berkley Corporation (WRB)vs › | $26.08B | 19.81% | 21.35% | 21.74% | 20.83% |
| Loews Corporation (L)vs › | $22.45B | 46.96% | 44.30% | 43.77% | 43.78% |
| Brown & Brown, Inc. (BRO)vs › | $22.19B | 87.68% | 68.27% | 58.37% | 54.11% |
Gross Margin
52.3%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 53.63% |
| 2026-03-31 | 50.64% |
| 2025-12-31 | 49.33% |
| 2025-09-30 | 55.38% |
| 2025-06-30 | 53.08% |
| 2025-03-31 | 46.36% |
| 2024-12-31 | 45.54% |
| 2024-09-30 | 44.43% |
| 2024-06-30 | 41.34% |
| 2024-03-31 | 37.71% |
| 2023-12-31 | 39.12% |
| 2023-09-30 | 44.48% |
| 2023-06-30 | 45.55% |
| 2023-03-31 | 48.53% |
| 2022-12-31 | 51.20% |
| 2022-09-30 | 59.66% |
| 2022-06-30 | 68.33% |
| 2022-03-31 | 75.08% |
| 2021-12-31 | 73.45% |
| 2021-09-30 | 90.28% |
| 2021-06-30 | 97.29% |
| 2021-03-31 | 77.91% |
| 2020-12-31 | 64.20% |
| 2020-09-30 | 48.19% |
| 2020-06-30 | 33.15% |
| 2020-03-31 | 38.68% |
| 2019-12-31 | 54.64% |
| 2019-09-30 | 60.22% |
| 2019-06-30 | 55.13% |
| 2019-03-31 | 63.84% |
| 2018-12-31 | 51.16% |
| 2018-09-30 | 50.10% |
| 2018-06-30 | 52.09% |
| 2018-03-31 | 50.99% |
| 2017-12-31 | 51.62% |
| 2017-09-30 | 52.43% |
| 2017-06-30 | 50.60% |
| 2017-03-31 | 50.87% |
| 2016-12-31 | 56.69% |
| 2016-09-30 | 58.34% |
| 2016-06-30 | 54.87% |
| 2016-03-31 | 58.74% |
| 2015-12-31 | 60.73% |
| 2015-09-30 | 64.00% |
| 2015-06-30 | 62.26% |
| 2015-03-31 | 62.87% |
| 2014-12-31 | 60.39% |
| 2014-09-30 | 63.62% |
| 2014-06-30 | 63.77% |
| 2014-03-31 | 61.12% |
| 2013-12-31 | 59.84% |
| 2013-09-30 | 68.79% |
| 2013-06-30 | 62.70% |
| 2013-03-31 | 47.28% |
