Franklin Resources, Inc. (BEN) vs Synchrony Financial (SYF)

SYF leads on 11 of 14 compared metrics.

A side-by-side comparison of Franklin Resources, Inc. and Synchrony Financial across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — BEN vs SYF

growth of $100 · last 12y
BEN -40.7%SYF +219.0%SYF compounded faster
Log scale — wide-divergence pair
101001kStart $100201620182020202220242026$59$319
BEN SYF

BEN vs SYF: by the numbers

  • SYF is the larger company ($24.68B vs $16.70B market cap).
  • SYF trades at the lower earnings multiple (7.59 vs 23.98 P/E).
  • SYF converts more revenue to profit (18.08% vs 8.99% net margin).
  • SYF grew revenue faster over the past five years (10.42% vs 5.65% CAGR).
  • BEN pays the higher dividend yield (4.05% vs 1.64%).

Which is better, BEN or SYF?

Metric tally: BEN 3 · SYF 11

It depends on what you're optimizing for:

ValueSYF(lower P/E)
GrowthSYF(faster 5Y revenue CAGR)
IncomeBEN(higher dividend yield)
QualitySYF(higher ROIC)

Valuation

MetricBENSYF
P/E ratio23.987.59
Forward P/E11.737.90
P/S ratio1.841.27
P/B ratio1.371.54
PEG ratio3.211.02

Profitability

MetricBENSYF
Gross margin73.80%61.08%
Operating margin9.34%22.85%
Net margin8.99%18.08%
ROE6.70%21.85%
ROIC1.38%9.36%

Dividends

MetricBENSYF
Dividend yield4.05%1.64%
Payout ratio142.86%12.83%

Growth (annualized)

MetricBENSYF
Revenue CAGR (5Y)5.65%10.42%
EPS CAGR (5Y)-10.56%32.61%
Total return CAGR (5Y)3.38%10.68%

Frequently asked

Which is better, BEN or SYF?
It depends on your goal. value: SYF (lower P/E); growth: SYF (faster 5Y revenue CAGR); income: BEN (higher dividend yield); quality: SYF (higher ROIC). Across all compared metrics, SYF leads 11 to 3.
Is BEN or SYF cheaper?
On trailing earnings, SYF is cheaper: BEN trades at a 23.98 P/E and SYF at 7.59.
Which has grown faster, BEN or SYF?
Over the past five years, SYF grew revenue faster — BEN at a 5.65% CAGR versus SYF at 10.42%.
Does BEN or SYF pay a bigger dividend?
BEN yields 4.05% and SYF yields 1.64% based on trailing dividends and the latest price.
Is BEN or SYF more profitable?
SYF runs the higher net margin — BEN at 8.99% versus SYF at 18.08%.
Which has been the better investment, BEN or SYF?
Over the past 10-year, SYF delivered the higher annualized total return — BEN at 3.57% versus SYF at 11.66%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.