The Charles Schwab (SCHW) Quick Ratio: History & Chart

The Charles Schwab Corporation (SCHW)SCHWThe Charles Schwab Corporation

About The Charles Schwab Corporation

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

Westlake, TX

33,500 employees

www.schwab.com

Financial Services / Financial - Capital Markets

Sector: Financial Services
Industry: Financial - Capital Markets
CEO: Richard Andrew Wurster

View full financials

SCHW Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

12.41

QUICK RATIO (ACID-TEST) AVG TTM

2.89

QUICK RATIO (ACID-TEST) AVG 3Y

0.52

QUICK RATIO (ACID-TEST) AVG 5Y

0.64

QUICK RATIO (ACID-TEST) AVG 10Y

0.58

QUICK RATIO (ACID-TEST) AVG 15Y

0.51

QUICK RATIO (ACID-TEST) AVG 20Y

0.60

CURRENT VS TTM AVG

+329.50%

CURRENT VS 3Y AVG

+2267.11%

CURRENT VS 5Y AVG

+1853.95%

CURRENT VS 10Y AVG

+2032.68%

CURRENT VS 15Y AVG

+2353.14%

CURRENT VS 20Y AVG

+1972.60%

SECTOR MEDIAN · FINANCIAL SERVICES

0.90

median of 95 covered companies

CURRENT VS SECTOR MEDIAN

+1279.32%

vs the sector median at left

NAME	MARKET CAP	QUICK RATIO (ACID-TEST)	TTM	3Y	5Y
The Charles Schwab Corporation (SCHW)	$180.04B	12.41	2.89	0.52	0.64
BlackRock, Inc. (BLK)vs ›	$164.80B	15.76	16.08	15.47	17.37
Vanguard FTSE Emerging Markets ETF (VWO)vs ›	$161.92B	N/A	N/A	N/A	N/A
Interactive Brokers Group, Inc. (IBKR)vs ›	$160.78B	1.13	1.15	1.13	1.04
Blackstone Inc. (BX)vs ›	$160.90B	0.91	0.84	1.27	2.48
Chubb Limited (CB)vs ›	$139.63B	0.62	0.62	0.62	0.62
American Express Company (AXP)vs ›	$227.07B	0.28	0.28	0.30	0.34
Citigroup Inc. (C)vs ›	$230.14B	0.48	0.40	0.36	0.36
S&P Global Inc. (SPGI)vs ›	$128.90B	0.82	0.83	0.86	1.24
Capital One Financial Corporation (COF)vs ›	$127.40B	0.15	0.15	0.24	0.30

NAME

MARKET CAP

QUICK RATIO (ACID-TEST)

TTM

The Charles Schwab Corporation (SCHW)

$180.04B

12.41

2.89

0.52

0.64

BlackRock, Inc. (BLK)vs ›

$164.80B

15.76

16.08

15.47

17.37

Vanguard FTSE Emerging Markets ETF (VWO)vs ›

$161.92B

N/A

Interactive Brokers Group, Inc. (IBKR)vs ›

$160.78B

1.13

1.15

1.13

1.04

Blackstone Inc. (BX)vs ›

$160.90B

0.91

0.84

1.27

2.48

Chubb Limited (CB)vs ›

$139.63B

0.62

American Express Company (AXP)vs ›

$227.07B

0.28

0.30

0.34

Citigroup Inc. (C)vs ›

$230.14B

0.48

0.40

0.36

S&P Global Inc. (SPGI)vs ›

$128.90B

0.82

0.83

0.86

1.24

Capital One Financial Corporation (COF)vs ›

$127.40B

0.15

0.24

0.30

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The quick ratio (acid-test) for SCHW stock is 12.41.

Is The Charles Schwab Corporation's quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 12.41 is 938% above its 5-year average of 1.20, near the high end of its 5-year range (0.49–12.41).

What is the TTM average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The TTM average quick ratio (acid-test) for SCHW stock is 2.89.

What is the 3Y average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The 3Y average quick ratio (acid-test) for SCHW stock is 0.52.

What is the 5Y average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The 5Y average quick ratio (acid-test) for SCHW stock is 0.64.

What is the 10Y average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The 10Y average quick ratio (acid-test) for SCHW stock is 0.58.

What is the 15Y average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The 15Y average quick ratio (acid-test) for SCHW stock is 0.51.

What is the 20Y average quick ratio (acid-test) for The Charles Schwab Corporation (SCHW)?

The 20Y average quick ratio (acid-test) for SCHW stock is 0.60.

DATE	QUICK RATIO (ACID-TEST)
2026-03-31	12.41
2025-12-31	0.53
2025-09-30	0.50
2025-06-30	0.49
2025-03-31	0.52
2024-12-31	0.54
2024-09-30	0.54
2024-06-30	0.52
2024-03-31	0.52
2023-12-31	0.54
2023-09-30	0.53
2023-06-30	0.53
2023-03-31	0.53
2022-12-31	0.52
2022-09-30	0.69
2022-06-30	0.71
2022-03-31	0.73
2021-12-31	0.93
2021-09-30	0.94
2021-06-30	0.95
2021-03-31	0.95
2020-12-31	0.93
2020-09-30	0.94
2020-06-30	0.93
2020-03-31	0.92
2019-12-31	0.43
2019-09-30	0.40
2019-06-30	0.41
2019-03-31	0.45
2018-12-31	0.44
2018-09-30	0.42
2018-06-30	0.39
2018-03-31	0.39
2017-12-31	0.39
2017-09-30	0.38
2017-06-30	0.37
2017-03-31	0.38
2016-12-31	0.52
2016-09-30	0.54
2016-06-30	0.48
2016-03-31	0.47
2015-12-31	0.57
2015-09-30	0.50
2015-06-30	0.49
2015-03-31	0.48
2014-12-31	0.59
2014-09-30	0.57
2014-06-30	0.46
2014-03-31	0.57
2013-12-31	0.57
2013-09-30	0.46
2013-06-30	0.44
2013-03-31	0.46
2012-12-31	0.60
2012-09-30	0.66
2012-06-30	0.43
2012-03-31	0.45
2011-12-31	0.78
2011-09-30	0.48
2011-06-30	0.48
2011-03-31	0.47
2010-12-31	0.20
2010-09-30	0.72
2010-06-30	0.82
2010-03-31	0.82
2009-12-31	0.89
2009-09-30	0.92
2009-06-30	1.00
2009-03-31	1.06
2008-12-31	1.10
2008-09-30	2.35
2008-06-30	2.37
2008-03-31	2.79
2007-12-31	3.02
2007-09-30	3.10
2007-06-30	4.14
2007-03-31	4.08
2006-12-31	4.39
2006-09-30	2.45
2006-06-30	2.62
2006-03-31	2.92
2005-12-31	6.08
2005-09-30	1.08
2005-06-30	1.07
2005-03-31	1.07
2004-12-31	1.07
2004-09-30	1.08
2004-06-30	1.08
2004-03-31	4.40
2003-12-31	1.08
2003-09-30	1.09
2003-06-30	1.09
2003-03-31	1.09
2002-12-31	1.09
2002-09-30	1.10
2002-06-30	1.11

DATE

QUICK RATIO (ACID-TEST)

2026-03-31

12.41

2025-12-31

0.53

2025-09-30

0.50

2025-06-30

0.49

2025-03-31

0.52

2024-12-31

0.54

2024-09-30

0.54

2024-06-30

0.52

2024-03-31

0.52

2023-12-31

0.54

2023-09-30

0.53

2023-06-30

0.53

2023-03-31

0.53

2022-12-31

0.52

2022-09-30

0.69

2022-06-30

0.71

2022-03-31

0.73

2021-12-31

0.93

2021-09-30

0.94

2021-06-30

0.95

2021-03-31

0.95

2020-12-31

0.93

2020-09-30

0.94

2020-06-30

0.93

2020-03-31

0.92

2019-12-31

0.43

2019-09-30

0.40

2019-06-30

0.41

2019-03-31

0.45

2018-12-31

0.44

2018-09-30

0.42

2018-06-30

0.39

2018-03-31

0.39

2017-12-31

0.39

2017-09-30

0.38

2017-06-30

0.37

2017-03-31

0.38

2016-12-31

0.52

2016-09-30

0.54

2016-06-30

0.48

2016-03-31

0.47

2015-12-31

0.57

2015-09-30

0.50

2015-06-30

0.49

2015-03-31

0.48

2014-12-31

0.59

2014-09-30

0.57

2014-06-30

0.46

2014-03-31

0.57

2013-12-31

0.57

2013-09-30

0.46

2013-06-30

0.44

2013-03-31

0.46

2012-12-31

0.60

2012-09-30

0.66

2012-06-30

0.43

2012-03-31

0.45

2011-12-31

0.78

2011-09-30

0.48

2011-06-30

0.48

2011-03-31

0.47

2010-12-31

0.20

2010-09-30

0.72

2010-06-30

0.82

2010-03-31

0.82

2009-12-31

0.89

2009-09-30

0.92

2009-06-30

1.00

2009-03-31

1.06

2008-12-31

1.10

2008-09-30

2.35

2008-06-30

2.37

2008-03-31

2.79

2007-12-31

3.02

2007-09-30

3.10

2007-06-30

4.14

2007-03-31

4.08

2006-12-31

4.39

2006-09-30

2.45

2006-06-30

2.62

2006-03-31

2.92

2005-12-31

6.08

2005-09-30

1.08

2005-06-30

1.07

2005-03-31

1.07

2004-12-31

1.07

2004-09-30

1.08

2004-06-30

1.08

2004-03-31

4.40

2003-12-31

1.08

2003-09-30

1.09

2003-06-30

1.09

2003-03-31

1.09

2002-12-31

1.09

2002-09-30

1.10

2002-06-30

1.11

Quick Ratio (Acid-Test): 12.41

SCHW Quick Ratio

SCHW Average Quick Ratio (Acid-Test) Chart

SCHW Current vs Average Quick Ratio (Acid-Test) Chart

SCHW Quick Ratio (Acid-Test) Metrics

SCHW Competitors' Quick Ratio (Acid-Test)

Liquidity Comparison

Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio (Acid-Test) FAQ

SCHW Quick Ratio (Acid-Test) History

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