PB Ratio: 0.93

Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.

Is the P/B ratio high or low?

The P/B ratio of 0.93 is 71% above its estimated 5-year average of 0.54, around the middle of its estimated 5-year range (0.15–1.65).

As of 2026-10-06T18:52:33.070Z. 40.94% above its estimated 12-month average of 0.66.

OPRT PB Ratio Metrics

P/B vs. estimated history

At 0.93, P/B is above its estimated 7-year median — higher than 73% of readings in its estimated 7-year history.

Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.

Book Value Analysis

PB Ratio Formula & Definition

PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)

The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

PB Ratio FAQ

What is the P/B ratio for Oportun Financial Corporation (OPRT)?

The P/B ratio for OPRT stock is 0.93.

Is Oportun Financial Corporation's P/B ratio high or low?

The P/B ratio of 0.93 is 71% above its estimated 5-year average of 0.54, around the middle of its estimated 5-year range (0.15–1.65).

What is the estimated TTM average P/B ratio for Oportun Financial Corporation (OPRT)?

The estimated TTM average P/B ratio for OPRT stock is 0.66.

What is the estimated 3Y average P/B ratio for Oportun Financial Corporation (OPRT)?

The estimated 3Y average P/B ratio for OPRT stock is 0.56.

What is the estimated 5Y average P/B ratio for Oportun Financial Corporation (OPRT)?

The estimated 5Y average P/B ratio for OPRT stock is 0.54.

Showing the most recent 260 of 1,765 data points. The chart above shows the full history.

Related Metrics