Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.54% is in line with its 5-year average of 1.47%, around the middle of its 5-year range (1.40%–1.61%).
6.94% above its 12-month average of 1.44%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.39%.
RETURN ON ASSETS (ROA)
1.54%
RETURN ON ASSETS (ROA) AVG TTM
1.44%
RETURN ON ASSETS (ROA) AVG 3Y
1.48%
RETURN ON ASSETS (ROA) AVG 5Y
1.47%
RETURN ON ASSETS (ROA) AVG 10Y
1.45%
RETURN ON ASSETS (ROA) AVG 15Y
1.35%
RETURN ON ASSETS (ROA) AVG 20Y
1.25%
CURRENT VS TTM AVG
+6.94%
CURRENT VS 3Y AVG
+3.88%
CURRENT VS 5Y AVG
+4.52%
CURRENT VS 10Y AVG
+6.47%
CURRENT VS 15Y AVG
+14.39%
CURRENT VS 20Y AVG
+23.44%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 484 covered companies
CURRENT VS SECTOR MEDIAN
+25.71%
vs the sector median at left
Lakeland Financial Corporation
Market Cap
$1.46B
Return on Assets (ROA)
1.54%
TTM Avg
1.44%
3Y Avg
1.48%
5Y Avg
1.47%
Market Cap
$1.47B
Return on Assets (ROA)
4.78%
TTM Avg
4.47%
3Y Avg
4.23%
5Y Avg
4.71%
Market Cap
$1.43B
Return on Assets (ROA)
1.21%
TTM Avg
1.23%
3Y Avg
1.15%
5Y Avg
1.02%
Market Cap
$1.41B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.40B
Return on Assets (ROA)
0.88%
TTM Avg
0.97%
3Y Avg
0.95%
5Y Avg
0.93%
Market Cap
$1.39B
Return on Assets (ROA)
1.55%
TTM Avg
1.41%
3Y Avg
1.42%
5Y Avg
1.41%
Market Cap
$1.54B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.55B
Return on Assets (ROA)
-4.16%
TTM Avg
-0.69%
3Y Avg
-1.80%
5Y Avg
-1.44%
Market Cap
$1.56B
Return on Assets (ROA)
2.40%
TTM Avg
2.51%
3Y Avg
2.29%
5Y Avg
2.17%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lakeland Financial Corporation (LKFN) | $1.46B | 1.54% | 1.44% | 1.48% | 1.47% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 4.78% | 4.47% | 4.23% | 4.71% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 1.21% | 1.23% | 1.15% | 1.02% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 2.06% | 2.50% | 3.62% | 5.24% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 0.88% | 0.97% | 0.95% | 0.93% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.39B | 1.55% | 1.41% | 1.42% | 1.41% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 1.11% | 0.66% | 0.88% | 1.01% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.55B | -4.16% | -0.69% | -1.80% | -1.44% |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 2.40% | 2.51% | 2.29% | 2.17% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.33B | 1.09% | 1.10% | 1.05% | 1.00% |
ROA
1.5%
ROE
14.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.48% |
| 2024-12-31 | 1.40% |
| 2023-12-31 | 1.44% |
| 2022-12-31 | 1.61% |
| 2021-12-31 | 1.46% |
| 2020-12-31 | 1.45% |
| 2019-12-31 | 1.76% |
| 2018-12-31 | 1.65% |
| 2017-12-31 | 1.22% |
| 2016-12-31 | 1.21% |
| 2015-12-31 | 1.23% |
| 2014-12-31 | 1.27% |
| 2013-12-31 | 1.22% |
| 2012-12-31 | 1.16% |
| 2011-12-31 | 1.06% |
| 2010-12-31 | 0.92% |
| 2009-12-31 | 0.74% |
| 2008-12-31 | 0.83% |
| 2007-12-31 | 0.97% |
| 2006-12-31 | 1.02% |
| 2005-12-31 | 1.10% |
| 2004-12-31 | 1.00% |
| 2003-12-31 | 1.09% |
| 2002-12-31 | 0.99% |
| 2001-12-31 | 0.89% |
| 2000-12-31 | 0.81% |
| 1999-12-31 | 0.80% |
| 1998-12-31 | 0.81% |
| 1997-12-31 | 0.94% |
| 1996-12-31 | 0.98% |
