Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the current ratio high or low?
The current ratio of 4.15 is 1083% above its 5-year average of 0.35, near the high end of its 5-year range (0.03–4.15).
As of the fiscal period ended Tuesday, June 30, 2026. 336.36% above its 12-month average of 0.95.
Reported quarterly current ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 4.15.
CURRENT RATIO
4.15
CURRENT RATIO AVG TTM
0.95
CURRENT RATIO AVG 3Y
0.25
CURRENT RATIO AVG 5Y
0.35
CURRENT RATIO AVG 10Y
0.39
CURRENT RATIO AVG 15Y
0.42
CURRENT RATIO AVG 20Y
0.29
CURRENT VS TTM AVG
+336.36%
CURRENT VS 3Y AVG
+1584.67%
CURRENT VS 5Y AVG
+1083.42%
CURRENT VS 10Y AVG
+974.33%
CURRENT VS 15Y AVG
+888.41%
CURRENT VS 20Y AVG
+1351.96%
SECTOR MEDIAN · FINANCIAL SERVICES
1.13
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+265.35%
vs the sector median at left
Isabella Bank Corporation
Market Cap
$289.27M
Current Ratio
4.15
TTM Avg
0.95
3Y Avg
0.25
5Y Avg
0.35
Market Cap
$266.32M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$325.98M
Current Ratio
N/A
TTM Avg
0.28
3Y Avg
1.18
5Y Avg
0.94
Market Cap
$187.48M
Current Ratio
13.85
TTM Avg
11.33
3Y Avg
7.58
5Y Avg
5.75
Market Cap
$182.15M
Current Ratio
1.35
TTM Avg
1.01
3Y Avg
0.73
5Y Avg
0.49
Market Cap
$154.05M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$150.40M
Current Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$67.62M
Current Ratio
4.74
TTM Avg
4.15
3Y Avg
8.64
5Y Avg
6.16
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Isabella Bank Corporation (ISBA) | $289.27M | 4.15 | 0.95 | 0.25 | 0.35 |
| Thunder Bridge Capital Partners V L (TBCVU)vs › | $266.32M | N/A | N/A | N/A | N/A |
| BlackRock Floating Rate Income Trust (BGT)vs › | $325.98M | N/A | 0.28 | 1.18 | 0.94 |
| DeFi Technologies Inc. (DEFT)vs › | $229.98M | 1.14 | 0.83 | 0.80 | 0.94 |
| Franklin Universal Trust (FT)vs › | $187.48M | 13.85 | 11.33 | 7.58 | 5.75 |
| The New Germany Fund, Inc. (GF)vs › | $182.15M | 1.35 | 1.01 | 0.73 | 0.49 |
| Global X - MSCI Colombia ETF (COLO)vs › | $154.05M | N/A | N/A | N/A | N/A |
| Blackrock 2037 Municipal Target Term Trust (BMN)vs › | $150.40M | N/A | N/A | N/A | N/A |
| Nuveen Minnesota Quality Municipal Income Fund (NMS)vs › | $67.62M | 4.74 | 4.15 | 8.64 | 6.16 |
| Hypoport SE (HYPOF)vs › | $630.67M | 1.49 | 1.44 | 1.34 | 1.27 |
Current Ratio
4.15
Quick Ratio
4.15
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | CURRENT RATIO |
|---|---|
| 2026-06-30 | 4.15 |
| 2026-03-31 | 0.03 |
| 2025-12-31 | 0.12 |
| 2025-09-30 | 0.34 |
| 2025-06-30 | 0.12 |
| 2025-03-31 | 0.32 |
| 2024-12-31 | 0.14 |
| 2024-09-30 | 0.29 |
| 2024-06-30 | 0.30 |
| 2024-03-31 | 0.30 |
| 2023-12-31 | 0.34 |
| 2023-09-30 | 0.33 |
| 2023-06-30 | 0.34 |
| 2023-03-31 | 0.38 |
| 2022-12-31 | 0.36 |
| 2022-09-30 | 0.38 |
| 2022-06-30 | 0.37 |
| 2022-03-31 | 0.40 |
| 2021-12-31 | 0.35 |
| 2021-09-30 | 0.41 |
| 2021-06-30 | 0.42 |
| 2021-03-31 | 0.41 |
| 2020-12-31 | 0.37 |
| 2020-09-30 | 0.35 |
| 2020-06-30 | 0.33 |
| 2020-03-31 | 0.37 |
| 2019-12-31 | 0.37 |
| 2019-09-30 | 0.36 |
| 2019-06-30 | 0.39 |
| 2019-03-31 | 0.40 |
| 2018-12-31 | 0.43 |
| 2018-09-30 | 0.42 |
| 2018-06-30 | 0.42 |
| 2018-03-31 | 0.42 |
| 2017-12-31 | 0.44 |
| 2017-09-30 | 0.45 |
| 2017-06-30 | 0.46 |
| 2017-03-31 | 0.47 |
| 2016-12-31 | 0.46 |
| 2016-09-30 | 0.47 |
| 2016-06-30 | 0.52 |
| 2016-03-31 | 0.55 |
| 2015-12-31 | 0.55 |
| 2015-09-30 | 0.53 |
| 2015-06-30 | 0.53 |
| 2015-03-31 | 0.53 |
| 2014-12-31 | 0.50 |
| 2014-09-30 | 0.51 |
| 2014-06-30 | 0.49 |
| 2014-03-31 | 0.49 |
| 2013-12-31 | 0.47 |
| 2013-09-30 | 0.46 |
| 2013-06-30 | 0.46 |
| 2013-03-31 | 0.49 |
| 2012-12-31 | 0.48 |
| 2012-09-30 | 0.04 |
| 2012-06-30 | 0.03 |
| 2012-03-31 | 0.03 |
| 2011-12-31 | 0.45 |
| 2011-09-30 | 0.04 |
| 2011-06-30 | 0.04 |
| 2011-03-31 | 0.05 |
| 2010-12-31 | 0.04 |
| 2010-09-30 | 0.08 |
| 2010-06-30 | 0.06 |
| 2010-03-31 | 0.04 |
| 2009-12-31 | 0.04 |
| 2009-09-30 | 0.04 |
| 2009-06-30 | 0.04 |
| 2009-03-31 | 0.03 |
| 2008-12-31 | 0.04 |
| 2008-09-30 | 0.04 |
| 2008-06-30 | 0.04 |
| 2008-03-31 | 0.01 |
| 2007-12-31 | 0.04 |
| 2007-09-30 | 0.04 |
| 2007-06-30 | 0.05 |
| 2007-03-31 | 0.05 |
| 2006-12-31 | 0.05 |
| 2006-09-30 | 0.04 |
| 2006-06-30 | 0.05 |
| 2006-03-31 | 0.05 |
| 2005-12-31 | 0.06 |
| 2005-09-30 | 0.04 |
| 2005-06-30 | 0.04 |
| 2005-03-31 | 0.03 |
| 2004-12-31 | 0.04 |
| 2004-09-30 | 0.03 |
| 2004-06-30 | 0.05 |
| 2004-03-31 | 0.04 |
| 2003-12-31 | 0.06 |
| 2003-09-30 | 0.05 |
| 2003-06-30 | 0.07 |
| 2003-03-31 | 0.09 |
| 2002-12-31 | 0.10 |
| 2002-09-30 | 0.08 |
