Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.40% is 43% below its 4-year average of 0.70%, near the low end of its 4-year range (0.31%–1.28%).
4.76% below its 12-month average of 0.42%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.17%.
RETURN ON ASSETS (ROA)
0.40%
RETURN ON ASSETS (ROA) AVG TTM
0.42%
RETURN ON ASSETS (ROA) AVG 3Y
0.50%
RETURN ON ASSETS (ROA) AVG 5Y
0.70%
RETURN ON ASSETS (ROA) AVG 10Y
0.67%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-4.76%
CURRENT VS 3Y AVG
-20.53%
CURRENT VS 5Y AVG
-43.18%
CURRENT VS 10Y AVG
-40.56%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 520 covered companies
CURRENT VS SECTOR MEDIAN
-67.21%
vs the sector median at left
Hanover Bancorp, Inc.
Market Cap
$184.86M
Return on Assets (ROA)
0.40%
TTM Avg
0.42%
3Y Avg
0.50%
5Y Avg
0.70%
Market Cap
$184.90M
Return on Assets (ROA)
1.26%
TTM Avg
0.65%
3Y Avg
0.65%
5Y Avg
0.65%
Market Cap
$184.73M
Return on Assets (ROA)
1.64%
TTM Avg
0.28%
3Y Avg
0.28%
5Y Avg
0.28%
Market Cap
$184.71M
Return on Assets (ROA)
0.68%
TTM Avg
0.38%
3Y Avg
0.34%
5Y Avg
0.47%
Market Cap
$184.12M
Return on Assets (ROA)
1.49%
TTM Avg
1.39%
3Y Avg
1.39%
5Y Avg
1.28%
Market Cap
$185.68M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$183.94M
Return on Assets (ROA)
0.48%
TTM Avg
0.49%
3Y Avg
0.53%
5Y Avg
0.68%
Market Cap
$183.71M
Return on Assets (ROA)
1.30%
TTM Avg
-0.20%
3Y Avg
-0.20%
5Y Avg
-0.20%
Market Cap
$186.70M
Return on Assets (ROA)
-16.75%
TTM Avg
-16.75%
3Y Avg
-16.75%
5Y Avg
-16.75%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Hanover Bancorp, Inc. (HNVR) | $184.86M | 0.40% | 0.42% | 0.50% | 0.70% |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $184.90M | 1.26% | 0.65% | 0.65% | 0.65% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.73M | 1.64% | 0.28% | 0.28% | 0.28% |
| ECB Bancorp, Inc. (ECBK)vs › | $184.71M | 0.68% | 0.38% | 0.34% | 0.47% |
| BV Financial, Inc. (BVFL)vs › | $184.12M | 1.49% | 1.39% | 1.39% | 1.28% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| Finward Bancorp (FNWD)vs › | $183.94M | 0.48% | 0.49% | 0.53% | 0.68% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.71M | 1.30% | -0.20% | -0.20% | -0.20% |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $186.70M | -16.75% | -16.75% | -16.75% | -16.75% |
| Globa Terra Acquisition Corporation (GTERA)vs › | $186.81M | N/A | N/A | N/A | N/A |
ROA
0.4%
ROE
4.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.31% |
| 2024-12-31 | 0.53% |
| 2023-09-30 | 0.67% |
| 2022-09-30 | 1.28% |
| 2021-09-30 | 0.73% |
| 2020-09-30 | 0.58% |
| 2019-09-30 | 0.95% |
| 2018-09-30 | 0.71% |
| 2017-09-30 | 0.43% |
| 2016-09-30 | 0.54% |