Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.82 is 15% below its 5-year average of 0.97, near the low end of its 5-year range (0.79–1.69).
As of the fiscal period ended Tuesday, June 30, 2026. 19.30% below its 12-month average of 1.02.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.82.
QUICK RATIO (ACID-TEST)
0.82
QUICK RATIO (ACID-TEST) AVG TTM
1.02
QUICK RATIO (ACID-TEST) AVG 3Y
0.95
QUICK RATIO (ACID-TEST) AVG 5Y
0.97
QUICK RATIO (ACID-TEST) AVG 10Y
1.04
QUICK RATIO (ACID-TEST) AVG 15Y
1.12
QUICK RATIO (ACID-TEST) AVG 20Y
1.23
CURRENT VS TTM AVG
-19.30%
CURRENT VS 3Y AVG
-13.29%
CURRENT VS 5Y AVG
-14.57%
CURRENT VS 10Y AVG
-20.75%
CURRENT VS 15Y AVG
-26.65%
CURRENT VS 20Y AVG
-33.12%
SECTOR MEDIAN · FINANCIAL SERVICES
1.12
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-26.38%
vs the sector median at left
Global Payments Inc.
Market Cap
$21.98B
Quick Ratio (Acid-Test)
0.82
TTM Avg
1.02
3Y Avg
0.95
5Y Avg
0.97
Market Cap
$22.08B
Quick Ratio (Acid-Test)
0.16
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.43
Market Cap
$21.81B
Quick Ratio (Acid-Test)
6.05
TTM Avg
4.49
3Y Avg
4.67
5Y Avg
4.66
Market Cap
$22.19B
Quick Ratio (Acid-Test)
1.05
TTM Avg
1.07
3Y Avg
1.07
5Y Avg
1.13
Market Cap
$22.45B
Quick Ratio (Acid-Test)
0.59
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$23.04B
Quick Ratio (Acid-Test)
2.18
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$24.14B
Quick Ratio (Acid-Test)
1.03
TTM Avg
1.03
3Y Avg
1.03
5Y Avg
1.02
Market Cap
$24.55B
Quick Ratio (Acid-Test)
3.72
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Global Payments Inc. (GPN) | $21.98B | 0.82 | 1.02 | 0.95 | 0.97 |
| SoFi Technologies, Inc. (SOFI)vs › | $22.08B | 0.16 | 0.21 | 0.21 | 0.43 |
| Tradeweb Markets Inc. (TW)vs › | $21.81B | 6.05 | 4.49 | 4.67 | 4.66 |
| Brown & Brown, Inc. (BRO)vs › | $22.19B | 1.05 | 1.07 | 1.07 | 1.13 |
| Loews Corporation (L)vs › | $22.45B | 0.59 | 0.48 | 3.87 | 67.30 |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.04B | 2.18 | 40.55 | 23.13 | 18.11 |
| KeyCorp (KEY)vs › | $23.45B | 0.35 | 0.47 | 0.40 | 0.39 |
| Circle Internet Group (CRCL)vs › | $24.14B | 1.03 | 1.03 | 1.03 | 1.02 |
| Synchrony Financial (SYF)vs › | $24.55B | 3.72 | 0.21 | 0.21 | 0.22 |
| Principal Financial Group, Inc. (PFG)vs › | $24.61B | 0.30 | 4.22 | 4.60 | 172.74 |
Quick Ratio
0.82
Excludes inventory
Current Ratio
0.82
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.82 |
| 2026-03-31 | 0.79 |
| 2025-12-31 | 1.69 |
| 2025-09-30 | 0.85 |
| 2025-06-30 | 0.95 |
| 2025-03-31 | 0.94 |
| 2024-12-31 | 0.97 |
| 2024-09-30 | 0.93 |
| 2024-06-30 | 0.92 |
| 2024-03-31 | 0.92 |
| 2023-12-31 | 0.99 |
| 2023-09-30 | 1.09 |
| 2023-06-30 | 1.08 |
| 2023-03-31 | 0.92 |
| 2022-12-31 | 0.92 |
| 2022-09-30 | 0.96 |
| 2022-06-30 | 0.87 |
| 2022-03-31 | 1.06 |
| 2021-12-31 | 1.06 |
| 2021-09-30 | 1.15 |
| 2021-06-30 | 1.12 |
| 2021-03-31 | 1.19 |
| 2020-12-31 | 1.01 |
| 2020-09-30 | 1.13 |
| 2020-06-30 | 1.03 |
| 2020-03-31 | 1.34 |
| 2019-12-31 | 1.22 |
| 2019-09-30 | 1.17 |
| 2019-06-30 | 1.01 |
| 2019-03-31 | 1.03 |
| 2018-12-31 | 1.03 |
| 2018-09-30 | 1.03 |
| 2018-06-30 | 1.09 |
| 2018-03-31 | 1.06 |
| 2017-12-31 | 1.13 |
| 2017-09-30 | 1.14 |
| 2017-06-30 | 1.20 |
| 2017-03-31 | 1.15 |
| 2016-11-30 | 1.17 |
| 2016-08-31 | 1.16 |
| 2016-05-31 | 1.17 |
| 2016-02-29 | 1.18 |
| 2015-11-30 | 1.17 |
| 2015-08-31 | 1.15 |
| 2015-05-31 | 1.09 |
| 2015-02-28 | 1.28 |
| 2014-11-30 | 1.20 |
| 2014-08-31 | 1.27 |
| 2014-05-31 | 1.35 |
| 2014-02-28 | 2.22 |
| 2013-11-30 | 1.35 |
| 2013-08-31 | 1.52 |
| 2013-05-31 | 1.71 |
| 2013-02-28 | 1.69 |
| 2012-11-30 | 1.42 |
| 2012-08-31 | 1.27 |
| 2012-05-31 | 1.48 |
| 2012-02-29 | 1.48 |
| 2011-11-30 | 1.46 |
| 2011-08-31 | 1.53 |
| 2011-05-31 | 1.27 |
| 2011-02-28 | 0.00 |
| 2010-11-30 | 1.52 |
| 2010-08-31 | 1.57 |
| 2010-05-31 | 1.43 |
| 2010-02-28 | 1.64 |
| 2009-11-30 | 1.31 |
| 2009-08-31 | 1.20 |
| 2009-05-31 | 1.75 |
| 2009-02-28 | 1.98 |
| 2008-11-30 | 1.84 |
| 2008-08-31 | 1.77 |
| 2008-05-31 | 2.82 |
| 2008-02-29 | 3.10 |
| 2007-11-30 | 2.66 |
| 2007-08-31 | 2.96 |
| 2007-05-31 | 3.09 |
| 2007-02-28 | 2.49 |
| 2006-11-30 | 2.32 |
| 2006-08-31 | 2.33 |
| 2006-05-31 | 2.31 |
| 2006-02-28 | 1.90 |
| 2005-11-30 | 1.71 |
| 2005-08-31 | 1.33 |
| 2005-05-31 | 1.02 |
| 2005-02-28 | 0.91 |
| 2004-11-30 | 0.86 |
| 2004-08-31 | 0.75 |
| 2004-05-31 | 0.72 |
| 2004-02-29 | 0.71 |
| 2003-11-30 | 0.63 |
| 2003-08-31 | 2.21 |
| 2003-05-31 | 1.66 |
| 2003-02-28 | 1.46 |
| 2002-11-30 | 1.66 |
| 2002-08-31 | 0.95 |