Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.79 is 22% below its 5-year average of 1.02, near the low end of its 5-year range (0.79–1.69).
As of the fiscal period ended Tuesday, March 31, 2026. 24.28% below its 12-month average of 1.05.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
0.79
QUICK RATIO (ACID-TEST) AVG TTM
1.05
QUICK RATIO (ACID-TEST) AVG 3Y
0.96
QUICK RATIO (ACID-TEST) AVG 5Y
0.98
QUICK RATIO (ACID-TEST) AVG 10Y
1.05
QUICK RATIO (ACID-TEST) AVG 15Y
1.13
QUICK RATIO (ACID-TEST) AVG 20Y
1.24
CURRENT VS TTM AVG
-24.28%
CURRENT VS 3Y AVG
-17.50%
CURRENT VS 5Y AVG
-19.48%
CURRENT VS 10Y AVG
-24.56%
CURRENT VS 15Y AVG
-30.07%
CURRENT VS 20Y AVG
-36.09%
SECTOR MEDIAN · FINANCIAL SERVICES
0.90
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-12.04%
vs the sector median at left
Global Payments Inc.
Market Cap
$20.47B
Quick Ratio (Acid-Test)
0.79
TTM Avg
1.05
3Y Avg
0.96
5Y Avg
0.98
Market Cap
$22.18B
Quick Ratio (Acid-Test)
0.24
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.43
Market Cap
$17.54B
Quick Ratio (Acid-Test)
1.03
TTM Avg
1.03
3Y Avg
1.03
5Y Avg
1.02
Market Cap
$23.41B
Quick Ratio (Acid-Test)
1.04
TTM Avg
1.07
3Y Avg
1.07
5Y Avg
1.13
Market Cap
$17.37B
Quick Ratio (Acid-Test)
2.71
TTM Avg
2.98
3Y Avg
3.45
5Y Avg
3.38
Market Cap
$23.93B
Quick Ratio (Acid-Test)
3.21
TTM Avg
27.86
3Y Avg
29.64
5Y Avg
189.43
Market Cap
$24.28B
Quick Ratio (Acid-Test)
0.48
TTM Avg
0.48
3Y Avg
3.87
5Y Avg
67.30
Market Cap
$16.60B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$24.36B
Quick Ratio (Acid-Test)
0.21
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Global Payments Inc. (GPN) | $20.47B | 0.79 | 1.05 | 0.96 | 0.98 |
| SoFi Technologies, Inc. (SOFI)vs › | $22.18B | 0.24 | 0.21 | 0.21 | 0.43 |
| Circle Internet Group (CRCL)vs › | $17.54B | 1.03 | 1.03 | 1.03 | 1.02 |
| Brown & Brown, Inc. (BRO)vs › | $23.41B | 1.04 | 1.07 | 1.07 | 1.13 |
| Franklin Resources, Inc. (BEN)vs › | $17.37B | 2.71 | 2.98 | 3.45 | 3.38 |
| Principal Financial Group, Inc. (PFG)vs › | $23.93B | 3.21 | 27.86 | 29.64 | 189.43 |
| Loews Corporation (L)vs › | $24.28B | 0.48 | 0.48 | 3.87 | 67.30 |
| WisdomTree U.S. Quality Dividend Growth Fund (DGRW)vs › | $16.60B | N/A | N/A | N/A | N/A |
| Synchrony Financial (SYF)vs › | $24.36B | 0.21 | 0.21 | 0.21 | 0.22 |
| KeyCorp (KEY)vs › | $24.46B | 0.77 | 0.47 | 0.40 | 0.39 |
Quick Ratio
0.79
Excludes inventory
Current Ratio
1.69
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-03-31 | 0.79 |
| 2025-12-31 | 1.69 |
| 2025-09-30 | 0.85 |
| 2025-06-30 | 0.95 |
| 2025-03-31 | 0.94 |
| 2024-12-31 | 0.97 |
| 2024-09-30 | 0.93 |
| 2024-06-30 | 0.92 |
| 2024-03-31 | 0.92 |
| 2023-12-31 | 0.99 |
| 2023-09-30 | 1.09 |
| 2023-06-30 | 1.08 |
| 2023-03-31 | 0.92 |
| 2022-12-31 | 0.92 |
| 2022-09-30 | 0.96 |
| 2022-06-30 | 0.87 |
| 2022-03-31 | 1.06 |
| 2021-12-31 | 1.06 |
| 2021-09-30 | 1.15 |
| 2021-06-30 | 1.12 |
| 2021-03-31 | 1.19 |
| 2020-12-31 | 1.01 |
| 2020-09-30 | 1.13 |
| 2020-06-30 | 1.03 |
| 2020-03-31 | 1.34 |
| 2019-12-31 | 1.22 |
| 2019-09-30 | 1.17 |
| 2019-06-30 | 1.01 |
| 2019-03-31 | 1.03 |
| 2018-12-31 | 1.03 |
| 2018-09-30 | 1.03 |
| 2018-06-30 | 1.09 |
| 2018-03-31 | 1.06 |
| 2017-12-31 | 1.13 |
| 2017-09-30 | 1.14 |
| 2017-06-30 | 1.20 |
| 2017-03-31 | 1.15 |
| 2016-11-30 | 1.17 |
| 2016-08-31 | 1.16 |
| 2016-05-31 | 1.17 |
| 2016-02-29 | 1.18 |
| 2015-11-30 | 1.17 |
| 2015-08-31 | 1.15 |
| 2015-05-31 | 1.09 |
| 2015-02-28 | 1.28 |
| 2014-11-30 | 1.20 |
| 2014-08-31 | 1.27 |
| 2014-05-31 | 1.35 |
| 2014-02-28 | 2.22 |
| 2013-11-30 | 1.35 |
| 2013-08-31 | 1.52 |
| 2013-05-31 | 1.71 |
| 2013-02-28 | 1.69 |
| 2012-11-30 | 1.42 |
| 2012-08-31 | 1.27 |
| 2012-05-31 | 1.48 |
| 2012-02-29 | 1.48 |
| 2011-11-30 | 1.46 |
| 2011-08-31 | 1.53 |
| 2011-05-31 | 1.27 |
| 2011-02-28 | 0.00 |
| 2010-11-30 | 1.52 |
| 2010-08-31 | 1.57 |
| 2010-05-31 | 1.43 |
| 2010-02-28 | 1.64 |
| 2009-11-30 | 1.31 |
| 2009-08-31 | 1.20 |
| 2009-05-31 | 1.75 |
| 2009-02-28 | 1.98 |
| 2008-11-30 | 1.84 |
| 2008-08-31 | 1.77 |
| 2008-05-31 | 2.82 |
| 2008-02-29 | 3.10 |
| 2007-11-30 | 2.66 |
| 2007-08-31 | 2.96 |
| 2007-05-31 | 3.09 |
| 2007-02-28 | 2.49 |
| 2006-11-30 | 2.32 |
| 2006-08-31 | 2.33 |
| 2006-05-31 | 2.31 |
| 2006-02-28 | 1.90 |
| 2005-11-30 | 1.71 |
| 2005-08-31 | 1.33 |
| 2005-05-31 | 1.02 |
| 2005-02-28 | 0.91 |
| 2004-11-30 | 0.86 |
| 2004-08-31 | 0.75 |
| 2004-05-31 | 0.72 |
| 2004-02-29 | 0.71 |
| 2003-11-30 | 0.63 |
| 2003-08-31 | 2.21 |
| 2003-05-31 | 1.66 |
| 2003-02-28 | 1.46 |
| 2002-11-30 | 1.66 |
| 2002-08-31 | 0.95 |
| 2002-05-31 | 0.79 |
