Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 13.47% is in line with its 5-year average of 14.70%, near the low end of its 5-year range (12.46%–20.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.45% below its 12-month average of 13.53%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 13.47%.
RETURN ON EQUITY (ROE)
13.47%
RETURN ON EQUITY (ROE) AVG TTM
13.53%
RETURN ON EQUITY (ROE) AVG 3Y
13.43%
RETURN ON EQUITY (ROE) AVG 5Y
14.70%
RETURN ON EQUITY (ROE) AVG 10Y
13.08%
RETURN ON EQUITY (ROE) AVG 15Y
13.19%
RETURN ON EQUITY (ROE) AVG 20Y
13.45%
CURRENT VS TTM AVG
-0.45%
CURRENT VS 3Y AVG
+0.30%
CURRENT VS 5Y AVG
-8.34%
CURRENT VS 10Y AVG
+3.02%
CURRENT VS 15Y AVG
+2.15%
CURRENT VS 20Y AVG
+0.14%
SECTOR MEDIAN · FINANCIAL SERVICES
8.77%
median of 656 covered companies
CURRENT VS SECTOR MEDIAN
+53.61%
vs the sector median at left
First Financial Bankshares, Inc.
Market Cap
$4.57B
Return on Equity (ROE)
13.47%
TTM Avg
13.53%
3Y Avg
13.43%
5Y Avg
14.70%
Market Cap
$4.57B
Return on Equity (ROE)
10.39%
TTM Avg
10.13%
3Y Avg
10.42%
5Y Avg
9.77%
Market Cap
$4.64B
Return on Equity (ROE)
5.21%
TTM Avg
4.54%
3Y Avg
4.25%
5Y Avg
4.44%
Market Cap
$4.82B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.30B
Return on Equity (ROE)
12.24%
TTM Avg
13.66%
3Y Avg
14.70%
5Y Avg
12.92%
Market Cap
$4.85B
Return on Equity (ROE)
29.37%
TTM Avg
28.77%
3Y Avg
27.66%
5Y Avg
32.31%
Market Cap
$4.29B
Return on Equity (ROE)
10.39%
TTM Avg
10.13%
3Y Avg
10.42%
5Y Avg
9.77%
Market Cap
$4.89B
Return on Equity (ROE)
8.78%
TTM Avg
2.67%
3Y Avg
5.30%
5Y Avg
4.40%
Market Cap
$4.22B
Return on Equity (ROE)
-208.11%
TTM Avg
-12.34%
3Y Avg
-47.09%
5Y Avg
-32.86%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bankshares, Inc. (FFIN) | $4.57B | 13.47% | 13.53% | 13.43% | 14.70% |
| Fulton Financial Corporation (FULTP)vs › | $4.57B | 10.39% | 10.13% | 10.42% | 9.77% |
| TFS Financial Corporation (TFSL)vs › | $4.64B | 5.21% | 4.54% | 4.25% | 4.44% |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.82B | N/A | N/A | N/A | N/A |
| International Bancshares Corporation (IBOC)vs › | $4.30B | 12.24% | 13.66% | 14.70% | 12.92% |
| Hamilton Lane Incorporated (HLNE)vs › | $4.85B | 29.37% | 28.77% | 27.66% | 32.31% |
| Fulton Financial Corporation (FULT)vs › | $4.29B | 10.39% | 10.13% | 10.42% | 9.77% |
| Eastern Bankshares, Inc. (EBC)vs › | $4.89B | 8.78% | 2.67% | 5.30% | 4.40% |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.22B | -208.11% | -12.34% | -47.09% | -32.86% |
| SLM Corporation (SLM)vs › | $4.22B | 29.72% | 29.27% | 29.16% | 34.16% |
ROE
13.5%
ROA
1.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 13.47% |
| 2026-03-31 | 13.57% |
| 2025-12-31 | 13.23% |
| 2025-09-30 | 13.25% |
| 2025-06-30 | 14.14% |
| 2025-03-31 | 13.78% |
| 2024-12-31 | 13.91% |
| 2024-09-30 | 12.46% |
| 2024-06-30 | 13.26% |
| 2024-03-31 | 13.40% |
| 2023-12-31 | 13.27% |
| 2023-09-30 | 17.07% |
| 2023-06-30 | 16.20% |
| 2023-03-31 | 16.83% |
| 2022-12-31 | 18.52% |
| 2022-09-30 | 20.41% |
| 2022-06-30 | 17.36% |
| 2022-03-31 | 15.22% |
| 2021-12-31 | 12.94% |
| 2021-09-30 | 13.31% |
| 2021-06-30 | 13.06% |
| 2021-03-31 | 13.31% |
| 2020-12-31 | 12.04% |
| 2020-09-30 | 11.42% |
| 2020-06-30 | 11.07% |
| 2020-03-31 | 10.73% |
| 2019-12-31 | 13.43% |
| 2019-09-30 | 13.43% |
| 2019-06-30 | 13.64% |
| 2019-03-31 | 13.94% |
| 2018-12-31 | 14.30% |
| 2018-09-30 | 14.90% |
| 2018-06-30 | 13.97% |
| 2018-03-31 | 13.23% |
| 2017-12-31 | 13.04% |
| 2017-09-30 | 12.23% |
| 2017-06-30 | 12.07% |
| 2017-03-31 | 12.30% |
| 2016-12-31 | 12.50% |
| 2016-09-30 | 11.90% |
| 2016-06-30 | 11.96% |
| 2016-03-31 | 12.17% |
| 2015-12-31 | 12.47% |
| 2015-09-30 | 12.35% |
| 2015-06-30 | 13.59% |
| 2015-03-31 | 12.92% |
| 2014-12-31 | 13.14% |
| 2014-09-30 | 13.39% |
| 2014-06-30 | 13.18% |
| 2014-03-31 | 13.40% |
| 2013-12-31 | 13.42% |
| 2013-09-30 | 13.37% |
| 2013-06-30 | 13.23% |
| 2013-03-25 | 13.30% |
| 2012-12-31 | 13.33% |
| 2012-09-30 | 13.34% |
| 2012-06-30 | 13.41% |
| 2012-03-31 | 13.51% |
| 2011-12-31 | 13.44% |
| 2011-09-30 | 13.30% |
| 2011-06-30 | 13.51% |
| 2011-03-31 | 13.64% |
| 2010-12-31 | 13.51% |
| 2010-09-30 | 12.57% |
| 2010-06-30 | 12.63% |
| 2010-03-31 | 12.70% |
| 2009-12-31 | 12.94% |
| 2009-09-30 | 13.07% |
| 2009-06-30 | 13.80% |
| 2009-03-31 | 14.08% |
| 2008-12-31 | 14.42% |
| 2008-09-30 | 15.02% |
| 2008-06-30 | 14.98% |
| 2008-03-31 | 14.55% |
| 2007-12-31 | 14.75% |
| 2007-09-30 | 15.12% |
| 2007-06-30 | 15.61% |
| 2007-03-31 | 14.93% |
| 2006-12-31 | 15.30% |
| 2006-09-30 | 15.32% |
| 2006-06-30 | 15.82% |
| 2006-03-31 | 15.47% |
| 2005-12-31 | 15.93% |
| 2005-09-30 | 15.74% |
| 2005-06-30 | 15.54% |
| 2005-03-31 | 15.44% |
| 2004-12-31 | 14.75% |
| 2004-09-30 | 14.24% |
| 2004-06-30 | 14.80% |
| 2004-03-31 | 14.03% |
| 2003-12-31 | 14.04% |
| 2003-09-30 | 14.19% |
| 2003-06-30 | 13.90% |
