Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 31.16% is 12% below its 5-year average of 35.32%, around the middle of its 5-year range (24.86%–45.48%).
0.68% below its 12-month average of 31.37%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.41%.
NET PROFIT MARGIN
31.16%
NET PROFIT MARGIN AVG TTM
31.37%
NET PROFIT MARGIN AVG 3Y
30.90%
NET PROFIT MARGIN AVG 5Y
35.32%
NET PROFIT MARGIN AVG 10Y
36.95%
NET PROFIT MARGIN AVG 15Y
36.17%
NET PROFIT MARGIN AVG 20Y
33.69%
CURRENT VS TTM AVG
-0.68%
CURRENT VS 3Y AVG
+0.84%
CURRENT VS 5Y AVG
-11.78%
CURRENT VS 10Y AVG
-15.67%
CURRENT VS 15Y AVG
-13.86%
CURRENT VS 20Y AVG
-7.52%
SECTOR MEDIAN · FINANCIAL SERVICES
13.50%
median of 580 covered companies
CURRENT VS SECTOR MEDIAN
+130.90%
vs the sector median at left
First Financial Bankshares, Inc.
Market Cap
$4.60B
Net Profit Margin
31.16%
TTM Avg
31.37%
3Y Avg
30.90%
5Y Avg
35.32%
Market Cap
$4.55B
Net Profit Margin
20.71%
TTM Avg
18.38%
3Y Avg
20.49%
5Y Avg
21.32%
Market Cap
$4.83B
Net Profit Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.86B
Net Profit Margin
32.14%
TTM Avg
31.66%
3Y Avg
27.35%
5Y Avg
29.63%
Market Cap
$4.32B
Net Profit Margin
38.81%
TTM Avg
39.18%
3Y Avg
40.73%
5Y Avg
38.80%
Market Cap
$4.31B
Net Profit Margin
20.71%
TTM Avg
18.38%
3Y Avg
20.49%
5Y Avg
21.32%
Market Cap
$4.91B
Net Profit Margin
26.28%
TTM Avg
9.75%
3Y Avg
22.59%
5Y Avg
20.64%
Market Cap
$4.24B
Net Profit Margin
-429.71%
TTM Avg
-31.06%
3Y Avg
-146.03%
5Y Avg
-141.20%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Financial Bankshares, Inc. (FFIN) | $4.60B | 31.16% | 31.37% | 30.90% | 35.32% |
| Fulton Financial Corporation (FULTP)vs › | $4.55B | 20.71% | 18.38% | 20.49% | 21.32% |
| JPMorgan U.S. Tech Leaders ETF (JTEK)vs › | $4.83B | N/A | N/A | N/A | N/A |
| Hamilton Lane Incorporated (HLNE)vs › | $4.86B | 32.14% | 31.66% | 27.35% | 29.63% |
| International Bancshares Corporation (IBOC)vs › | $4.32B | 38.81% | 39.18% | 40.73% | 38.80% |
| Fulton Financial Corporation (FULT)vs › | $4.31B | 20.71% | 18.38% | 20.49% | 21.32% |
| Eastern Bankshares, Inc. (EBC)vs › | $4.91B | 26.28% | 9.75% | 22.59% | 20.64% |
| Marathon Digital Holdings, Inc. (MARA)vs › | $4.24B | -429.71% | -31.06% | -146.03% | -141.20% |
| Defiance Quantum ETF (QTUM)vs › | $4.16B | N/A | N/A | N/A | N/A |
| Bank OZK (OZK)vs › | $5.07B | 24.95% | 25.66% | 30.72% | 32.74% |
Operating Margin
38.0%
Net Profit Margin
31.2%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 32.41% |
| 2026-03-31 | 33.27% |
| 2025-12-31 | 33.91% |
| 2025-09-30 | 24.86% |
| 2025-06-30 | 32.41% |
| 2025-03-31 | 31.67% |
| 2024-12-31 | 32.24% |
| 2024-09-30 | 29.29% |
| 2024-06-30 | 28.92% |
| 2024-03-31 | 30.41% |
| 2023-12-31 | 28.60% |
| 2023-09-30 | 30.99% |
| 2023-06-30 | 32.71% |
| 2023-03-31 | 35.98% |
| 2022-12-31 | 40.08% |
| 2022-09-30 | 42.27% |
| 2022-06-30 | 44.54% |
| 2022-03-31 | 43.50% |
| 2021-12-31 | 43.43% |
| 2021-09-30 | 44.73% |
| 2021-06-30 | 45.48% |
| 2021-03-31 | 46.47% |
| 2020-12-31 | 46.74% |
| 2020-09-30 | 41.66% |
| 2020-06-30 | 42.34% |
| 2020-03-31 | 32.76% |
| 2019-12-31 | 38.73% |
| 2019-09-30 | 40.47% |
| 2019-06-30 | 40.11% |
| 2019-03-31 | 38.72% |
| 2018-12-31 | 39.02% |
| 2018-09-30 | 40.63% |
| 2018-06-30 | 39.55% |
| 2018-03-31 | 37.86% |
| 2017-12-31 | 43.23% |
| 2017-09-30 | 34.72% |
| 2017-06-30 | 34.32% |
| 2017-03-31 | 34.04% |
| 2016-12-31 | 34.37% |
| 2016-09-30 | 32.76% |
| 2016-06-30 | 34.69% |
| 2016-03-31 | 33.71% |
| 2015-12-31 | 32.91% |
| 2015-09-30 | 34.12% |
| 2015-06-30 | 36.51% |
| 2015-03-31 | 36.35% |
| 2014-12-31 | 34.20% |
| 2014-09-30 | 35.92% |
| 2014-06-30 | 33.54% |
| 2014-03-31 | 35.51% |
| 2013-12-31 | 34.36% |
| 2013-09-30 | 31.55% |
| 2013-06-30 | 34.78% |
| 2013-03-25 | 35.73% |
| 2012-12-31 | 37.81% |
| 2012-09-30 | 36.50% |
| 2012-06-30 | 35.49% |
| 2012-03-31 | 34.38% |
| 2011-12-31 | 33.16% |
| 2011-09-30 | 33.45% |
| 2011-06-30 | 31.69% |
| 2011-03-31 | 31.00% |
| 2010-12-31 | 29.89% |
| 2010-09-30 | 32.34% |
| 2010-06-30 | 28.61% |
| 2010-03-31 | 28.91% |
| 2009-12-31 | 25.87% |
| 2009-09-30 | 28.27% |
| 2009-06-30 | 27.92% |
| 2009-03-31 | 28.26% |
| 2008-12-31 | 25.75% |
| 2008-09-30 | 25.94% |
| 2008-06-30 | 25.96% |
| 2008-03-31 | 24.35% |
| 2007-12-31 | 22.38% |
| 2007-09-30 | 22.46% |
| 2007-06-30 | 24.03% |
| 2007-03-31 | 22.05% |
| 2006-12-31 | 22.69% |
| 2006-09-30 | 22.55% |
| 2006-06-30 | 23.32% |
| 2006-03-31 | 23.95% |
| 2005-12-31 | 24.17% |
| 2005-09-30 | 25.85% |
| 2005-06-30 | 25.97% |
| 2005-03-31 | 28.83% |
| 2004-12-31 | 27.65% |
| 2004-09-30 | 27.96% |
| 2004-06-30 | 27.63% |
| 2004-03-31 | 29.76% |
| 2003-12-31 | 27.13% |
| 2003-09-30 | 28.42% |
| 2003-06-30 | 27.53% |
| 2003-03-31 | 26.06% |
| 2002-12-31 | 25.49% |
| 2002-09-30 | 25.71% |