Bank OZK (OZK) Net Profit Margin: History & Chart

Bank OZK(OZK)

Banks - Regional · Little Rock, AR

$45.65-0.95 (-2.03%)

Delayed quote: Oct 6, 2026, 1:30 PM EDT

About Bank OZK

Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.

Little Rock, AR

3,286 employees

www.ozk.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: George G. Gleason

View full financials

OZK Net Profit Margin Metrics

NET PROFIT MARGIN

24.95%

NET PROFIT MARGIN AVG TTM

25.19%

NET PROFIT MARGIN AVG 3Y

25.62%

NET PROFIT MARGIN AVG 5Y

32.90%

NET PROFIT MARGIN AVG 10Y

34.43%

NET PROFIT MARGIN AVG 15Y

33.25%

NET PROFIT MARGIN AVG 20Y

30.69%

CURRENT VS TTM AVG

-0.95%

CURRENT VS 3Y AVG

-2.63%

CURRENT VS 5Y AVG

-24.16%

CURRENT VS 10Y AVG

-27.53%

CURRENT VS 15Y AVG

-24.96%

CURRENT VS 20Y AVG

-18.69%

SECTOR MEDIAN · FINANCIAL SERVICES

12.58%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

+98.33%

vs the sector median at left

NAME	MARKET CAP	NET PROFIT MARGIN	TTM	3Y	5Y
Bank OZK (OZK)	$4.98B	24.95%	25.19%	25.62%	32.90%
Selective Insurance Group, Inc. (SIGI)vs ›	$5.08B	9.11%	6.50%	6.99%	8.05%
Axos Financial, Inc. (AX)vs ›	$5.07B	22.39%	22.41%	23.65%	26.11%
Eastern Bankshares, Inc. (EBC)vs ›	$4.88B	26.28%	9.75%	22.59%	20.64%
Main Street Capital Corporation (MAIN)vs ›	$5.09B	64.50%	73.33%	69.39%	62.86%
Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›	$5.11B	33.24%	17.72%	2.24%	2.24%
Hamilton Lane Incorporated (HLNE)vs ›	$4.85B	32.14%	31.66%	27.35%	29.63%
RLI Corp. (RLI)vs ›	$5.13B	22.22%	20.48%	23.87%	22.50%
JPMorgan U.S. Tech Leaders ETF (JTEK)vs ›	$4.82B	N/A	N/A	N/A	N/A
Bank OZK (OZKAP)vs ›	$5.17B	24.95%	25.66%	30.72%	32.74%

NAME

MARKET CAP

NET PROFIT MARGIN

TTM

Bank OZK (OZK)

$4.98B

24.95%

25.19%

25.62%

32.90%

Selective Insurance Group, Inc. (SIGI)vs ›

$5.08B

9.11%

6.50%

6.99%

8.05%

Axos Financial, Inc. (AX)vs ›

$5.07B

22.39%

22.41%

23.65%

26.11%

Eastern Bankshares, Inc. (EBC)vs ›

$4.88B

26.28%

9.75%

22.59%

20.64%

Main Street Capital Corporation (MAIN)vs ›

$5.09B

64.50%

73.33%

69.39%

62.86%

Figure Technology Solutions, Inc. Class A Common Stock (FIGR)vs ›

$5.11B

33.24%

17.72%

2.24%

Hamilton Lane Incorporated (HLNE)vs ›

$4.85B

32.14%

31.66%

27.35%

29.63%

RLI Corp. (RLI)vs ›

$5.13B

22.22%

20.48%

23.87%

22.50%

JPMorgan U.S. Tech Leaders ETF (JTEK)vs ›

$4.82B

N/A

Bank OZK (OZKAP)vs ›

$5.17B

24.95%

25.66%

30.72%

32.74%

Net Profit Margin FAQ

What is the net profit margin for Bank OZK (OZK)?

The net profit margin for OZK stock is 24.95%.

Is Bank OZK's net profit margin high or low?

The net profit margin of 24.95% is 24% below its 5-year average of 32.90%, near the low end of its 5-year range (24.69%–51.94%).

What is the TTM average net profit margin for Bank OZK (OZK)?

The TTM average net profit margin for OZK stock is 25.19%.

What is the 3Y average net profit margin for Bank OZK (OZK)?

The 3Y average net profit margin for OZK stock is 25.62%.

What is the 5Y average net profit margin for Bank OZK (OZK)?

The 5Y average net profit margin for OZK stock is 32.90%.

What is the 10Y average net profit margin for Bank OZK (OZK)?

The 10Y average net profit margin for OZK stock is 34.43%.

What is the 15Y average net profit margin for Bank OZK (OZK)?

The 15Y average net profit margin for OZK stock is 33.25%.

What is the 20Y average net profit margin for Bank OZK (OZK)?

The 20Y average net profit margin for OZK stock is 30.69%.

DATE	NET PROFIT MARGIN
2026-06-30	24.87%
2026-03-31	24.69%
2025-12-31	24.97%
2025-09-30	25.25%
2025-06-30	26.15%
2025-03-31	25.65%
2024-12-31	26.19%
2024-09-30	25.32%
2024-06-30	25.49%
2024-03-31	26.35%
2023-12-31	26.93%
2023-09-30	29.39%
2023-06-30	31.82%
2023-03-31	35.65%
2022-12-31	38.39%
2022-09-30	37.75%
2022-06-30	44.58%
2022-03-31	45.38%
2021-12-31	48.63%
2021-09-30	45.49%
2021-06-30	51.94%
2021-03-31	50.41%
2020-12-31	40.16%
2020-09-30	37.37%
2020-06-30	17.52%
2020-03-31	3.98%
2019-12-31	32.57%
2019-09-30	33.05%
2019-06-30	34.38%
2019-03-31	34.89%
2018-12-31	36.17%
2018-09-30	24.76%
2018-06-30	38.32%
2018-03-31	39.83%
2017-12-31	52.99%
2017-09-30	35.34%
2017-06-30	34.82%
2017-03-31	37.10%
2016-12-31	36.16%
2016-09-30	34.52%
2016-06-30	35.80%
2016-03-31	37.00%
2015-12-31	35.91%
2015-09-30	37.29%
2015-06-30	36.76%
2015-03-31	33.79%
2014-12-31	31.09%
2014-09-30	32.83%
2014-06-30	31.05%
2014-03-31	35.07%
2013-12-31	31.89%
2013-09-30	37.18%
2013-06-30	30.98%
2013-03-31	31.18%
2012-12-31	35.50%
2012-09-30	30.84%
2012-06-30	30.80%
2012-03-31	29.30%
2011-12-31	26.84%
2011-09-30	27.81%
2011-06-30	79.49%
2011-03-31	27.06%
2010-12-31	27.88%
2010-09-30	40.33%
2010-06-30	22.83%
2010-03-31	36.64%
2009-12-31	0.28%
2009-09-30	20.71%
2009-06-30	16.22%
2009-03-31	18.96%
2008-12-31	18.17%
2008-09-30	18.06%
2008-06-30	16.80%
2008-03-31	15.55%
2007-12-31	15.15%
2007-09-30	16.69%
2007-06-30	16.25%
2007-03-31	15.42%
2006-12-31	15.16%
2006-09-30	16.99%
2006-06-30	18.53%
2006-03-31	21.02%
2005-12-31	22.75%
2005-09-30	23.47%
2005-06-30	24.28%
2005-03-31	25.13%
2004-12-31	25.20%
2004-09-30	24.76%
2004-06-30	24.48%
2004-03-31	25.68%
2003-12-31	24.61%
2003-09-30	23.26%
2003-06-30	22.63%
2003-03-31	23.06%
2002-12-31	21.17%
2002-09-30	19.89%

DATE

NET PROFIT MARGIN

2026-06-30

24.87%

2026-03-31

24.69%

2025-12-31

24.97%

2025-09-30

25.25%

2025-06-30

26.15%

2025-03-31

25.65%

2024-12-31

26.19%

2024-09-30

25.32%

2024-06-30

25.49%

2024-03-31

26.35%

2023-12-31

26.93%

2023-09-30

29.39%

2023-06-30

31.82%

2023-03-31

35.65%

2022-12-31

38.39%

2022-09-30

37.75%

2022-06-30

44.58%

2022-03-31

45.38%

2021-12-31

48.63%

2021-09-30

45.49%

2021-06-30

51.94%

2021-03-31

50.41%

2020-12-31

40.16%

2020-09-30

37.37%

2020-06-30

17.52%

2020-03-31

3.98%

2019-12-31

32.57%

2019-09-30

33.05%

2019-06-30

34.38%

2019-03-31

34.89%

2018-12-31

36.17%

2018-09-30

24.76%

2018-06-30

38.32%

2018-03-31

39.83%

2017-12-31

52.99%

2017-09-30

35.34%

2017-06-30

34.82%

2017-03-31

37.10%

2016-12-31

36.16%

2016-09-30

34.52%

2016-06-30

35.80%

2016-03-31

37.00%

2015-12-31

35.91%

2015-09-30

37.29%

2015-06-30

36.76%

2015-03-31

33.79%

2014-12-31

31.09%

2014-09-30

32.83%

2014-06-30

31.05%

2014-03-31

35.07%

2013-12-31

31.89%

2013-09-30

37.18%

2013-06-30

30.98%

2013-03-31

31.18%

2012-12-31

35.50%

2012-09-30

30.84%

2012-06-30

30.80%

2012-03-31

29.30%

2011-12-31

26.84%

2011-09-30

27.81%

2011-06-30

79.49%

2011-03-31

27.06%

2010-12-31

27.88%

2010-09-30

40.33%

2010-06-30

22.83%

2010-03-31

36.64%

2009-12-31

0.28%

2009-09-30

20.71%

2009-06-30

16.22%

2009-03-31

18.96%

2008-12-31

18.17%

2008-09-30

18.06%

2008-06-30

16.80%

2008-03-31

15.55%

2007-12-31

15.15%

2007-09-30

16.69%

2007-06-30

16.25%

2007-03-31

15.42%

2006-12-31

15.16%

2006-09-30

16.99%

2006-06-30

18.53%

2006-03-31

21.02%

2005-12-31

22.75%

2005-09-30

23.47%

2005-06-30

24.28%

2005-03-31

25.13%

2004-12-31

25.20%

2004-09-30

24.76%

2004-06-30

24.48%

2004-03-31

25.68%

2003-12-31

24.61%

2003-09-30

23.26%

2003-06-30

22.63%

2003-03-31

23.06%

2002-12-31

21.17%

2002-09-30

19.89%

Net Profit Margin: 24.95%

OZK Profit Margin

OZK Average Net Profit Margin Chart

OZK Current vs Average Net Profit Margin Chart

OZK Net Profit Margin Metrics

OZK Competitors' Net Profit Margin

Margin Comparison

Net Profit Margin Formula & Definition

Net Profit Margin FAQ

OZK Net Profit Margin History

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