Which has the lower trailing P/E, AX or OZK?

OZK has the lower trailing P/E: AX trades at 10.51 and OZK at 7.37. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AX or OZK?

Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus OZK at 18.68%.

Does AX or OZK pay a bigger dividend?

OZK pays a dividend (4.00% yield), while AX has no payments in the available dividend history.

Is AX or OZK more profitable?

OZK runs the higher net margin — AX at 22.39% versus OZK at 24.95%.

How have AX and OZK total returns compared?

Over the past 10 years, AX delivered 14.81% and OZK delivered 4.77% annualized total return. Past performance doesn't predict future results.

Axos Financial, Inc. (AX) vs Bank OZK (OZK)

A side-by-side comparison of Axos Financial, Inc. and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Axos Financial, Inc.

$5.06B

$89.03Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OZK

Bank OZK

$4.87B

$44.58Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — AX vs OZK

growth of $100 · dividends reinvested · last 10y

AX +296.9% (+14.8%/yr)OZK +54.3% (+4.4%/yr)AX compounded faster over this window

AX OZK

AX vs OZK: by the numbers

•AX is the larger company ($5.06B vs $4.87B market cap).
•OZK trades at the lower trailing earnings multiple (7.37 vs 10.51 P/E), one valuation lens rather than an overall verdict.
•OZK converts more revenue to profit (24.95% vs 22.39% net margin).
•AX grew revenue faster over the past five years (25.21% vs 18.68% CAGR).
•OZK pays a dividend (4.00% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AX	OZK
P/E ratio	10.51	7.37
Forward P/E	9.20	7.69
PEG ratio	0.55	0.33
P/S ratio	2.31	1.76
P/B ratio	1.60	0.82

Profitability

Metric	AX	OZK
Operating margin	29.52%	32.35%
Net margin	22.39%	24.95%
ROE	15.49%	11.01%

Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AX	OZK
Dividend yield	N/A	4.00%
Payout ratio	N/A	30.74%

Growth (annualized)

Metric	AX	OZK
Revenue CAGR (5Y)	25.21%	18.68%
EPS CAGR (5Y)	18.93%	22.41%
Total return CAGR (5Y)	11.03%	4.97%

Frequently asked

Which has the lower trailing P/E, AX or OZK?: OZK has the lower trailing P/E: AX trades at 10.51 and OZK at 7.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or OZK?: Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus OZK at 18.68%.
Does AX or OZK pay a bigger dividend?: OZK pays a dividend (4.00% yield), while AX has no payments in the available dividend history.
Is AX or OZK more profitable?: OZK runs the higher net margin — AX at 22.39% versus OZK at 24.95%.
How have AX and OZK total returns compared?: Over the past 10 years, AX delivered 14.81% and OZK delivered 4.77% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AX analysis Full OZK analysis Interactive comparison tool

Dig into the metrics

Axos Financial P/E ratio Bank OZK P/E ratio Bank OZK dividend yield Axos Financial ROE Bank OZK ROE Axos Financial operating margin Bank OZK operating margin Axos Financial revenue growth Bank OZK revenue growth

Axos Financial & Bank OZK appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.