Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 14.04% is in line with its 5-year average of 13.97%, around the middle of its 5-year range (12.39%–15.68%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.42% above its 12-month average of 13.84%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 14.04%.
RETURN ON EQUITY (ROE)
14.04%
RETURN ON EQUITY (ROE) AVG TTM
13.84%
RETURN ON EQUITY (ROE) AVG 3Y
13.43%
RETURN ON EQUITY (ROE) AVG 5Y
13.97%
RETURN ON EQUITY (ROE) AVG 10Y
11.65%
RETURN ON EQUITY (ROE) AVG 15Y
11.55%
RETURN ON EQUITY (ROE) AVG 20Y
9.95%
CURRENT VS TTM AVG
+1.42%
CURRENT VS 3Y AVG
+4.56%
CURRENT VS 5Y AVG
+0.50%
CURRENT VS 10Y AVG
+20.56%
CURRENT VS 15Y AVG
+21.61%
CURRENT VS 20Y AVG
+41.17%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+60.29%
vs the sector median at left
First Business Financial Services, Inc.
Market Cap
$591.29M
Return on Equity (ROE)
14.04%
TTM Avg
13.84%
3Y Avg
13.43%
5Y Avg
13.97%
Market Cap
$585.17M
Return on Equity (ROE)
14.77%
TTM Avg
13.90%
3Y Avg
14.16%
5Y Avg
15.06%
Market Cap
$600.35M
Return on Equity (ROE)
-232.31%
TTM Avg
-38.55%
3Y Avg
-60.48%
5Y Avg
-43.64%
Market Cap
$580.24M
Return on Equity (ROE)
4.73%
TTM Avg
4.12%
3Y Avg
0.36%
5Y Avg
2.51%
Market Cap
$571.47M
Return on Equity (ROE)
8.76%
TTM Avg
6.47%
3Y Avg
6.78%
5Y Avg
8.66%
Market Cap
$570.58M
Return on Equity (ROE)
-110.41%
TTM Avg
-23.50%
3Y Avg
81.26%
5Y Avg
81.26%
Market Cap
$613.26M
Return on Equity (ROE)
25.53%
TTM Avg
20.37%
3Y Avg
16.53%
5Y Avg
16.70%
Market Cap
$567.99M
Return on Equity (ROE)
10.28%
TTM Avg
8.04%
3Y Avg
9.75%
5Y Avg
10.22%
Market Cap
$614.88M
Return on Equity (ROE)
11.49%
TTM Avg
8.79%
3Y Avg
9.83%
5Y Avg
10.82%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Business Financial Services, Inc. (FBIZ) | $591.29M | 14.04% | 13.84% | 13.43% | 13.97% |
| Greene County Bancorp, Inc. (GCBC)vs › | $585.17M | 14.77% | 13.90% | 14.16% | 15.06% |
| Forward Industries, Inc. (FWDI)vs › | $600.35M | -232.31% | -38.55% | -60.48% | -43.64% |
| Kearny Financial Corp. (KRNY)vs › | $580.24M | 4.73% | 4.12% | 0.36% | 2.51% |
| Southern First Bancshares, Inc. (SFST)vs › | $571.47M | 8.76% | 6.47% | 6.78% | 8.66% |
| Gemini Space Station, Inc. (GEMI)vs › | $570.58M | -110.41% | -23.50% | 81.26% | 81.26% |
| Gladstone Investment Corp. (GAIN)vs › | $613.26M | 25.53% | 20.37% | 16.53% | 16.70% |
| Bridgewater Bancshares, Inc. (BWB)vs › | $567.99M | 10.28% | 8.04% | 9.75% | 10.22% |
| Arrow Financial Corporation (AROW)vs › | $614.88M | 11.49% | 8.79% | 9.83% | 10.82% |
| American Bitcoin Corp (ABTC)vs › | $616.15M | -29.00% | 9.63% | -1180.61% | -805.61% |
ROE
14.0%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 14.04% |
| 2026-03-31 | 13.51% |
| 2025-12-31 | 13.54% |
| 2025-09-30 | 14.35% |
| 2025-06-30 | 13.79% |
| 2025-03-31 | 13.86% |
| 2024-12-31 | 13.47% |
| 2024-09-30 | 12.69% |
| 2024-06-30 | 12.78% |
| 2024-03-31 | 12.39% |
| 2023-12-31 | 12.79% |
| 2023-09-30 | 13.33% |
| 2023-06-30 | 14.05% |
| 2023-03-31 | 15.44% |
| 2022-12-31 | 15.68% |
| 2022-09-30 | 15.53% |
| 2022-06-30 | 15.07% |
| 2022-03-31 | 14.16% |
| 2021-12-31 | 15.38% |
| 2021-09-30 | 14.76% |
| 2021-06-30 | 12.80% |
| 2021-03-31 | 10.92% |
| 2020-12-31 | 8.24% |
| 2020-09-30 | 8.30% |
| 2020-06-30 | 8.83% |
| 2020-03-31 | 10.58% |
| 2019-12-31 | 12.01% |
| 2019-09-30 | 11.33% |
| 2019-06-30 | 11.56% |
| 2019-03-31 | 10.02% |
| 2018-12-31 | 9.02% |
| 2018-09-30 | 9.17% |
| 2018-06-30 | 7.81% |
| 2018-03-31 | 7.09% |
| 2017-12-31 | 7.03% |
| 2017-09-30 | 7.18% |
| 2017-06-30 | 7.30% |
| 2017-03-31 | 8.46% |
| 2016-12-31 | 9.31% |
| 2016-09-30 | 9.39% |
| 2016-06-30 | 10.57% |
| 2016-03-31 | 10.87% |
| 2015-12-31 | 10.95% |
| 2015-09-30 | 10.93% |
| 2015-06-30 | 10.64% |
| 2015-03-31 | 10.58% |
| 2014-12-31 | 10.26% |
| 2014-09-30 | 11.98% |
| 2014-06-30 | 12.29% |
| 2014-03-31 | 12.33% |
| 2013-12-31 | 12.58% |
| 2013-09-30 | 11.80% |
| 2013-06-30 | 11.17% |
| 2013-03-31 | 9.75% |
| 2012-12-31 | 8.97% |
| 2012-09-30 | 12.45% |
| 2012-06-30 | 12.31% |
| 2012-03-31 | 13.98% |
| 2011-12-31 | 13.12% |
| 2011-09-30 | 10.75% |
| 2011-06-30 | 9.07% |
| 2011-03-31 | 2.47% |
| 2010-12-31 | 1.70% |
| 2010-09-30 | -0.06% |
| 2010-06-30 | 0.64% |
| 2010-03-31 | 3.85% |
| 2009-12-31 | 1.92% |
| 2009-09-30 | 2.79% |
| 2009-06-30 | 2.53% |
| 2009-03-31 | 4.05% |
| 2008-12-31 | 5.89% |
| 2008-09-30 | 7.58% |
| 2008-06-30 | 7.17% |
| 2008-03-31 | 6.75% |
| 2007-12-31 | 6.71% |
| 2007-09-30 | 6.78% |
| 2007-06-30 | 7.01% |
| 2007-03-31 | 7.48% |
| 2006-12-31 | 8.19% |
| 2006-09-30 | 8.75% |
| 2006-06-30 | 9.17% |
| 2006-03-31 | 9.62% |
| 2004-12-31 | 8.78% |