Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 10.67% is 92% above its 5-year average of 5.56%, near the high end of its 5-year range (-2.01%–13.73%).
As of the fiscal period ended Tuesday, June 30, 2026. 11.92% below its 12-month average of 12.12%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 10.67%.
RETURN ON EQUITY (ROE)
10.67%
RETURN ON EQUITY (ROE) AVG TTM
12.12%
RETURN ON EQUITY (ROE) AVG 3Y
7.11%
RETURN ON EQUITY (ROE) AVG 5Y
5.56%
RETURN ON EQUITY (ROE) AVG 10Y
4.79%
RETURN ON EQUITY (ROE) AVG 15Y
4.56%
RETURN ON EQUITY (ROE) AVG 20Y
5.59%
CURRENT VS TTM AVG
-11.92%
CURRENT VS 3Y AVG
+50.16%
CURRENT VS 5Y AVG
+91.92%
CURRENT VS 10Y AVG
+122.96%
CURRENT VS 15Y AVG
+134.28%
CURRENT VS 20Y AVG
+90.95%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+21.82%
vs the sector median at left
Donegal Group Inc.
Market Cap
$544.56M
Return on Equity (ROE)
10.67%
TTM Avg
12.12%
3Y Avg
7.11%
5Y Avg
5.56%
Market Cap
$548.33M
Return on Equity (ROE)
19.71%
TTM Avg
16.81%
3Y Avg
14.63%
5Y Avg
14.85%
Market Cap
$553.62M
Return on Equity (ROE)
14.11%
TTM Avg
12.72%
3Y Avg
11.00%
5Y Avg
15.49%
Market Cap
$554.56M
Return on Equity (ROE)
15.77%
TTM Avg
15.39%
3Y Avg
15.51%
5Y Avg
15.54%
Market Cap
$554.79M
Return on Equity (ROE)
5.96%
TTM Avg
5.71%
3Y Avg
9.75%
5Y Avg
9.80%
Market Cap
$555.12M
Return on Equity (ROE)
9.59%
TTM Avg
8.33%
3Y Avg
10.00%
5Y Avg
10.10%
Market Cap
$531.89M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICB) | $544.56M | 10.67% | 12.12% | 7.11% | 5.56% |
| Northrim BanCorp, Inc. (NRIM)vs › | $548.33M | 19.71% | 16.81% | 14.63% | 14.85% |
| Investors Title Company (ITIC)vs › | $553.62M | 14.11% | 12.72% | 11.00% | 15.49% |
| Stewards Inc. (SWRD)vs › | $554.12M | N/A | N/A | N/A | N/A |
| Unity Bancorp, Inc. (UNTY)vs › | $554.56M | 15.77% | 15.39% | 15.51% | 15.54% |
| Community West Bancshares (CWBC)vs › | $554.79M | 5.96% | 5.71% | 9.75% | 9.80% |
| Teamshares Inc. (TMS)vs › | $534.13M | N/A | N/A | N/A | N/A |
| Civista Bancshares, Inc. (CIVB)vs › | $555.12M | 9.59% | 8.33% | 10.00% | 10.10% |
| Powerlaw Corp. Common Stock (PWRL)vs › | $531.89M | N/A | N/A | N/A | N/A |
| Bit Digital, Inc. (BTBT)vs › | $530.77M | -73.73% | -2.49% | -32.79% | -22.96% |
ROE
10.7%
ROA
2.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 10.67% |
| 2026-03-31 | 10.11% |
| 2025-12-31 | 12.39% |
| 2025-09-30 | 13.73% |
| 2025-06-30 | 13.67% |
| 2025-03-31 | 11.99% |
| 2024-12-31 | 9.32% |
| 2024-09-30 | 4.85% |
| 2024-06-30 | 1.51% |
| 2024-03-31 | 1.07% |
| 2023-12-31 | 0.92% |
| 2023-09-30 | 2.09% |
| 2023-06-30 | 0.06% |
| 2023-03-31 | -2.01% |
| 2022-12-31 | -0.41% |
| 2022-09-30 | -0.03% |
| 2022-06-30 | 0.68% |
| 2022-03-31 | 5.32% |
| 2021-12-31 | 4.76% |
| 2021-09-30 | 6.42% |
| 2021-06-30 | 9.65% |
| 2021-03-31 | 11.26% |
| 2020-12-31 | 10.20% |
| 2020-09-30 | 10.40% |
| 2020-06-30 | 9.38% |
| 2020-03-31 | 6.06% |
| 2019-12-31 | 10.45% |
| 2019-09-30 | 4.07% |
| 2019-06-30 | 3.20% |
| 2019-03-31 | 1.97% |
| 2018-12-31 | -8.21% |
| 2018-09-30 | -4.94% |
| 2018-06-30 | -3.49% |
| 2018-03-31 | -3.80% |
| 2017-12-31 | 1.59% |
| 2017-09-30 | 3.44% |
| 2017-06-30 | 2.97% |
| 2017-03-31 | 5.39% |
| 2016-12-31 | 7.02% |
| 2016-09-30 | 6.13% |
| 2016-06-30 | 6.39% |
| 2016-03-31 | 6.10% |
| 2015-12-31 | 5.14% |
| 2015-09-30 | 5.32% |
| 2015-06-30 | 6.07% |
| 2015-03-31 | 5.18% |
| 2014-12-31 | 3.49% |
| 2014-09-30 | 4.73% |
| 2014-06-30 | 4.57% |
| 2014-03-31 | 4.78% |
| 2013-12-31 | 6.63% |
| 2013-09-30 | 5.91% |
| 2013-06-30 | 5.76% |
| 2013-03-31 | 5.33% |
| 2012-12-31 | 5.77% |
| 2012-09-30 | 3.97% |
| 2012-06-30 | 2.53% |
| 2012-03-31 | 1.60% |
| 2011-12-31 | 0.12% |
| 2011-09-30 | 1.53% |
| 2011-06-30 | 2.61% |
| 2011-03-31 | 3.51% |
| 2010-12-31 | 3.02% |
| 2010-09-30 | 3.65% |
| 2010-06-30 | 4.19% |
| 2010-03-31 | 4.90% |
| 2009-12-31 | 4.88% |
| 2009-09-30 | 4.09% |
| 2009-06-30 | 4.18% |
| 2009-03-31 | 4.74% |
| 2008-12-31 | 6.56% |
| 2008-09-30 | 8.42% |
| 2008-06-30 | 9.76% |
| 2008-03-31 | 11.03% |
| 2007-12-31 | 10.85% |
| 2007-09-30 | 11.18% |
| 2007-06-30 | 11.19% |
| 2007-03-31 | 11.19% |
| 2006-12-31 | 12.54% |
| 2006-09-30 | 12.52% |
| 2006-06-30 | 13.11% |
| 2006-03-31 | 13.06% |
| 2005-12-31 | 13.30% |
| 2005-09-30 | 12.95% |
| 2005-06-30 | 11.77% |
| 2005-03-31 | 11.41% |
| 2004-12-31 | 13.03% |
| 2004-09-30 | 12.55% |
| 2004-06-30 | 12.17% |
| 2004-03-31 | 11.66% |
| 2003-12-31 | 8.77% |
| 2003-09-30 | 11.44% |
| 2003-06-30 | 10.95% |