Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.98% is 27% below its 5-year average of 1.34%, near the low end of its 5-year range (0.98%–1.43%).
26.32% below its 12-month average of 1.33%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.23%.
RETURN ON ASSETS (ROA)
0.98%
RETURN ON ASSETS (ROA) AVG TTM
1.33%
RETURN ON ASSETS (ROA) AVG 3Y
1.37%
RETURN ON ASSETS (ROA) AVG 5Y
1.34%
RETURN ON ASSETS (ROA) AVG 10Y
1.36%
RETURN ON ASSETS (ROA) AVG 15Y
1.32%
RETURN ON ASSETS (ROA) AVG 20Y
1.31%
CURRENT VS TTM AVG
-26.32%
CURRENT VS 3Y AVG
-28.34%
CURRENT VS 5Y AVG
-26.87%
CURRENT VS 10Y AVG
-28.18%
CURRENT VS 15Y AVG
-25.76%
CURRENT VS 20Y AVG
-25.19%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 582 covered companies
CURRENT VS SECTOR MEDIAN
-19.67%
vs the sector median at left
CVB Financial Corp.
Market Cap
$3.17B
Return on Assets (ROA)
0.98%
TTM Avg
1.33%
3Y Avg
1.37%
5Y Avg
1.34%
Market Cap
$3.20B
Return on Assets (ROA)
1.76%
TTM Avg
3.67%
3Y Avg
3.70%
5Y Avg
3.77%
Market Cap
$3.19B
Return on Assets (ROA)
-36.93%
TTM Avg
2.01%
3Y Avg
-6.70%
5Y Avg
-23.03%
Market Cap
$3.24B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.09B
Return on Assets (ROA)
1.46%
TTM Avg
1.26%
3Y Avg
0.75%
5Y Avg
0.48%
Market Cap
$3.05B
Return on Assets (ROA)
1.20%
TTM Avg
1.06%
3Y Avg
1.04%
5Y Avg
1.00%
Market Cap
$3.31B
Return on Assets (ROA)
1.32%
TTM Avg
0.68%
3Y Avg
1.45%
5Y Avg
1.42%
Market Cap
$3.31B
Return on Assets (ROA)
1.27%
TTM Avg
1.22%
3Y Avg
1.29%
5Y Avg
1.24%
Market Cap
$3.02B
Return on Assets (ROA)
9.89%
TTM Avg
10.44%
3Y Avg
10.87%
5Y Avg
10.14%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CVB Financial Corp. (CVBF) | $3.17B | 0.98% | 1.33% | 1.37% | 1.34% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.20B | 1.76% | 3.67% | 3.70% | 3.77% |
| CleanSpark, Inc. (CLSK)vs › | $3.19B | -36.93% | 2.01% | -6.70% | -23.03% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| Inter & Co, Inc. (INTR)vs › | $3.09B | 1.46% | 1.26% | 0.75% | 0.48% |
| First Hawaiian, Inc. (FHB)vs › | $3.05B | 1.20% | 1.06% | 1.04% | 1.00% |
| Mechanics Bank (MCHB)vs › | $3.31B | 1.32% | 0.68% | 1.45% | 1.42% |
| First Financial Bancorp. (FFBC)vs › | $3.31B | 1.27% | 1.22% | 1.29% | 1.24% |
| NMI Holdings, Inc. (NMIH)vs › | $3.02B | 9.89% | 10.44% | 10.87% | 10.14% |
| Strive, Inc. (ASST)vs › | $3.00B | -83.51% | -127.57% | -147.11% | -97.20% |
ROA
1.0%
ROE
6.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.34% |
| 2024-12-31 | 1.32% |
| 2023-12-31 | 1.38% |
| 2022-12-31 | 1.43% |
| 2021-12-31 | 1.34% |
| 2020-12-31 | 1.23% |
| 2019-12-31 | 1.84% |
| 2018-12-31 | 1.32% |
| 2017-12-31 | 1.26% |
| 2016-12-31 | 1.26% |
| 2015-12-31 | 1.29% |
| 2014-12-31 | 1.41% |
| 2013-12-31 | 1.43% |
| 2012-12-31 | 1.21% |
| 2011-12-31 | 1.26% |
| 2010-12-31 | 0.98% |
| 2009-12-31 | 0.97% |
| 2008-12-31 | 0.95% |
| 2007-12-31 | 0.96% |
| 2006-12-31 | 1.18% |
| 2005-12-31 | 1.30% |
| 2004-12-31 | 1.36% |
| 2003-12-31 | 1.37% |
| 2002-12-31 | 1.59% |
| 2001-12-31 | 1.59% |
| 2000-12-31 | 1.50% |
| 1999-12-31 | 1.29% |
| 1998-12-31 | 1.31% |
| 1997-12-31 | 1.64% |
| 1996-12-31 | 1.15% |
