Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 9.89% is in line with its 5-year average of 10.14%, around the middle of its 5-year range (7.92%–11.64%).
5.27% below its 12-month average of 10.44%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 2.65%.
RETURN ON ASSETS (ROA)
9.89%
RETURN ON ASSETS (ROA) AVG TTM
10.44%
RETURN ON ASSETS (ROA) AVG 3Y
10.87%
RETURN ON ASSETS (ROA) AVG 5Y
10.14%
RETURN ON ASSETS (ROA) AVG 10Y
8.11%
RETURN ON ASSETS (ROA) AVG 15Y
4.44%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-5.27%
CURRENT VS 3Y AVG
-8.99%
CURRENT VS 5Y AVG
-2.43%
CURRENT VS 10Y AVG
+21.99%
CURRENT VS 15Y AVG
+123.00%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+700.81%
vs the sector median at left
NMI Holdings, Inc.
Market Cap
$2.99B
Return on Assets (ROA)
9.89%
TTM Avg
10.44%
3Y Avg
10.87%
5Y Avg
10.14%
Market Cap
$3.02B
Return on Assets (ROA)
-83.51%
TTM Avg
-127.57%
3Y Avg
-147.11%
5Y Avg
-97.20%
Market Cap
$3.05B
Return on Assets (ROA)
1.20%
TTM Avg
1.06%
3Y Avg
1.04%
5Y Avg
1.00%
Market Cap
$2.88B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
Market Cap
$3.13B
Return on Assets (ROA)
1.46%
TTM Avg
1.26%
3Y Avg
0.75%
5Y Avg
0.48%
Market Cap
$3.14B
Return on Assets (ROA)
0.98%
TTM Avg
1.33%
3Y Avg
1.37%
5Y Avg
1.34%
Market Cap
$3.15B
Return on Assets (ROA)
0.76%
TTM Avg
0.75%
3Y Avg
0.77%
5Y Avg
0.88%
Market Cap
$3.17B
Return on Assets (ROA)
-36.93%
TTM Avg
2.01%
3Y Avg
-6.70%
5Y Avg
-23.03%
Market Cap
$2.81B
Return on Assets (ROA)
0.87%
TTM Avg
1.15%
3Y Avg
1.19%
5Y Avg
1.19%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| NMI Holdings, Inc. (NMIH) | $2.99B | 9.89% | 10.44% | 10.87% | 10.14% |
| Strive, Inc. (ASST)vs › | $3.02B | -83.51% | -127.57% | -147.11% | -97.20% |
| First Hawaiian, Inc. (FHB)vs › | $3.05B | 1.20% | 1.06% | 1.04% | 1.00% |
| Brighthouse Financial, Inc. (BHF)vs › | $2.88B | 0.34% | 0.17% | 0.40% | 0.30% |
| Inter & Co, Inc. (INTR)vs › | $3.13B | 1.46% | 1.26% | 0.75% | 0.48% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 0.98% | 1.33% | 1.37% | 1.34% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 0.76% | 0.75% | 0.77% | 0.88% |
| CleanSpark, Inc. (CLSK)vs › | $3.17B | -36.93% | 2.01% | -6.70% | -23.03% |
| First Merchants Corporation (FRMEP)vs › | $2.81B | 0.87% | 1.15% | 1.19% | 1.19% |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.18B | 1.76% | 3.67% | 3.70% | 3.77% |
ROA
9.9%
ROE
14.6%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 10.13% |
| 2024-12-31 | 10.75% |
| 2023-12-31 | 10.95% |
| 2022-12-31 | 11.64% |
| 2021-12-31 | 9.43% |
| 2020-12-31 | 7.92% |
| 2019-12-31 | 12.60% |
| 2018-12-31 | 9.88% |
| 2017-12-31 | 2.46% |
| 2016-12-31 | 7.62% |
| 2015-12-31 | -4.20% |
| 2014-12-31 | -10.56% |
| 2013-12-31 | -11.47% |
| 2012-12-31 | -5.06% |
| 2011-12-31 | -643.04% |
