Inter & Co, Inc. (INTR) vs NMI Holdings, Inc. (NMIH)

A side-by-side comparison of Inter & Co, Inc. and NMI Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — INTR vs NMIH

growth of $100 · dividends reinvested · last 4y
INTR +94.7% (+18.1%/yr)NMIH +146.5% (+25.3%/yr)NMIH compounded faster over this window
100200300Start $1002023202420252026$195$246
INTR NMIH

INTR vs NMIH: by the numbers

  • •INTR is the larger company ($3.09B vs $3.01B market cap).
  • •NMIH trades at the lower trailing earnings multiple (7.81 vs 10.64 P/E), one valuation lens rather than an overall verdict.
  • •NMIH converts more revenue to profit (54.12% vs 9.20% net margin).
  • •INTR grew revenue faster over the past five years (54.39% vs 10.07% CAGR).
  • •INTR pays a dividend (1.72% yield), while NMIH has no payments in the available dividend history.

Metrics side by side

Valuation

MetricINTRNMIH
P/E ratio10.647.81
Forward P/EN/A7.53
PEG ratio0.070.43
P/S ratio0.984.12
P/B ratio1.531.11

Profitability

MetricINTRNMIH
Operating margin11.27%69.36%
Net margin9.20%54.12%
ROE14.32%14.61%

Inter & Co, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

NMI Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricINTRNMIH
Dividend yield1.72%N/A
Payout ratio17.16%N/A

Growth (annualized)

MetricINTRNMIH
Revenue CAGR (5Y)54.39%10.07%
EPS CAGR (5Y)159.45%17.89%
Total return CAGR (5Y)N/A11.48%

Frequently asked

Which has the lower trailing P/E, INTR or NMIH?
NMIH has the lower trailing P/E: INTR trades at 10.64 and NMIH at 7.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, INTR or NMIH?
Over the past five years, INTR grew revenue faster — INTR at a 54.39% CAGR versus NMIH at 10.07%.
Does INTR or NMIH pay a bigger dividend?
INTR pays a dividend (1.72% yield), while NMIH has no payments in the available dividend history.
Is INTR or NMIH more profitable?
NMIH runs the higher net margin — INTR at 9.20% versus NMIH at 54.12%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.