Inter & Co, Inc. (INTR) vs NMI Holdings, Inc. (NMIH)
A side-by-side comparison of Inter & Co, Inc. and NMI Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — INTR vs NMIH
growth of $100 · dividends reinvested · last 4yINTR vs NMIH: by the numbers
- •INTR is the larger company ($3.09B vs $3.01B market cap).
- •NMIH trades at the lower trailing earnings multiple (7.81 vs 10.64 P/E), one valuation lens rather than an overall verdict.
- •NMIH converts more revenue to profit (54.12% vs 9.20% net margin).
- •INTR grew revenue faster over the past five years (54.39% vs 10.07% CAGR).
- •INTR pays a dividend (1.72% yield), while NMIH has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | INTR | NMIH |
|---|---|---|
| P/E ratio | 10.64 | 7.81 |
| Forward P/E | N/A | 7.53 |
| PEG ratio | 0.07 | 0.43 |
| P/S ratio | 0.98 | 4.12 |
| P/B ratio | 1.53 | 1.11 |
Profitability
| Metric | INTR | NMIH |
|---|---|---|
| Operating margin | 11.27% | 69.36% |
| Net margin | 9.20% | 54.12% |
| ROE | 14.32% | 14.61% |
Inter & Co, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
NMI Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | INTR | NMIH |
|---|---|---|
| Dividend yield | 1.72% | N/A |
| Payout ratio | 17.16% | N/A |
Growth (annualized)
| Metric | INTR | NMIH |
|---|---|---|
| Revenue CAGR (5Y) | 54.39% | 10.07% |
| EPS CAGR (5Y) | 159.45% | 17.89% |
| Total return CAGR (5Y) | N/A | 11.48% |
Frequently asked
- Which has the lower trailing P/E, INTR or NMIH?
- NMIH has the lower trailing P/E: INTR trades at 10.64 and NMIH at 7.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, INTR or NMIH?
- Over the past five years, INTR grew revenue faster — INTR at a 54.39% CAGR versus NMIH at 10.07%.
- Does INTR or NMIH pay a bigger dividend?
- INTR pays a dividend (1.72% yield), while NMIH has no payments in the available dividend history.
- Is INTR or NMIH more profitable?
- NMIH runs the higher net margin — INTR at 9.20% versus NMIH at 54.12%.
Go deeper
Dig into the metrics
Inter & NMI appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.