Capital One Financial Corporation (COF) Net Profit Margin: 4.29%
Is Capital One Financial Corporation’s net profit margin high or low?
Capital One Financial Corporation's net profit margin of 4.29% is 71% below its 5-year average of 14.78%, near the low end of its 5-year range (3.54%–38.68%).
As of Sunday, June 21, 2026. 30.53% below its 12-month average of 6.18%.
COF Net Profit Margin Chart
COF Average Net Profit Margin Chart
COF Current vs Average Net Profit Margin Chart
COF Net Profit Margin Metrics
NET PROFIT MARGIN
4.29%
NET PROFIT MARGIN AVG TTM
6.18%
NET PROFIT MARGIN AVG 3Y
10.35%
NET PROFIT MARGIN AVG 5Y
14.78%
NET PROFIT MARGIN AVG 10Y
14.58%
NET PROFIT MARGIN AVG 15Y
13.71%
NET PROFIT MARGIN AVG 20Y
12.50%
CURRENT VS TTM AVG
-30.53%
CURRENT VS 3Y AVG
-58.56%
CURRENT VS 5Y AVG
-70.97%
CURRENT VS 10Y AVG
-70.58%
CURRENT VS 15Y AVG
-68.70%
CURRENT VS 20Y AVG
-65.69%
COF Competitors' Net Profit Margin
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $125.41B | 4.29% | 6.18% | 10.35% | 14.78% |
| Chubb Limited (CB)vs › | $125.43B | 18.48% | 16.88% | 16.00% | 15.78% |
| S&P Global Inc. (SPGI)vs › | $121.63B | 30.37% | 28.13% | 26.58% | 29.03% |
| The Progressive Corporation (PGR)vs › | $119.71B | 12.93% | 12.08% | 7.98% | 8.72% |
| Blackstone Inc. (BX)vs › | $148.69B | 20.38% | 23.12% | 22.10% | 23.75% |
| Brookfield Corporation (BN)vs › | $99.26B | 1.74% | 1.23% | 1.47% | 1.82% |
| Robinhood Markets, Inc. (HOOD)vs › | $97.39B | 41.12% | 44.95% | -3.70% | -36.20% |
| The PNC Financial Services Group, Inc. (PNC)vs › | $93.18B | 22.51% | 19.80% | 20.69% | 25.45% |
| The Charles Schwab Corporation (SCHW)vs › | $159.48B | 33.26% | 27.42% | 26.72% | 27.49% |
| U.S. Bancorp (USB)vs › | $90.25B | 18.02% | 16.21% | 16.76% | 20.05% |
Margin Comparison
Operating Margin
4.3%
Net Profit Margin
4.3%
Capital One Financial Corporation Net Profit Margin Formula & Definition
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Capital One Financial Corporation Net Profit Margin FAQ
- What is the net profit margin for Capital One Financial Corporation (COF)?
- The net profit margin for COF stock is 4.29%.
- Is Capital One Financial Corporation's net profit margin high or low?
- Capital One Financial Corporation's net profit margin of 4.29% is 71% below its 5-year average of 14.78%, near the low end of its 5-year range (3.54%–38.68%).
- What is the TTM average net profit margin for Capital One Financial Corporation (COF)?
- The TTM average net profit margin for COF stock is 6.18%.
- What is the 3Y average net profit margin for Capital One Financial Corporation (COF)?
- The 3Y average net profit margin for COF stock is 10.35%.
- What is the 5Y average net profit margin for Capital One Financial Corporation (COF)?
- The 5Y average net profit margin for COF stock is 14.78%.
- What is the 10Y average net profit margin for Capital One Financial Corporation (COF)?
- The 10Y average net profit margin for COF stock is 14.58%.
- What is the 15Y average net profit margin for Capital One Financial Corporation (COF)?
- The 15Y average net profit margin for COF stock is 13.71%.
- What is the 20Y average net profit margin for Capital One Financial Corporation (COF)?
- The 20Y average net profit margin for COF stock is 12.50%.
Capital One Financial Corporation Net Profit Margin History
| DATE | NET PROFIT MARGIN |
|---|---|
| 2025-12-31 | 3.54% |
| 2024-12-31 | 8.81% |
| 2023-12-31 | 9.88% |
| 2022-12-31 | 19.18% |
| 2021-12-31 | 38.68% |
| 2020-12-31 | 8.58% |
| 2019-12-31 | 16.42% |
| 2018-12-31 | 18.87% |
| 2017-12-31 | 6.61% |
| 2016-12-31 | 13.63% |
| 2015-12-31 | 16.18% |
| 2014-12-31 | 18.55% |
| 2013-12-31 | 17.94% |
| 2012-12-31 | 16.05% |
| 2011-12-31 | 16.99% |
| 2010-12-31 | 14.39% |
| 2009-12-31 | 5.54% |
| 2008-12-31 | -0.26% |
| 2007-12-31 | 8.25% |
| 2006-12-31 | 15.92% |
| 2005-12-31 | 14.97% |
| 2004-12-31 | 14.48% |
| 2003-12-31 | 11.61% |
| 2002-12-31 | 9.33% |
| 2001-12-31 | 8.69% |
| 2000-12-31 | 8.51% |
| 1999-12-31 | 9.16% |
| 1998-12-31 | 10.59% |
| 1997-12-31 | 10.60% |
| 1996-12-31 | 10.91% |
Related Metrics
About Capital One Financial Corporation
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Richard D. Fairbank