Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the gross margin high or low?
The gross margin of 84.95% is 33% above its 5-year average of 64.05%, near the high end of its 5-year range (6.99%–109.83%).
As of the fiscal period ended Tuesday, June 30, 2026. 56.50% above its 12-month average of 54.28%.
Reported quarterly gross margin; no daily interpolation.
GROSS MARGIN
84.95%
GROSS MARGIN AVG TTM
54.28%
GROSS MARGIN AVG 3Y
54.48%
GROSS MARGIN AVG 5Y
66.91%
GROSS MARGIN AVG 10Y
65.11%
GROSS MARGIN AVG 15Y
69.94%
GROSS MARGIN AVG 20Y
67.37%
CURRENT VS TTM AVG
+56.50%
CURRENT VS 3Y AVG
+55.92%
CURRENT VS 5Y AVG
+26.97%
CURRENT VS 10Y AVG
+30.48%
CURRENT VS 15Y AVG
+21.47%
CURRENT VS 20Y AVG
+26.09%
SECTOR MEDIAN · FINANCIAL SERVICES
57.83%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+46.90%
vs the sector median at left
Capital One Financial Corporation
Market Cap
$135.97B
Gross Margin
84.95%
TTM Avg
54.28%
3Y Avg
54.48%
5Y Avg
66.91%
Market Cap
$123.70B
Gross Margin
26.91%
TTM Avg
28.60%
3Y Avg
22.84%
5Y Avg
24.41%
Market Cap
$153.35B
Gross Margin
93.34%
TTM Avg
89.41%
3Y Avg
87.13%
5Y Avg
83.57%
Market Cap
$108.96B
Gross Margin
48.94%
TTM Avg
47.46%
3Y Avg
56.97%
5Y Avg
69.84%
Market Cap
$167.54B
Gross Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$101.89B
Gross Margin
79.59%
TTM Avg
65.53%
3Y Avg
70.95%
5Y Avg
76.74%
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $135.97B | 84.95% | 54.28% | 54.48% | 66.91% |
| Chubb Limited (CB)vs › | $136.01B | 29.45% | 29.13% | 27.76% | 26.38% |
| The Progressive Corporation (PGR)vs › | $123.70B | 26.91% | 28.60% | 22.84% | 24.41% |
| S&P Global Inc. (SPGI)vs › | $120.88B | 70.90% | 69.67% | 68.16% | 69.70% |
| Interactive Brokers Group, Inc. (IBKR)vs › | $153.35B | 93.34% | 89.41% | 87.13% | 83.57% |
| Bank of New York Mellon Corp (BNY)vs › | $108.96B | 48.94% | 47.46% | 56.97% | 69.84% |
| Blackstone Inc. (BX)vs › | $164.31B | 88.82% | 91.07% | 93.02% | 94.64% |
| Vanguard FTSE Emerging Markets ETF (VWO)vs › | $167.54B | N/A | N/A | N/A | N/A |
| The PNC Financial Services Group, Inc. (PNC)vs › | $101.89B | 79.59% | 65.53% | 70.95% | 76.74% |
| U.S. Bancorp (USB)vs › | $100.02B | 63.78% | 60.80% | 66.50% | 73.95% |
Gross Margin
85.0%
(Revenue - COGS) / Revenue
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | GROSS MARGIN |
|---|---|
| 2026-06-30 | 84.95% |
| 2026-03-31 | 57.79% |
| 2025-12-31 | 57.36% |
| 2025-09-30 | 64.32% |
| 2025-06-30 | 6.99% |
| 2025-03-31 | 56.93% |
| 2024-12-31 | 54.66% |
| 2024-09-30 | 54.59% |
| 2024-06-30 | 42.39% |
| 2024-03-31 | 51.33% |
| 2023-12-31 | 50.63% |
| 2023-09-30 | 55.26% |
| 2023-06-30 | 54.06% |
| 2023-03-31 | 53.25% |
| 2022-12-31 | 60.21% |
| 2022-09-30 | 71.35% |
| 2022-06-30 | 81.12% |
| 2022-03-31 | 87.57% |
| 2021-12-31 | 91.03% |
| 2021-09-30 | 99.51% |
| 2021-06-30 | 109.83% |
| 2021-03-31 | 105.08% |
| 2020-12-31 | 90.04% |
| 2020-09-30 | 87.68% |
| 2020-06-30 | 31.16% |
| 2020-03-31 | 21.91% |
| 2019-12-31 | 64.99% |
| 2019-09-30 | 67.21% |
| 2019-06-30 | 68.39% |
| 2019-03-31 | 64.29% |
| 2018-12-31 | 62.98% |
| 2018-09-30 | 70.55% |
| 2018-06-30 | 71.82% |
| 2018-03-31 | 66.88% |
| 2017-12-31 | 65.18% |
| 2017-09-30 | 66.87% |
| 2017-06-30 | 66.64% |
| 2017-03-31 | 63.71% |
| 2016-12-31 | 67.54% |
| 2016-09-30 | 69.83% |
| 2016-06-30 | 69.25% |
| 2016-03-31 | 70.24% |
| 2015-12-31 | 72.75% |
| 2015-09-30 | 76.27% |
| 2015-06-30 | 74.82% |
| 2015-03-31 | 77.95% |
| 2014-12-31 | 75.85% |
| 2014-09-30 | 77.06% |
| 2014-06-30 | 81.23% |
| 2014-03-31 | 80.29% |
| 2013-12-31 | 76.96% |
| 2013-09-30 | 78.86% |
| 2013-06-30 | 80.00% |
| 2013-03-31 | 77.35% |
| 2012-12-31 | 68.84% |
| 2012-09-30 | 74.62% |
| 2012-06-30 | 59.58% |
| 2012-03-31 | 76.80% |
| 2011-12-31 | 69.70% |
| 2011-09-30 | 75.08% |
| 2011-06-30 | 80.11% |
| 2011-03-31 | 75.59% |
| 2010-12-31 | 67.28% |
| 2010-09-30 | 66.72% |
| 2010-06-30 | 68.70% |
| 2010-03-31 | 55.49% |
| 2009-12-31 | 62.36% |
| 2009-09-30 | 56.17% |
| 2009-06-30 | 56.91% |
| 2009-03-31 | 42.89% |
| 2008-12-31 | 24.93% |
| 2008-09-30 | 53.92% |
| 2008-06-30 | 58.43% |
| 2008-03-31 | 56.51% |
| 2007-12-31 | 50.29% |
| 2007-09-30 | 64.65% |
| 2007-06-30 | 67.07% |
| 2007-03-31 | 67.05% |
| 2006-12-31 | 63.55% |
| 2006-09-30 | 68.61% |
| 2006-06-30 | 70.54% |
| 2006-03-31 | 77.47% |
| 2005-12-31 | 64.76% |
| 2005-09-30 | 71.04% |
| 2005-06-30 | 73.72% |
| 2005-03-31 | 74.22% |
| 2004-12-31 | 66.37% |
| 2004-09-30 | 73.96% |
| 2004-06-30 | 73.19% |
| 2004-03-31 | 74.06% |
| 2003-12-31 | 67.76% |
| 2003-09-30 | 69.05% |
| 2003-06-30 | 67.44% |
| 2003-03-31 | 68.99% |
| 2002-12-31 | 61.94% |
| 2002-09-30 | 59.68% |
