Capital One Financial Corporation (COF) Current Ratio: 0.15
Is Capital One Financial Corporation’s current ratio high or low?
Capital One Financial Corporation's current ratio of 0.15 is 51% below its 5-year average of 0.30, near the low end of its 5-year range (0.14–0.46).
As of Sunday, June 21, 2026. 3.45% above its 12-month average of 0.15.
COF Current Ratio Chart
COF Average Current Ratio Chart
COF Current vs Average Current Ratio Chart
COF Current Ratio Metrics
CURRENT RATIO
0.15
CURRENT RATIO AVG TTM
0.15
CURRENT RATIO AVG 3Y
0.24
CURRENT RATIO AVG 5Y
0.30
CURRENT RATIO AVG 10Y
0.27
CURRENT RATIO AVG 15Y
0.28
CURRENT RATIO AVG 20Y
0.31
CURRENT VS TTM AVG
+3.45%
CURRENT VS 3Y AVG
-38.78%
CURRENT VS 5Y AVG
-50.55%
CURRENT VS 10Y AVG
-45.18%
CURRENT VS 15Y AVG
-46.90%
CURRENT VS 20Y AVG
-51.01%
COF Competitors' Current Ratio
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital One Financial Corporation (COF) | $125.41B | 0.15 | 0.15 | 0.24 | 0.30 |
| Chubb Limited (CB)vs › | $125.43B | 0.62 | 0.62 | 0.62 | 0.62 |
| S&P Global Inc. (SPGI)vs › | $121.63B | 0.82 | 0.83 | 0.86 | 1.24 |
| The Progressive Corporation (PGR)vs › | $119.71B | 0.59 | 0.48 | 4.31 | 6.77 |
| Blackstone Inc. (BX)vs › | $148.69B | 0.91 | 0.84 | 1.27 | 2.48 |
| Brookfield Corporation (BN)vs › | $99.26B | 1.14 | 0.90 | 0.75 | 0.78 |
| Robinhood Markets, Inc. (HOOD)vs › | $97.39B | 1.26 | 1.32 | 1.41 | 1.41 |
| The PNC Financial Services Group, Inc. (PNC)vs › | $93.18B | 0.11 | 0.13 | 0.17 | 0.27 |
| The Charles Schwab Corporation (SCHW)vs › | $159.48B | 0.53 | 0.54 | 0.53 | 0.67 |
| U.S. Bancorp (USB)vs › | $90.25B | 0.26 | 0.27 | 0.26 | 0.32 |
Liquidity Analysis
Current Ratio
0.15
Quick Ratio
0.15
Capital One Financial Corporation Current Ratio Formula & Definition
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Capital One Financial Corporation Current Ratio FAQ
- What is the current ratio for Capital One Financial Corporation (COF)?
- The current ratio for COF stock is 0.15.
- Is Capital One Financial Corporation's current ratio high or low?
- Capital One Financial Corporation's current ratio of 0.15 is 51% below its 5-year average of 0.30, near the low end of its 5-year range (0.14–0.46).
- What is the TTM average current ratio for Capital One Financial Corporation (COF)?
- The TTM average current ratio for COF stock is 0.15.
- What is the 3Y average current ratio for Capital One Financial Corporation (COF)?
- The 3Y average current ratio for COF stock is 0.24.
- What is the 5Y average current ratio for Capital One Financial Corporation (COF)?
- The 5Y average current ratio for COF stock is 0.30.
- What is the 10Y average current ratio for Capital One Financial Corporation (COF)?
- The 10Y average current ratio for COF stock is 0.27.
- What is the 15Y average current ratio for Capital One Financial Corporation (COF)?
- The 15Y average current ratio for COF stock is 0.28.
- What is the 20Y average current ratio for Capital One Financial Corporation (COF)?
- The 20Y average current ratio for COF stock is 0.31.
Capital One Financial Corporation Current Ratio History
| DATE | CURRENT RATIO |
|---|---|
| 2025-12-31 | 0.15 |
| 2024-12-31 | 0.14 |
| 2023-12-31 | 0.36 |
| 2022-12-31 | 0.33 |
| 2021-12-31 | 0.38 |
| 2020-12-31 | 0.46 |
| 2019-12-31 | 0.35 |
| 2018-12-31 | 0.23 |
| 2017-12-31 | 0.21 |
| 2016-12-31 | 0.20 |
| 2015-12-31 | 0.20 |
| 2014-12-31 | 0.23 |
| 2013-12-31 | 0.24 |
| 2012-12-31 | 0.36 |
| 2011-12-31 | 0.32 |
| 2010-12-31 | 0.36 |
| 2009-12-31 | 0.44 |
| 2008-12-31 | 0.39 |
| 2007-12-31 | 0.33 |
| 2006-12-31 | 0.28 |
| 2005-12-31 | 0.47 |
| 2004-12-31 | 0.18 |
| 2003-12-31 | 0.26 |
| 2002-12-31 | 0.20 |
| 2001-12-31 | 0.19 |
| 2000-12-31 | 0.13 |
| 1999-12-31 | 0.14 |
| 1998-12-31 | 0.32 |
| 1997-12-31 | 0.13 |
| 1996-12-31 | 0.39 |
Related Metrics
About Capital One Financial Corporation
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Richard D. Fairbank