Capital One Financial Corporation logo
Capital One Financial Corporation (COF)
Compare

Capital One Financial Corporation (COF) Quick Ratio (Acid-Test): 0.15

popular:market cap|pe ratio|revenue|price history|total return

Is Capital One Financial Corporation’s quick ratio (acid-test) high or low?

Capital One Financial Corporation's quick ratio (acid-test) of 0.15 is 51% below its 5-year average of 0.30, near the low end of its 5-year range (0.14–0.46).

As of Sunday, June 21, 2026. 3.45% above its 12-month average of 0.15.

Current Ratio|Debt to Equity|P/FCF Ratio|All Metrics

COF Quick Ratio (Acid-Test) Chart

COF Quick Ratio (Acid-Test)
0.15+7.14% 1Y
Zoom

COF Average Quick Ratio (Acid-Test) Chart

COF Current vs Average Quick Ratio (Acid-Test) Chart

COF Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

0.15

QUICK RATIO (ACID-TEST) AVG TTM

0.15

QUICK RATIO (ACID-TEST) AVG 3Y

0.24

QUICK RATIO (ACID-TEST) AVG 5Y

0.30

QUICK RATIO (ACID-TEST) AVG 10Y

0.27

QUICK RATIO (ACID-TEST) AVG 15Y

0.28

QUICK RATIO (ACID-TEST) AVG 20Y

0.31

CURRENT VS TTM AVG

+3.45%

CURRENT VS 3Y AVG

-38.78%

CURRENT VS 5Y AVG

-50.55%

CURRENT VS 10Y AVG

-45.18%

CURRENT VS 15Y AVG

-46.90%

CURRENT VS 20Y AVG

-51.01%

COF Competitors' Quick Ratio (Acid-Test)

NAMEMARKET CAPQUICK RATIO (ACID-TEST)TTM3Y5Y
Capital One Financial Corporation (COF)$125.41B0.150.150.240.30
Chubb Limited (CB)vs ›$125.43B0.620.620.620.62
S&P Global Inc. (SPGI)vs ›$121.63B0.820.830.861.24
The Progressive Corporation (PGR)vs ›$119.71B0.590.484.316.77
Blackstone Inc. (BX)vs ›$148.69B0.910.841.272.48
Brookfield Corporation (BN)vs ›$99.26B1.000.790.650.67
Robinhood Markets, Inc. (HOOD)vs ›$97.39B1.261.321.411.41
The PNC Financial Services Group, Inc. (PNC)vs ›$93.18B0.110.130.170.27
The Charles Schwab Corporation (SCHW)vs ›$159.48B0.530.540.530.67
U.S. Bancorp (USB)vs ›$90.25B0.260.270.260.32

Liquidity Comparison

Quick Ratio

0.15

Excludes inventory

Current Ratio

0.15

Includes inventory

Capital One Financial Corporation Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio = (Current Assets − Inventory) / Current Liabilities

The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

Capital One Financial Corporation Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The quick ratio (acid-test) for COF stock is 0.15.
Is Capital One Financial Corporation's quick ratio (acid-test) high or low?
Capital One Financial Corporation's quick ratio (acid-test) of 0.15 is 51% below its 5-year average of 0.30, near the low end of its 5-year range (0.14–0.46).
What is the TTM average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The TTM average quick ratio (acid-test) for COF stock is 0.15.
What is the 3Y average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The 3Y average quick ratio (acid-test) for COF stock is 0.24.
What is the 5Y average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The 5Y average quick ratio (acid-test) for COF stock is 0.30.
What is the 10Y average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The 10Y average quick ratio (acid-test) for COF stock is 0.27.
What is the 15Y average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The 15Y average quick ratio (acid-test) for COF stock is 0.28.
What is the 20Y average quick ratio (acid-test) for Capital One Financial Corporation (COF)?
The 20Y average quick ratio (acid-test) for COF stock is 0.31.

Capital One Financial Corporation Quick Ratio (Acid-Test) History

DATEQUICK RATIO (ACID-TEST)
2025-12-310.15
2024-12-310.14
2023-12-310.36
2022-12-310.33
2021-12-310.38
2020-12-310.46
2019-12-310.35
2018-12-310.23
2017-12-310.21
2016-12-310.20
2015-12-310.20
2014-12-310.23
2013-12-310.24
2012-12-310.36
2011-12-310.32
2010-12-310.36
2009-12-310.44
2008-12-310.39
2007-12-310.33
2006-12-310.28
2005-12-310.47
2004-12-310.18
2003-12-310.26
2002-12-310.20
2001-12-310.19
2000-12-310.13
1999-12-310.14
1998-12-310.32
1997-12-310.13
1996-12-310.39

Related Metrics

Current RatioDebt to EquityP/FCF RatioAll Metrics

About Capital One Financial Corporation

Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.

McLean, VA
76,300 employees
www.capitalone.com
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Richard D. Fairbank
View full financials