Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 11.53% is 23% below its 5-year average of 14.93%, around the middle of its 5-year range (-23.60%–32.45%).
3.32% above its 12-month average of 11.16%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.85%.
NET PROFIT MARGIN
11.53%
NET PROFIT MARGIN AVG TTM
11.16%
NET PROFIT MARGIN AVG 3Y
7.21%
NET PROFIT MARGIN AVG 5Y
14.93%
NET PROFIT MARGIN AVG 10Y
16.41%
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+3.32%
CURRENT VS 3Y AVG
+59.97%
CURRENT VS 5Y AVG
-22.78%
CURRENT VS 10Y AVG
-29.72%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
14.76%
median of 437 covered companies
CURRENT VS SECTOR MEDIAN
-21.88%
vs the sector median at left
Columbia Financial, Inc.
Market Cap
$2.54B
Net Profit Margin
11.53%
TTM Avg
11.16%
3Y Avg
7.21%
5Y Avg
14.93%
Market Cap
$2.54B
Net Profit Margin
31.13%
TTM Avg
17.41%
3Y Avg
22.52%
5Y Avg
24.18%
Market Cap
$2.51B
Net Profit Margin
17.08%
TTM Avg
20.32%
3Y Avg
23.54%
5Y Avg
26.29%
Market Cap
$2.59B
Net Profit Margin
-4.67%
TTM Avg
-2.02%
3Y Avg
-3.95%
5Y Avg
-4.67%
Market Cap
$2.49B
Net Profit Margin
24.65%
TTM Avg
15.06%
3Y Avg
19.23%
5Y Avg
21.34%
Market Cap
$2.35B
Net Profit Margin
31.79%
TTM Avg
130.00%
3Y Avg
-165.98%
5Y Avg
-84.42%
Market Cap
$2.79B
Net Profit Margin
17.08%
TTM Avg
20.32%
3Y Avg
23.54%
5Y Avg
26.29%
Market Cap
$2.29B
Net Profit Margin
31.24%
TTM Avg
22.13%
3Y Avg
24.85%
5Y Avg
24.91%
Market Cap
$2.28B
Net Profit Margin
-18.14%
TTM Avg
18.36%
3Y Avg
18.36%
5Y Avg
18.36%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Financial, Inc. (CLBK) | $2.54B | 11.53% | 11.16% | 7.21% | 14.93% |
| First Bancorp (FBNC)vs › | $2.54B | 31.13% | 17.41% | 22.52% | 24.18% |
| First Merchants Corporation (FRME)vs › | $2.51B | 17.08% | 20.32% | 23.54% | 26.29% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.59B | -4.67% | -2.02% | -3.95% | -4.67% |
| First Busey Corporation (BUSE)vs › | $2.49B | 24.65% | 15.06% | 19.23% | 21.34% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.35B | 31.79% | 130.00% | -165.98% | -84.42% |
| First Merchants Corporation (FRMEP)vs › | $2.79B | 17.08% | 20.32% | 23.54% | 26.29% |
| Banner Corporation (BANR)vs › | $2.29B | 31.24% | 22.13% | 24.85% | 24.91% |
| Ethos Technologies Inc. (LIFE)vs › | $2.28B | -18.14% | 18.36% | 18.36% | 18.36% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.26B | 13.22% | 7.93% | 11.55% | 13.20% |
Operating Margin
11.8%
Net Profit Margin
11.5%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 11.85% |
| 2026-03-31 | 10.74% |
| 2025-12-31 | 12.03% |
| 2025-09-30 | 11.46% |
| 2025-06-30 | 9.71% |
| 2025-03-31 | 7.38% |
| 2024-12-31 | -23.60% |
| 2024-09-30 | 4.95% |
| 2024-06-30 | 3.71% |
| 2024-03-31 | -1.00% |
| 2023-12-31 | 5.38% |
| 2023-09-30 | 8.53% |
| 2023-06-30 | 1.74% |
| 2023-03-31 | 18.55% |
| 2022-12-31 | 22.99% |
| 2022-09-30 | 23.79% |
| 2022-06-30 | 28.43% |
| 2022-03-31 | 26.93% |
| 2021-12-31 | 30.93% |
| 2021-09-30 | 28.07% |
| 2021-06-30 | 32.45% |
| 2021-03-31 | 27.64% |
| 2020-12-31 | 25.08% |
| 2020-09-30 | 18.68% |
| 2020-06-30 | 18.28% |
| 2020-03-31 | 8.36% |
| 2019-12-31 | 17.03% |
| 2019-09-30 | 19.12% |
| 2019-06-30 | 17.34% |
| 2019-03-31 | 21.67% |
| 2018-12-31 | 21.82% |
| 2018-09-30 | 17.20% |
| 2018-06-30 | -24.63% |
| 2018-03-31 | 21.12% |
| 2017-12-31 | 6.84% |
| 2017-09-30 | 4.74% |
| 2017-06-30 | 23.16% |
| 2017-03-31 | 20.12% |
| 2016-12-31 | 20.15% |
