Brighthouse Financial, Inc. (BHFAP) vs Columbia Financial, Inc. (CLBK)

A side-by-side comparison of Brighthouse Financial, Inc. and Columbia Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BHFAP vs CLBK

growth of $100 · dividends reinvested · last 8y
BHFAP -4.8% (-0.6%/yr)CLBK +56.7% (+5.8%/yr)CLBK compounded faster over this window
6080100120140160Start $100202120232025$95$157
BHFAP CLBK

BHFAP vs CLBK: by the numbers

  • •CLBK is the larger company ($2.53B vs $2.26B market cap).
  • •BHFAP trades at the lower trailing earnings multiple (1.07 vs 43.52 P/E), one valuation lens rather than an overall verdict.
  • •BHFAP converts more revenue to profit (13.22% vs 11.53% net margin).
  • •CLBK grew revenue faster over the past five years (9.43% vs -5.56% CAGR).
  • •BHFAP pays the higher dividend yield (12.12% vs 0.44%).

Metrics side by side

Valuation

MetricBHFAPCLBK
P/E ratio1.0743.52
Forward P/EN/A40.64
P/S ratio0.365.02
P/B ratio0.342.12

Profitability

MetricBHFAPCLBK
Operating margin15.52%11.80%
Net margin13.22%11.53%
ROE12.69%4.86%

Brighthouse Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBHFAPCLBK
Dividend yield12.12%0.44%
Payout ratio13.02%19.20%

Growth (annualized)

MetricBHFAPCLBK
Revenue CAGR (5Y)-5.56%9.43%
EPS CAGR (5Y)N/A-0.39%
Total return CAGR (5Y)-5.42%5.66%

Frequently asked

Which has the lower trailing P/E, BHFAP or CLBK?
BHFAP has the lower trailing P/E: BHFAP trades at 1.07 and CLBK at 43.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BHFAP or CLBK?
Over the past five years, CLBK grew revenue faster — BHFAP at a -5.56% CAGR versus CLBK at 9.43%.
Does BHFAP or CLBK pay a bigger dividend?
BHFAP yields 12.12% and CLBK yields 0.44% based on trailing dividends and the latest price.
Is BHFAP or CLBK more profitable?
BHFAP runs the higher net margin — BHFAP at 13.22% versus CLBK at 11.53%.
How have BHFAP and CLBK total returns compared?
Over the past 5 years, BHFAP delivered -5.42% and CLBK delivered 5.66% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.