First Merchants (FRMEP) Net Profit Margin: History & Chart

First Merchants Corporation(FRMEP)

Banks - Regional · Muncie, IN

$25.26-0.01 (-0.04%)

Delayed quote: Oct 6, 2026, 9:30 AM EDT

About First Merchants Corporation

First Merchants Corporation functions as the parent company for First Merchants Bank, which delivers a comprehensive suite of community banking services. Through its banking operations, the corporation accepts various forms of deposits, including checking, savings, and time accounts. It also provides a diverse range of lending options, such as consumer, commercial, agri-business, and real estate mortgage loans, alongside public finance solutions. Additionally, First Merchants offers specialized financial services including personal and corporate trust management, brokerage services, and private wealth management. Corporate clients can also utilize facilities like letters of credit, repurchase agreements, and other tailored business services. The company maintains a substantial physical presence with 109 banking locations spread across counties in Indiana, Illinois, Ohio, and Michigan. Moreover, it ensures convenient access to its services through modern electronic and mobile banking platforms. First Merchants Corporation traces its origins back to 1893 and is presently headquartered in Muncie, Indiana.

Muncie, IN

2,086 employees

www.firstmerchants.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Mark K. Hardwick

View full financials

FRMEP Net Profit Margin Metrics

NET PROFIT MARGIN

17.08%

NET PROFIT MARGIN AVG TTM

18.00%

NET PROFIT MARGIN AVG 3Y

19.33%

NET PROFIT MARGIN AVG 5Y

24.50%

NET PROFIT MARGIN AVG 10Y

26.53%

NET PROFIT MARGIN AVG 15Y

24.24%

NET PROFIT MARGIN AVG 20Y

20.41%

CURRENT VS TTM AVG

-5.13%

CURRENT VS 3Y AVG

-11.62%

CURRENT VS 5Y AVG

-30.29%

CURRENT VS 10Y AVG

-35.63%

CURRENT VS 15Y AVG

-29.54%

CURRENT VS 20Y AVG

-16.32%

SECTOR MEDIAN · FINANCIAL SERVICES

13.22%

median of 606 covered companies

CURRENT VS SECTOR MEDIAN

+29.20%

vs the sector median at left

NAME	MARKET CAP	NET PROFIT MARGIN	TTM	3Y	5Y
First Merchants Corporation (FRMEP)	$2.79B	17.08%	18.00%	19.33%	24.50%
Brighthouse Financial, Inc. (BHF)vs ›	$2.89B	13.22%	7.93%	11.55%	13.20%
NBT Bancorp Inc. (NBTB)vs ›	$2.64B	22.65%	18.70%	20.91%	22.70%
Strive, Inc. (ASST)vs ›	$2.99B	-13133.50%	-4172.15%	-2578.08%	-1717.80%
The Baldwin Insurance Group, Inc. (BWIN)vs ›	$2.59B	-4.67%	-2.02%	-3.95%	-4.67%
NMI Holdings, Inc. (NMIH)vs ›	$3.02B	54.12%	55.22%	55.48%	51.47%
First Hawaiian, Inc. (FHB)vs ›	$3.05B	29.18%	21.99%	24.55%	26.70%
Merchants Bancorp (MBINM)vs ›	$2.54B	20.51%	19.08%	24.53%	32.05%
First Merchants Corporation (FRME)vs ›	$2.51B	17.08%	20.32%	23.54%	26.29%
First Busey Corporation (BUSE)vs ›	$2.50B	24.65%	15.06%	19.23%	21.34%

NAME

MARKET CAP

NET PROFIT MARGIN

TTM

First Merchants Corporation (FRMEP)

$2.79B

17.08%

18.00%

19.33%

24.50%

Brighthouse Financial, Inc. (BHF)vs ›

$2.89B

13.22%

7.93%

11.55%

13.20%

NBT Bancorp Inc. (NBTB)vs ›

$2.64B

22.65%

18.70%

20.91%

22.70%

Strive, Inc. (ASST)vs ›

$2.99B

-13133.50%

-4172.15%

-2578.08%

-1717.80%

The Baldwin Insurance Group, Inc. (BWIN)vs ›

$2.59B

-4.67%

-2.02%

-3.95%

-4.67%

NMI Holdings, Inc. (NMIH)vs ›

$3.02B

54.12%

55.22%

55.48%

51.47%

First Hawaiian, Inc. (FHB)vs ›

$3.05B

29.18%

21.99%

24.55%

26.70%

Merchants Bancorp (MBINM)vs ›

$2.54B

20.51%

19.08%

24.53%

32.05%

First Merchants Corporation (FRME)vs ›

$2.51B

17.08%

20.32%

23.54%

26.29%

First Busey Corporation (BUSE)vs ›

$2.50B

24.65%

15.06%

19.23%

21.34%

Net Profit Margin FAQ

What is the net profit margin for First Merchants Corporation (FRMEP)?

The net profit margin for FRMEP stock is 17.08%.

Is First Merchants Corporation's net profit margin high or low?

The net profit margin of 17.08% is 30% below its 5-year average of 24.50%, near the low end of its 5-year range (11.12%–38.54%).

What is the TTM average net profit margin for First Merchants Corporation (FRMEP)?

The TTM average net profit margin for FRMEP stock is 18.00%.

What is the 3Y average net profit margin for First Merchants Corporation (FRMEP)?

The 3Y average net profit margin for FRMEP stock is 19.33%.

What is the 5Y average net profit margin for First Merchants Corporation (FRMEP)?

The 5Y average net profit margin for FRMEP stock is 24.50%.

What is the 10Y average net profit margin for First Merchants Corporation (FRMEP)?

The 10Y average net profit margin for FRMEP stock is 26.53%.

What is the 15Y average net profit margin for First Merchants Corporation (FRMEP)?

The 15Y average net profit margin for FRMEP stock is 24.24%.

What is the 20Y average net profit margin for First Merchants Corporation (FRMEP)?

The 20Y average net profit margin for FRMEP stock is 20.41%.

DATE	NET PROFIT MARGIN
2026-06-30	14.76%
2026-03-31	11.12%
2025-12-31	21.15%
2025-09-30	21.21%
2025-06-30	21.77%
2025-03-31	21.91%
2024-12-31	25.00%
2024-09-30	18.49%
2024-06-30	14.91%
2024-03-31	18.26%
2023-12-31	16.13%
2023-09-30	21.93%
2023-06-30	24.57%
2023-03-31	27.69%
2022-12-31	32.89%
2022-09-30	33.04%
2022-06-30	23.01%
2022-03-31	35.87%
2021-12-31	35.14%
2021-09-30	37.15%
2021-06-30	38.54%
2021-03-31	36.94%
2020-12-31	32.08%
2020-09-30	27.35%
2020-06-30	24.31%
2020-03-31	22.90%
2019-12-31	31.87%
2019-09-30	26.21%
2019-06-30	30.58%
2019-03-31	30.44%
2018-12-31	32.63%
2018-09-30	33.07%
2018-06-30	33.29%
2018-03-31	32.41%
2017-12-31	22.29%
2017-09-30	23.53%
2017-06-30	26.85%
2017-03-31	27.92%
2016-12-31	27.48%
2016-09-30	25.92%
2016-06-30	25.30%
2016-03-31	22.96%
2015-12-31	20.24%
2015-09-30	23.42%
2015-06-30	25.29%
2015-03-31	23.38%
2014-12-31	22.02%
2014-09-30	22.48%
2014-06-30	22.39%
2014-03-31	20.50%
2013-12-31	18.83%
2013-09-30	19.80%
2013-06-30	19.77%
2013-03-31	20.59%
2012-12-31	18.03%
2012-09-30	18.85%
2012-06-30	16.06%
2012-03-31	21.73%
2011-12-31	13.25%
2011-09-30	11.56%
2011-06-30	9.67%
2011-03-31	9.32%
2010-12-31	6.55%
2010-10-28	2.67%
2010-06-30	-0.55%
2010-03-31	2.43%
2009-12-31	-15.35%
2009-09-30	-6.65%
2009-06-30	-40.95%
2009-03-31	5.48%
2008-12-31	0.37%
2008-09-30	8.76%
2008-06-30	10.24%
2008-03-31	12.10%
2007-12-31	13.40%
2007-09-30	11.93%
2007-06-30	9.30%
2007-03-31	11.95%
2006-12-31	11.98%
2006-09-30	12.25%
2006-06-30	12.26%
2006-03-31	13.25%
2005-12-31	13.71%
2005-09-30	15.13%
2005-06-30	15.15%
2005-03-31	13.04%
2004-12-31	15.08%
2004-09-30	15.87%
2004-06-30	15.53%
2004-03-31	14.93%
2003-12-31	12.75%
2003-09-30	15.36%
2003-06-30	17.25%
2003-03-31	11.97%
2002-12-31	14.19%
2002-09-30	16.38%

DATE

NET PROFIT MARGIN

2026-06-30

14.76%

2026-03-31

11.12%

2025-12-31

21.15%

2025-09-30

21.21%

2025-06-30

21.77%

2025-03-31

21.91%

2024-12-31

25.00%

2024-09-30

18.49%

2024-06-30

14.91%

2024-03-31

18.26%

2023-12-31

16.13%

2023-09-30

21.93%

2023-06-30

24.57%

2023-03-31

27.69%

2022-12-31

32.89%

2022-09-30

33.04%

2022-06-30

23.01%

2022-03-31

35.87%

2021-12-31

35.14%

2021-09-30

37.15%

2021-06-30

38.54%

2021-03-31

36.94%

2020-12-31

32.08%

2020-09-30

27.35%

2020-06-30

24.31%

2020-03-31

22.90%

2019-12-31

31.87%

2019-09-30

26.21%

2019-06-30

30.58%

2019-03-31

30.44%

2018-12-31

32.63%

2018-09-30

33.07%

2018-06-30

33.29%

2018-03-31

32.41%

2017-12-31

22.29%

2017-09-30

23.53%

2017-06-30

26.85%

2017-03-31

27.92%

2016-12-31

27.48%

2016-09-30

25.92%

2016-06-30

25.30%

2016-03-31

22.96%

2015-12-31

20.24%

2015-09-30

23.42%

2015-06-30

25.29%

2015-03-31

23.38%

2014-12-31

22.02%

2014-09-30

22.48%

2014-06-30

22.39%

2014-03-31

20.50%

2013-12-31

18.83%

2013-09-30

19.80%

2013-06-30

19.77%

2013-03-31

20.59%

2012-12-31

18.03%

2012-09-30

18.85%

2012-06-30

16.06%

2012-03-31

21.73%

2011-12-31

13.25%

2011-09-30

11.56%

2011-06-30

9.67%

2011-03-31

9.32%

2010-12-31

6.55%

2010-10-28

2.67%

2010-06-30

-0.55%

2010-03-31

2.43%

2009-12-31

-15.35%

2009-09-30

-6.65%

2009-06-30

-40.95%

2009-03-31

5.48%

2008-12-31

0.37%

2008-09-30

8.76%

2008-06-30

10.24%

2008-03-31

12.10%

2007-12-31

13.40%

2007-09-30

11.93%

2007-06-30

9.30%

2007-03-31

11.95%

2006-12-31

11.98%

2006-09-30

12.25%

2006-06-30

12.26%

2006-03-31

13.25%

2005-12-31

13.71%

2005-09-30

15.13%

2005-06-30

15.15%

2005-03-31

13.04%

2004-12-31

15.08%

2004-09-30

15.87%

2004-06-30

15.53%

2004-03-31

14.93%

2003-12-31

12.75%

2003-09-30

15.36%

2003-06-30

17.25%

2003-03-31

11.97%

2002-12-31

14.19%

2002-09-30

16.38%

Net Profit Margin: 17.08%

FRMEP Profit Margin

FRMEP Average Net Profit Margin Chart

FRMEP Current vs Average Net Profit Margin Chart

FRMEP Net Profit Margin Metrics

FRMEP Competitors' Net Profit Margin

Margin Comparison

Net Profit Margin Formula & Definition

Net Profit Margin FAQ

FRMEP Net Profit Margin History

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