Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 6.89% is 29% below its 5-year average of 9.77%, near the low end of its 5-year range (6.89%–12.09%).
As of the fiscal period ended Tuesday, June 30, 2026. 19.41% below its 12-month average of 8.56%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 6.89%.
RETURN ON EQUITY (ROE)
6.89%
RETURN ON EQUITY (ROE) AVG TTM
8.56%
RETURN ON EQUITY (ROE) AVG 3Y
8.73%
RETURN ON EQUITY (ROE) AVG 5Y
9.77%
RETURN ON EQUITY (ROE) AVG 10Y
9.39%
RETURN ON EQUITY (ROE) AVG 15Y
8.94%
RETURN ON EQUITY (ROE) AVG 20Y
8.88%
CURRENT VS TTM AVG
-19.41%
CURRENT VS 3Y AVG
-20.99%
CURRENT VS 5Y AVG
-29.40%
CURRENT VS 10Y AVG
-26.55%
CURRENT VS 15Y AVG
-22.85%
CURRENT VS 20Y AVG
-22.35%
SECTOR MEDIAN · FINANCIAL SERVICES
9.24%
median of 528 covered companies
CURRENT VS SECTOR MEDIAN
-25.38%
vs the sector median at left
First Merchants Corporation
Market Cap
$2.79B
Return on Equity (ROE)
6.89%
TTM Avg
8.56%
3Y Avg
8.73%
5Y Avg
9.77%
Market Cap
$2.90B
Return on Equity (ROE)
12.69%
TTM Avg
7.11%
3Y Avg
15.46%
5Y Avg
11.02%
Market Cap
$2.65B
Return on Equity (ROE)
11.02%
TTM Avg
9.07%
3Y Avg
9.86%
5Y Avg
10.10%
Market Cap
$2.58B
Return on Equity (ROE)
-9.19%
TTM Avg
-4.92%
3Y Avg
-8.20%
5Y Avg
-7.02%
Market Cap
$3.02B
Return on Equity (ROE)
14.61%
TTM Avg
15.62%
3Y Avg
16.53%
5Y Avg
15.57%
Market Cap
$3.02B
Return on Equity (ROE)
-85.28%
TTM Avg
-143.49%
3Y Avg
-218.83%
5Y Avg
-144.96%
Market Cap
$2.54B
Return on Equity (ROE)
11.22%
TTM Avg
11.93%
3Y Avg
13.84%
5Y Avg
16.21%
Market Cap
$3.06B
Return on Equity (ROE)
10.08%
TTM Avg
9.38%
3Y Avg
9.98%
5Y Avg
9.45%
Market Cap
$2.51B
Return on Equity (ROE)
6.89%
TTM Avg
8.95%
3Y Avg
9.69%
5Y Avg
9.57%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Merchants Corporation (FRMEP) | $2.79B | 6.89% | 8.56% | 8.73% | 9.77% |
| Brighthouse Financial, Inc. (BHF)vs › | $2.90B | 12.69% | 7.11% | 15.46% | 11.02% |
| NBT Bancorp Inc. (NBTB)vs › | $2.65B | 11.02% | 9.07% | 9.86% | 10.10% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | -9.19% | -4.92% | -8.20% | -7.02% |
| NMI Holdings, Inc. (NMIH)vs › | $3.02B | 14.61% | 15.62% | 16.53% | 15.57% |
| Strive, Inc. (ASST)vs › | $3.02B | -85.28% | -143.49% | -218.83% | -144.96% |
| Merchants Bancorp (MBINM)vs › | $2.54B | 11.22% | 11.93% | 13.84% | 16.21% |
| First Hawaiian, Inc. (FHB)vs › | $3.06B | 10.08% | 9.38% | 9.98% | 9.45% |
| First Merchants Corporation (FRME)vs › | $2.51B | 6.89% | 8.95% | 9.69% | 9.57% |
| Columbia Financial, Inc. (CLBK)vs › | $2.51B | 4.86% | 1.69% | 3.76% | 4.88% |
ROE
6.9%
ROA
0.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 6.89% |
| 2026-03-31 | 7.44% |
| 2025-12-31 | 9.16% |
| 2025-09-30 | 9.67% |
| 2025-06-30 | 9.61% |
| 2025-03-31 | 8.95% |
| 2024-12-31 | 8.74% |
| 2024-09-30 | 7.80% |
| 2024-06-30 | 8.44% |
| 2024-03-31 | 9.33% |
| 2023-12-31 | 9.96% |
| 2023-09-30 | 12.05% |
| 2023-06-30 | 12.09% |
| 2023-03-31 | 11.19% |
| 2022-12-31 | 10.91% |
| 2022-09-30 | 10.44% |
| 2022-06-30 | 9.51% |
| 2022-03-31 | 11.32% |
| 2021-12-31 | 10.75% |
| 2021-09-30 | 10.86% |
| 2021-06-30 | 9.96% |
| 2021-03-31 | 9.07% |
| 2020-12-31 | 7.92% |
| 2020-09-30 | 8.25% |
| 2020-06-30 | 8.39% |
| 2020-03-31 | 8.99% |
| 2019-12-31 | 9.21% |
| 2019-09-30 | 9.05% |
| 2019-06-30 | 10.83% |
| 2019-03-31 | 11.08% |
| 2018-12-31 | 11.30% |
| 2018-09-30 | 10.42% |
| 2018-06-30 | 9.33% |
| 2018-03-31 | 8.34% |
| 2017-12-31 | 7.37% |
| 2017-09-30 | 7.32% |
| 2017-06-30 | 8.76% |
| 2017-03-31 | 9.31% |
| 2016-12-31 | 8.99% |
| 2016-09-30 | 8.10% |
| 2016-06-30 | 7.77% |
| 2016-03-31 | 7.71% |
| 2015-12-31 | 7.69% |
| 2015-09-30 | 8.67% |
| 2015-06-30 | 8.74% |
| 2015-03-31 | 8.48% |
| 2014-12-31 | 8.28% |
| 2014-09-30 | 8.23% |
| 2014-06-30 | 7.55% |
| 2014-03-31 | 7.10% |
| 2013-12-31 | 7.01% |
| 2013-09-30 | 8.45% |
| 2013-06-30 | 8.20% |
| 2013-03-31 | 7.91% |
| 2012-12-31 | 8.17% |
| 2012-09-30 | 7.75% |
| 2012-06-30 | 7.07% |
| 2012-03-31 | 6.47% |
| 2011-12-31 | 4.91% |
| 2011-09-30 | 4.24% |
| 2010-06-30 | -3.04% |
| 2010-03-31 | -8.85% |
| 2009-12-31 | -8.79% |
| 2009-09-30 | -6.37% |
| 2009-06-30 | -4.15% |
| 2009-03-31 | 3.27% |
| 2008-12-31 | 5.21% |
| 2008-09-30 | 8.44% |
| 2008-06-30 | 9.31% |
| 2008-03-31 | 9.17% |
| 2007-12-31 | 9.31% |
| 2007-09-30 | 9.01% |
| 2007-06-30 | 8.97% |
| 2007-03-31 | 9.27% |
| 2006-12-31 | 9.23% |
| 2006-09-30 | 9.33% |
| 2006-06-30 | 9.76% |
| 2006-03-31 | 9.84% |
| 2005-12-31 | 9.65% |
| 2005-09-30 | 9.48% |
| 2005-06-30 | 9.45% |
| 2005-03-31 | 9.35% |
| 2004-12-31 | 9.35% |
| 2004-09-30 | 8.85% |
| 2004-06-30 | 9.02% |
| 2004-03-31 | 9.33% |
| 2003-12-31 | 9.07% |
| 2003-09-30 | 9.41% |
| 2003-06-30 | 9.58% |
