Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.95% is 13% above its 5-year average of 1.73%, near the high end of its 5-year range (1.47%–1.95%).
4.00% above its 12-month average of 1.88%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.49%.
RETURN ON ASSETS (ROA)
1.95%
RETURN ON ASSETS (ROA) AVG TTM
1.88%
RETURN ON ASSETS (ROA) AVG 3Y
1.83%
RETURN ON ASSETS (ROA) AVG 5Y
1.73%
RETURN ON ASSETS (ROA) AVG 10Y
1.61%
RETURN ON ASSETS (ROA) AVG 15Y
1.56%
RETURN ON ASSETS (ROA) AVG 20Y
1.61%
CURRENT VS TTM AVG
+4.00%
CURRENT VS 3Y AVG
+6.27%
CURRENT VS 5Y AVG
+12.83%
CURRENT VS 10Y AVG
+21.46%
CURRENT VS 15Y AVG
+25.35%
CURRENT VS 20Y AVG
+21.15%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 510 covered companies
CURRENT VS SECTOR MEDIAN
+59.18%
vs the sector median at left
City Holding Company
Market Cap
$1.99B
Return on Assets (ROA)
1.95%
TTM Avg
1.88%
3Y Avg
1.83%
5Y Avg
1.73%
Market Cap
$1.98B
Return on Assets (ROA)
1.09%
TTM Avg
1.17%
3Y Avg
1.31%
5Y Avg
1.17%
Market Cap
$1.89B
Return on Assets (ROA)
9.44%
TTM Avg
-0.58%
3Y Avg
-0.58%
5Y Avg
-0.79%
Market Cap
$2.09B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.10B
Return on Assets (ROA)
5.42%
TTM Avg
0.95%
3Y Avg
0.44%
5Y Avg
2.29%
Market Cap
$1.85B
Return on Assets (ROA)
1.68%
TTM Avg
1.33%
3Y Avg
1.35%
5Y Avg
1.36%
Market Cap
$1.85B
Return on Assets (ROA)
0.30%
TTM Avg
1.04%
3Y Avg
1.05%
5Y Avg
0.98%
Market Cap
$2.17B
Return on Assets (ROA)
1.09%
TTM Avg
1.17%
3Y Avg
1.31%
5Y Avg
1.17%
Market Cap
$1.80B
Return on Assets (ROA)
1.56%
TTM Avg
0.82%
3Y Avg
1.43%
5Y Avg
-0.66%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| City Holding Company (CHCO) | $1.99B | 1.95% | 1.88% | 1.83% | 1.73% |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.98B | 1.09% | 1.17% | 1.31% | 1.17% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.44% | -0.58% | -0.58% | -0.79% |
| First Busey Corporation (BUSEP)vs › | $2.09B | N/A | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 5.42% | 0.95% | 0.44% | 2.29% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 1.68% | 1.33% | 1.35% | 1.36% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.85B | 0.30% | 1.04% | 1.05% | 0.98% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 1.09% | 1.17% | 1.31% | 1.17% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.80B | 1.56% | 0.82% | 1.43% | -0.66% |
| EZCORP, Inc. (EZPW)vs › | $1.80B | 7.31% | 5.59% | 4.38% | 2.08% |
ROA
1.9%
ROE
16.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.94% |
| 2024-12-31 | 1.81% |
| 2023-12-31 | 1.85% |
| 2022-12-31 | 1.74% |
| 2021-12-31 | 1.47% |
| 2020-12-31 | 1.56% |
| 2019-12-31 | 1.78% |
| 2018-12-31 | 1.43% |
| 2017-12-31 | 1.31% |
| 2016-12-31 | 1.31% |
| 2015-12-31 | 1.46% |
| 2014-12-31 | 1.53% |
| 2013-12-31 | 1.43% |
| 2012-12-31 | 1.33% |
| 2011-12-31 | 1.46% |
| 2010-12-31 | 1.48% |
| 2009-12-31 | 1.63% |
| 2008-12-31 | 1.09% |
| 2007-12-31 | 2.06% |
| 2006-12-31 | 2.12% |
| 2005-12-31 | 2.01% |
| 2004-12-31 | 2.09% |
| 2003-12-31 | 1.97% |
| 2002-12-31 | 1.58% |
| 2001-12-31 | -1.23% |
| 2000-12-31 | -1.44% |
| 1999-12-31 | 0.22% |
| 1998-12-31 | 0.19% |
| 1997-12-31 | 1.15% |
| 1996-12-31 | 2.03% |
