City Holding Company (CHCO) vs EZCORP, Inc. (EZPW)
A side-by-side comparison of City Holding Company and EZCORP, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
CHCO
City Holding Company
$140.80Financial ServicesDelayed quote: Oct 6, 2026, 2:44 PM EDT
EZPW
EZCORP, Inc.
$30.82Financial ServicesDelayed quote: Oct 6, 2026, 2:45 PM EDT
Total return — CHCO vs EZPW
growth of $100 · dividends reinvested · last 10yCHCO +282.3% (+14.4%/yr)EZPW +179.8% (+10.8%/yr)CHCO compounded faster over this window
CHCO EZPW
CHCO vs EZPW: by the numbers
- •CHCO is the larger company ($1.99B vs $1.80B market cap).
- •CHCO trades at the lower trailing earnings multiple (15.40 vs 15.72 P/E), one valuation lens rather than an overall verdict.
- •CHCO converts more revenue to profit (34.71% vs 9.99% net margin).
- •EZPW grew revenue faster over the past five years (17.62% vs 10.58% CAGR).
- •CHCO pays a dividend (2.45% yield), while EZPW is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | CHCO | EZPW |
|---|---|---|
| P/E ratio | 15.40 | 15.72 |
| Forward P/E | 15.18 | 14.15 |
| PEG ratio | 1.54 | N/A |
| P/S ratio | 5.23 | 1.14 |
| P/B ratio | 2.46 | 1.55 |
| EV / EBITDA | N/A | 8.99 |
| FCF yield | N/A | 7.78% |
Profitability
| Metric | CHCO | EZPW |
|---|---|---|
| Gross margin | N/A | 57.95% |
| Operating margin | 38.00% | 13.90% |
| Net margin | 34.71% | 9.99% |
| ROE | 16.29% | 13.59% |
| ROIC | N/A | 8.49% |
City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CHCO | EZPW |
|---|---|---|
| Dividend yield | 2.45% | N/A |
| Payout ratio | 38.07% | N/A |
Growth (annualized)
| Metric | CHCO | EZPW |
|---|---|---|
| Revenue CAGR (5Y) | 10.58% | 17.62% |
| EPS CAGR (5Y) | 10.01% | N/A |
| FCF CAGR (5Y) | N/A | 108.79% |
| Total return CAGR (5Y) | 15.78% | 31.94% |
Frequently asked
- Which has the lower trailing P/E, CHCO or EZPW?
- CHCO has the lower trailing P/E: CHCO trades at 15.40 and EZPW at 15.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CHCO or EZPW?
- Over the past five years, EZPW grew revenue faster — CHCO at a 10.58% CAGR versus EZPW at 17.62%.
- Does CHCO or EZPW pay a bigger dividend?
- CHCO pays a dividend (2.45% yield), while EZPW is a former payer with no current dividend run rate.
- Is CHCO or EZPW more profitable?
- CHCO runs the higher net margin — CHCO at 34.71% versus EZPW at 9.99%.
- How have CHCO and EZPW total returns compared?
- Over the past 10 years, CHCO delivered 14.17% and EZPW delivered 10.89% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
City P/E ratioEZCORP P/E ratioCity dividend yieldCity ROEEZCORP ROECity operating marginEZCORP operating marginCity revenue growthEZCORP revenue growthEZCORP free cash flow
City & EZCORP appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.