City Holding Company (CHCO) vs EZCORP, Inc. (EZPW)

A side-by-side comparison of City Holding Company and EZCORP, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CHCO vs EZPW

growth of $100 · dividends reinvested · last 10y
CHCO +282.3% (+14.4%/yr)EZPW +179.8% (+10.8%/yr)CHCO compounded faster over this window
100200300400Start $10020182020202220242026$382$280
CHCO EZPW

CHCO vs EZPW: by the numbers

  • •CHCO is the larger company ($1.99B vs $1.80B market cap).
  • •CHCO trades at the lower trailing earnings multiple (15.40 vs 15.72 P/E), one valuation lens rather than an overall verdict.
  • •CHCO converts more revenue to profit (34.71% vs 9.99% net margin).
  • •EZPW grew revenue faster over the past five years (17.62% vs 10.58% CAGR).
  • •CHCO pays a dividend (2.45% yield), while EZPW is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricCHCOEZPW
P/E ratio15.4015.72
Forward P/E15.1814.15
PEG ratio1.54N/A
P/S ratio5.231.14
P/B ratio2.461.55
EV / EBITDAN/A8.99
FCF yieldN/A7.78%

Profitability

MetricCHCOEZPW
Gross marginN/A57.95%
Operating margin38.00%13.90%
Net margin34.71%9.99%
ROE16.29%13.59%
ROICN/A8.49%

City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCHCOEZPW
Dividend yield2.45%N/A
Payout ratio38.07%N/A

Growth (annualized)

MetricCHCOEZPW
Revenue CAGR (5Y)10.58%17.62%
EPS CAGR (5Y)10.01%N/A
FCF CAGR (5Y)N/A108.79%
Total return CAGR (5Y)15.78%31.94%

Frequently asked

Which has the lower trailing P/E, CHCO or EZPW?
CHCO has the lower trailing P/E: CHCO trades at 15.40 and EZPW at 15.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CHCO or EZPW?
Over the past five years, EZPW grew revenue faster — CHCO at a 10.58% CAGR versus EZPW at 17.62%.
Does CHCO or EZPW pay a bigger dividend?
CHCO pays a dividend (2.45% yield), while EZPW is a former payer with no current dividend run rate.
Is CHCO or EZPW more profitable?
CHCO runs the higher net margin — CHCO at 34.71% versus EZPW at 9.99%.
How have CHCO and EZPW total returns compared?
Over the past 10 years, CHCO delivered 14.17% and EZPW delivered 10.89% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.