City Holding Company (CHCO) vs Happen, Inc. Common Stock (HAPN)

A side-by-side comparison of City Holding Company and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CHCO vs HAPN

growth of $100 · dividends reinvested · last 10y
CHCO +280.8% (+14.3%/yr)HAPN -48.0% (-6.3%/yr)CHCO compounded faster over this window
Log scale — wide-divergence pair
101001kStart $10020182020202220242026$381$52
CHCO HAPN

CHCO vs HAPN: by the numbers

  • •CHCO is the larger company ($1.99B vs $1.78B market cap).
  • •HAPN trades at the lower trailing earnings multiple (9.27 vs 15.43 P/E), one valuation lens rather than an overall verdict.
  • •CHCO converts more revenue to profit (34.71% vs 14.84% net margin).
  • •HAPN grew revenue faster over the past five years (19.58% vs 10.58% CAGR).
  • •CHCO pays a dividend (2.45% yield), while HAPN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCHCOHAPN
P/E ratio15.439.27
Forward P/E15.208.44
PEG ratio1.54N/A
P/S ratio5.241.35
P/B ratio2.461.13

Profitability

MetricCHCOHAPN
Operating margin38.00%18.19%
Net margin34.71%14.84%
ROE16.29%12.48%

City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCHCOHAPN
Dividend yield2.45%N/A
Payout ratio38.07%N/A

Growth (annualized)

MetricCHCOHAPN
Revenue CAGR (5Y)10.58%19.58%
EPS CAGR (5Y)10.01%N/A
Total return CAGR (5Y)15.78%-11.63%

Frequently asked

Which has the lower trailing P/E, CHCO or HAPN?
HAPN has the lower trailing P/E: CHCO trades at 15.43 and HAPN at 9.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CHCO or HAPN?
Over the past five years, HAPN grew revenue faster — CHCO at a 10.58% CAGR versus HAPN at 19.58%.
Does CHCO or HAPN pay a bigger dividend?
CHCO pays a dividend (2.45% yield), while HAPN has no payments in the available dividend history.
Is CHCO or HAPN more profitable?
CHCO runs the higher net margin — CHCO at 34.71% versus HAPN at 14.84%.
How have CHCO and HAPN total returns compared?
Over the past 10 years, CHCO delivered 14.17% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.