Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.56% is 336% above its 5-year average of -0.66%, near the high end of its 5-year range (-10.06%–3.63%).
89.09% above its 12-month average of 0.82%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.46%.
RETURN ON ASSETS (ROA)
1.56%
RETURN ON ASSETS (ROA) AVG TTM
0.82%
RETURN ON ASSETS (ROA) AVG 3Y
1.43%
RETURN ON ASSETS (ROA) AVG 5Y
-0.66%
RETURN ON ASSETS (ROA) AVG 10Y
-1.31%
RETURN ON ASSETS (ROA) AVG 15Y
-0.60%
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+89.09%
CURRENT VS 3Y AVG
+9.09%
CURRENT VS 5Y AVG
+336.36%
CURRENT VS 10Y AVG
+219.42%
CURRENT VS 15Y AVG
+362.02%
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 504 covered companies
CURRENT VS SECTOR MEDIAN
+26.83%
vs the sector median at left
Happen, Inc. Common Stock
Market Cap
$1.80B
Return on Assets (ROA)
1.56%
TTM Avg
0.82%
3Y Avg
1.43%
5Y Avg
-0.66%
Market Cap
$1.80B
Return on Assets (ROA)
7.31%
TTM Avg
5.59%
3Y Avg
4.38%
5Y Avg
2.08%
Market Cap
$1.85B
Return on Assets (ROA)
1.68%
TTM Avg
1.33%
3Y Avg
1.35%
5Y Avg
1.36%
Market Cap
$1.85B
Return on Assets (ROA)
0.30%
TTM Avg
1.04%
3Y Avg
1.05%
5Y Avg
0.98%
Market Cap
$1.73B
Return on Assets (ROA)
0.67%
TTM Avg
0.45%
3Y Avg
0.68%
5Y Avg
0.76%
Market Cap
$1.89B
Return on Assets (ROA)
9.44%
TTM Avg
-0.58%
3Y Avg
-0.58%
5Y Avg
-0.79%
Market Cap
$1.69B
Return on Assets (ROA)
1.36%
TTM Avg
1.52%
3Y Avg
1.51%
5Y Avg
1.50%
Market Cap
$1.67B
Return on Assets (ROA)
8.67%
TTM Avg
7.18%
3Y Avg
4.63%
5Y Avg
4.25%
Market Cap
$1.66B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Happen, Inc. Common Stock (HAPN) | $1.80B | 1.56% | 0.82% | 1.43% | -0.66% |
| EZCORP, Inc. (EZPW)vs › | $1.80B | 7.31% | 5.59% | 4.38% | 2.08% |
| German American Bancorp, Inc. (GABC)vs › | $1.85B | 1.68% | 1.33% | 1.35% | 1.36% |
| FirstSun Capital Bancorp (FSUN)vs › | $1.85B | 0.30% | 1.04% | 1.05% | 0.98% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 0.67% | 0.45% | 0.68% | 0.76% |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 9.44% | -0.58% | -0.58% | -0.79% |
| Bank First Corporation (BFC)vs › | $1.69B | 1.36% | 1.52% | 1.51% | 1.50% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.67B | 8.67% | 7.18% | 4.63% | 4.25% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 2.06% | 2.50% | 3.62% | 5.24% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 1.11% | 0.66% | 0.88% | 1.01% |
ROA
1.6%
ROE
12.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.17% |
| 2024-12-31 | 0.48% |
| 2023-12-31 | 0.44% |
| 2022-12-31 | 3.63% |
| 2021-12-31 | 0.38% |
| 2020-12-31 | -10.06% |
| 2019-12-31 | -1.03% |
| 2018-12-31 | -3.36% |
| 2017-12-31 | -3.31% |
| 2016-12-31 | -2.62% |
| 2015-12-31 | -0.09% |
| 2014-12-31 | -0.85% |
| 2013-12-31 | 0.38% |
| 2012-03-31 | -2.96% |
