Which has the lower trailing P/E, EZPW or HAPN?

HAPN has the lower trailing P/E: EZPW trades at 15.60 and HAPN at 9.39. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, EZPW or HAPN?

Over the past five years, HAPN grew revenue faster — EZPW at a 17.62% CAGR versus HAPN at 19.58%.

Is EZPW or HAPN more profitable?

HAPN runs the higher net margin — EZPW at 9.99% versus HAPN at 14.84%.

How have EZPW and HAPN total returns compared?

Over the past 10 years, EZPW delivered 10.89% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.

EZCORP, Inc. (EZPW) vs Happen, Inc. Common Stock (HAPN)

A side-by-side comparison of EZCORP, Inc. and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

EZPW

EZCORP, Inc.

$1.79B

$30.58Financial ServicesDelayed quote: Oct 6, 2026, 11:25 AM EDT

HAPN

Happen, Inc. Common Stock

$1.80B

$15.59Financial ServicesDelayed quote: Oct 6, 2026, 11:25 AM EDT

Total return — EZPW vs HAPN

growth of $100 · dividends reinvested · last 10y

EZPW +184.0% (+11.0%/yr)HAPN -48.0% (-6.3%/yr)EZPW compounded faster over this window

Log scale — wide-divergence pair

EZPW HAPN

EZPW vs HAPN: by the numbers

•HAPN is the larger company ($1.80B vs $1.79B market cap).
•HAPN trades at the lower trailing earnings multiple (9.39 vs 15.60 P/E), one valuation lens rather than an overall verdict.
•HAPN converts more revenue to profit (14.84% vs 9.99% net margin).
•HAPN grew revenue faster over the past five years (19.58% vs 17.62% CAGR).

Metrics side by side

Valuation

Metric	EZPW	HAPN
P/E ratio	15.60	9.39
Forward P/E	14.04	8.54
P/S ratio	1.13	1.37
P/B ratio	1.54	1.15
EV / EBITDA	8.93	N/A
FCF yield	7.84%	N/A

Profitability

Metric	EZPW	HAPN
Gross margin	57.95%	N/A
Operating margin	13.90%	18.19%
Net margin	9.99%	14.84%
ROE	13.59%	12.48%
ROIC	8.49%	N/A

Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	EZPW	HAPN
Revenue CAGR (5Y)	17.62%	19.58%
FCF CAGR (5Y)	108.79%	N/A
Total return CAGR (5Y)	31.94%	-11.63%

Frequently asked

Which has the lower trailing P/E, EZPW or HAPN?: HAPN has the lower trailing P/E: EZPW trades at 15.60 and HAPN at 9.39. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EZPW or HAPN?: Over the past five years, HAPN grew revenue faster — EZPW at a 17.62% CAGR versus HAPN at 19.58%.
Is EZPW or HAPN more profitable?: HAPN runs the higher net margin — EZPW at 9.99% versus HAPN at 14.84%.
How have EZPW and HAPN total returns compared?: Over the past 10 years, EZPW delivered 10.89% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.

Go deeper

Full EZPW analysis Full HAPN analysis Interactive comparison tool

Dig into the metrics

EZCORP P/E ratio Happen, Inc. Common Stock P/E ratio EZCORP ROE Happen, Inc. Common Stock ROE EZCORP operating margin Happen, Inc. Common Stock operating margin EZCORP revenue growth Happen, Inc. Common Stock revenue growth EZCORP free cash flow

EZCORP & Happen, Inc. Common Stock appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.