Which has the lower trailing P/E, BFC or HAPN?

HAPN has the lower trailing P/E: BFC trades at 19.72 and HAPN at 9.41. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BFC or HAPN?

Over the past five years, HAPN grew revenue faster — BFC at a 19.15% CAGR versus HAPN at 19.58%.

Does BFC or HAPN pay a bigger dividend?

BFC pays a dividend (1.39% yield), while HAPN has no payments in the available dividend history.

Is BFC or HAPN more profitable?

BFC runs the higher net margin — BFC at 27.80% versus HAPN at 14.84%.

How have BFC and HAPN total returns compared?

Over the past 10 years, BFC delivered 19.31% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.

Bank First Corporation (BFC) vs Happen, Inc. Common Stock (HAPN)

A side-by-side comparison of Bank First Corporation and Happen, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BFC

Bank First Corporation

$1.70B

$151.67Financial ServicesDelayed quote: Oct 6, 2026, 10:04 AM EDT

HAPN

Happen, Inc. Common Stock

$1.80B

$15.62Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

Total return — BFC vs HAPN

growth of $100 · dividends reinvested · last 10y

BFC +478.6% (+19.2%/yr)HAPN -48.0% (-6.3%/yr)BFC compounded faster over this window

Log scale — wide-divergence pair

BFC HAPN

BFC vs HAPN: by the numbers

•HAPN is the larger company ($1.80B vs $1.70B market cap).
•HAPN trades at the lower trailing earnings multiple (9.41 vs 19.72 P/E), one valuation lens rather than an overall verdict.
•BFC converts more revenue to profit (27.80% vs 14.84% net margin).
•HAPN grew revenue faster over the past five years (19.58% vs 19.15% CAGR).
•BFC pays a dividend (1.39% yield), while HAPN has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BFC	HAPN
P/E ratio	19.72	9.41
Forward P/E	15.25	8.56
PEG ratio	2.65	N/A
P/S ratio	5.84	1.37
P/B ratio	2.08	1.15

Profitability

Metric	BFC	HAPN
Operating margin	34.54%	18.19%
Net margin	27.80%	14.84%
ROE	9.89%	12.48%

Bank First Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Happen, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BFC	HAPN
Dividend yield	1.39%	N/A
Payout ratio	27.31%	N/A

Growth (annualized)

Metric	BFC	HAPN
Revenue CAGR (5Y)	19.15%	19.58%
EPS CAGR (5Y)	7.36%	N/A
Total return CAGR (5Y)	18.39%	-11.63%

Frequently asked

Which has the lower trailing P/E, BFC or HAPN?: HAPN has the lower trailing P/E: BFC trades at 19.72 and HAPN at 9.41. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BFC or HAPN?: Over the past five years, HAPN grew revenue faster — BFC at a 19.15% CAGR versus HAPN at 19.58%.
Does BFC or HAPN pay a bigger dividend?: BFC pays a dividend (1.39% yield), while HAPN has no payments in the available dividend history.
Is BFC or HAPN more profitable?: BFC runs the higher net margin — BFC at 27.80% versus HAPN at 14.84%.
How have BFC and HAPN total returns compared?: Over the past 10 years, BFC delivered 19.31% and HAPN delivered -6.68% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BFC analysis Full HAPN analysis Interactive comparison tool

Dig into the metrics

Bank First P/E ratio Happen, Inc. Common Stock P/E ratio Bank First dividend yield Bank First ROE Happen, Inc. Common Stock ROE Bank First operating margin Happen, Inc. Common Stock operating margin Bank First revenue growth Happen, Inc. Common Stock revenue growth

Bank First & Happen, Inc. Common Stock appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.