Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.39% is 35% above its 5-year average of 1.03%, near the high end of its 5-year range (0.74%–1.40%).
6.11% above its 12-month average of 1.31%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.37%.
RETURN ON ASSETS (ROA)
1.39%
RETURN ON ASSETS (ROA) AVG TTM
1.31%
RETURN ON ASSETS (ROA) AVG 3Y
1.14%
RETURN ON ASSETS (ROA) AVG 5Y
1.03%
RETURN ON ASSETS (ROA) AVG 10Y
0.83%
RETURN ON ASSETS (ROA) AVG 15Y
0.62%
RETURN ON ASSETS (ROA) AVG 20Y
0.67%
CURRENT VS TTM AVG
+6.11%
CURRENT VS 3Y AVG
+21.66%
CURRENT VS 5Y AVG
+34.95%
CURRENT VS 10Y AVG
+66.56%
CURRENT VS 15Y AVG
+123.97%
CURRENT VS 20Y AVG
+108.95%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+12.55%
vs the sector median at left
Capital City Bank Group, Inc.
Market Cap
$843.00M
Return on Assets (ROA)
1.39%
TTM Avg
1.31%
3Y Avg
1.14%
5Y Avg
1.03%
Market Cap
$839.33M
Return on Assets (ROA)
-0.10%
TTM Avg
0.04%
3Y Avg
0.34%
5Y Avg
0.46%
Market Cap
$861.20M
Return on Assets (ROA)
-0.40%
TTM Avg
-0.82%
3Y Avg
0.12%
5Y Avg
0.53%
Market Cap
$824.71M
Return on Assets (ROA)
3.65%
TTM Avg
6.09%
3Y Avg
5.35%
5Y Avg
5.85%
Market Cap
$862.74M
Return on Assets (ROA)
1.22%
TTM Avg
1.15%
3Y Avg
1.20%
5Y Avg
1.21%
Market Cap
$818.67M
Return on Assets (ROA)
1.21%
TTM Avg
1.24%
3Y Avg
1.36%
5Y Avg
1.37%
Market Cap
$817.02M
Return on Assets (ROA)
-31.96%
TTM Avg
-15.13%
3Y Avg
-7.41%
5Y Avg
1.72%
Market Cap
$813.16M
Return on Assets (ROA)
0.52%
TTM Avg
0.34%
3Y Avg
0.51%
5Y Avg
0.84%
Market Cap
$812.04M
Return on Assets (ROA)
1.54%
TTM Avg
0.93%
3Y Avg
0.94%
5Y Avg
0.98%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Capital City Bank Group, Inc. (CCBG) | $843.00M | 1.39% | 1.31% | 1.14% | 1.03% |
| Navient Corporation (NAVI)vs › | $839.33M | -0.10% | 0.04% | 0.34% | 0.46% |
| Eagle Bancorp, Inc. (EGBN)vs › | $861.20M | -0.40% | -0.82% | 0.12% | 0.53% |
| World Acceptance Corporation (WRLD)vs › | $824.71M | 3.65% | 6.09% | 5.35% | 5.85% |
| Great Southern Bancorp, Inc. (GSBC)vs › | $862.74M | 1.22% | 1.15% | 1.20% | 1.21% |
| South Plains Financial, Inc. (SPFI)vs › | $818.67M | 1.21% | 1.24% | 1.36% | 1.37% |
| Oxford Lane Capital Corp. (OXLCO)vs › | $817.02M | -31.96% | -15.13% | -7.41% | 1.72% |
| Alerus Financial Corporation (ALRS)vs › | $813.16M | 0.52% | 0.34% | 0.51% | 0.84% |
| Orrstown Financial Services, Inc. (ORRF)vs › | $812.04M | 1.54% | 0.93% | 0.94% | 0.98% |
| Lufax Holding Ltd (LU)vs › | $875.36M | -1.07% | -0.98% | 0.63% | 2.30% |
ROA
1.4%
ROE
10.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.40% |
| 2024-12-31 | 1.22% |
| 2023-12-31 | 1.21% |
| 2022-12-31 | 0.74% |
| 2021-12-31 | 0.78% |
| 2020-12-31 | 0.83% |
| 2019-12-31 | 1.00% |
| 2018-12-31 | 0.89% |
| 2017-12-31 | 0.37% |
| 2016-12-31 | 0.41% |
| 2015-12-31 | 0.33% |
| 2014-12-31 | 0.35% |
| 2013-12-31 | 0.23% |
| 2012-12-31 | 0.00% |
| 2011-12-31 | 0.19% |
| 2010-12-31 | -0.02% |
| 2009-12-31 | -0.13% |
| 2008-12-31 | 0.61% |
| 2007-12-31 | 1.13% |
| 2006-12-31 | 1.28% |
| 2005-12-31 | 1.15% |
| 2004-12-31 | 1.24% |
| 2003-12-31 | 1.36% |
| 2002-12-31 | 1.26% |
| 2001-12-31 | 0.93% |
| 2000-12-31 | 1.19% |
| 1999-12-31 | 1.07% |
| 1998-12-31 | 1.06% |
| 1997-12-31 | 1.43% |
| 1996-12-31 | 1.12% |
