Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 36.89% is 120% above its 5-year average of 16.73%, around the middle of its 5-year range (-3.55%–65.89%).
38.27% above its 12-month average of 26.68%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.04%.
NET PROFIT MARGIN
36.89%
NET PROFIT MARGIN AVG TTM
26.68%
NET PROFIT MARGIN AVG 3Y
10.95%
NET PROFIT MARGIN AVG 5Y
16.73%
NET PROFIT MARGIN AVG 10Y
14.99%
NET PROFIT MARGIN AVG 15Y
16.55%
NET PROFIT MARGIN AVG 20Y
16.14%
CURRENT VS TTM AVG
+38.27%
CURRENT VS 3Y AVG
+236.96%
CURRENT VS 5Y AVG
+120.44%
CURRENT VS 10Y AVG
+146.06%
CURRENT VS 15Y AVG
+122.86%
CURRENT VS 20Y AVG
+128.56%
SECTOR MEDIAN · FINANCIAL SERVICES
14.24%
median of 511 covered companies
CURRENT VS SECTOR MEDIAN
+159.06%
vs the sector median at left
Carter Bankshares, Inc.
Market Cap
$678.61M
Net Profit Margin
36.89%
TTM Avg
26.68%
3Y Avg
10.95%
5Y Avg
16.73%
Market Cap
$679.43M
Net Profit Margin
7.38%
TTM Avg
6.63%
3Y Avg
3.38%
5Y Avg
3.90%
Market Cap
$682.77M
Net Profit Margin
20.84%
TTM Avg
18.56%
3Y Avg
22.69%
5Y Avg
25.41%
Market Cap
$682.95M
Net Profit Margin
9.71%
TTM Avg
-9.80%
3Y Avg
3.85%
5Y Avg
8.08%
Market Cap
$669.05M
Net Profit Margin
155.95%
TTM Avg
165.56%
3Y Avg
121.76%
5Y Avg
109.68%
Market Cap
$684.66M
Net Profit Margin
-169.25%
TTM Avg
27.97%
3Y Avg
-0.50%
5Y Avg
51.86%
Market Cap
$698.31M
Net Profit Margin
26.02%
TTM Avg
14.77%
3Y Avg
16.60%
5Y Avg
15.01%
Market Cap
$653.77M
Net Profit Margin
27.30%
TTM Avg
22.92%
3Y Avg
26.61%
5Y Avg
25.24%
Market Cap
$699.35M
Net Profit Margin
9.71%
TTM Avg
-9.80%
3Y Avg
3.85%
5Y Avg
8.08%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Carter Bankshares, Inc. (CARE) | $678.61M | 36.89% | 26.68% | 10.95% | 16.73% |
| Donegal Group Inc. (DGICA)vs › | $679.43M | 7.38% | 6.63% | 3.38% | 3.90% |
| Farmers National Banc Corp. (FMNB)vs › | $682.77M | 20.84% | 18.56% | 22.69% | 25.41% |
| Midland States Bancorp, Inc. (MSBI)vs › | $682.95M | 9.71% | -9.80% | 3.85% | 8.08% |
| Gladstone Investment Corporation (GAINI)vs › | $669.05M | 155.95% | 165.56% | 121.76% | 109.68% |
| OFS Credit Company, Inc. (OCCIN)vs › | $684.66M | -169.25% | 27.97% | -0.50% | 51.86% |
| California BanCorp (BCAL)vs › | $698.31M | 26.02% | 14.77% | 16.60% | 15.01% |
| ACNB Corporation (ACNB)vs › | $653.77M | 27.30% | 22.92% | 26.61% | 25.24% |
| Midland States Bancorp, Inc. (MSBIP)vs › | $699.35M | 9.71% | -9.80% | 3.85% | 8.08% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $649.02M | 96.80% | 59.75% | 1054.63% | 246.26% |
Operating Margin
15.7%
Net Profit Margin
36.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 32.04% |
| 2026-03-31 | 65.89% |
| 2025-12-31 | 13.14% |
| 2025-09-30 | 8.52% |
| 2025-06-30 | 13.80% |
| 2025-03-31 | 14.46% |
| 2024-12-31 | 13.60% |
| 2024-09-30 | 9.21% |
| 2024-06-30 | 8.10% |
| 2024-03-31 | 9.96% |
| 2023-12-31 | -3.55% |
| 2023-09-30 | 6.80% |
| 2023-06-30 | 11.89% |
| 2023-03-31 | 28.36% |
| 2022-12-31 | 29.53% |
| 2022-09-30 | 30.81% |
| 2022-06-30 | 25.72% |
| 2022-03-31 | 25.20% |
| 2021-12-31 | 14.85% |
| 2021-09-30 | 27.57% |
| 2021-06-30 | 14.67% |
| 2021-03-31 | 22.83% |
| 2020-12-31 | 7.56% |
| 2020-09-30 | -143.33% |
| 2020-06-30 | 10.73% |
| 2020-03-31 | 10.27% |
| 2019-12-31 | 9.13% |
| 2019-09-30 | 17.58% |
| 2019-06-30 | 18.04% |
| 2019-03-31 | 17.95% |
| 2018-12-31 | 9.17% |
| 2018-09-30 | -19.25% |
| 2018-06-30 | 16.96% |
| 2018-03-31 | 22.45% |
| 2017-12-31 | -13.82% |
| 2017-09-30 | -1.13% |
| 2017-06-30 | -4.09% |
| 2017-03-31 | 16.27% |
| 2016-12-31 | -12.87% |
| 2016-09-30 | 14.26% |
| 2016-06-30 | 17.06% |
| 2016-03-31 | 20.57% |
| 2015-12-31 | 29.29% |
| 2015-09-30 | 23.18% |
| 2015-06-30 | 21.74% |
| 2015-03-31 | 20.81% |
| 2014-12-31 | 23.61% |
| 2014-09-30 | 20.09% |
| 2014-06-30 | 21.01% |
| 2014-03-31 | 19.23% |
| 2013-12-31 | 16.17% |
| 2013-09-30 | 16.78% |
| 2013-06-30 | 15.58% |
| 2013-03-31 | 17.35% |
| 2012-12-31 | 14.93% |
| 2012-09-30 | 19.57% |
| 2012-06-30 | 18.19% |
| 2012-03-31 | 19.49% |
| 2007-09-30 | 9.04% |
| 2007-06-30 | 8.71% |
| 2007-03-31 | 8.81% |
