Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.05% is in line with its 5-year average of 0.97%, around the middle of its 5-year range (0.65%–1.31%).
40.00% above its 12-month average of 0.75%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.26%.
RETURN ON ASSETS (ROA)
1.05%
RETURN ON ASSETS (ROA) AVG TTM
0.75%
RETURN ON ASSETS (ROA) AVG 3Y
0.90%
RETURN ON ASSETS (ROA) AVG 5Y
0.97%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+40.00%
CURRENT VS 3Y AVG
+16.67%
CURRENT VS 5Y AVG
+7.88%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 563 covered companies
CURRENT VS SECTOR MEDIAN
-13.93%
vs the sector median at left
Bridgewater Bancshares, Inc.
Market Cap
$553.89M
Return on Assets (ROA)
1.05%
TTM Avg
0.75%
3Y Avg
0.90%
5Y Avg
0.97%
Market Cap
$552.67M
Return on Assets (ROA)
2.01%
TTM Avg
1.59%
3Y Avg
1.31%
5Y Avg
1.36%
Market Cap
$557.72M
Return on Assets (ROA)
1.27%
TTM Avg
0.92%
3Y Avg
1.01%
5Y Avg
1.09%
Market Cap
$558.54M
Return on Assets (ROA)
10.64%
TTM Avg
9.50%
3Y Avg
8.15%
5Y Avg
11.13%
Market Cap
$560.36M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$546.96M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$560.81M
Return on Assets (ROA)
0.72%
TTM Avg
0.63%
3Y Avg
0.85%
5Y Avg
0.93%
Market Cap
$544.74M
Return on Assets (ROA)
-23.57%
TTM Avg
-0.79%
3Y Avg
-28.45%
5Y Avg
-20.01%
Market Cap
$536.21M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bridgewater Bancshares, Inc. (BWBBP) | $553.89M | 1.05% | 0.75% | 0.90% | 0.97% |
| Northrim BanCorp, Inc. (NRIM)vs › | $552.67M | 2.01% | 1.59% | 1.31% | 1.36% |
| Civista Bancshares, Inc. (CIVB)vs › | $557.72M | 1.27% | 0.92% | 1.01% | 1.09% |
| Investors Title Company (ITIC)vs › | $558.54M | 10.64% | 9.50% | 8.15% | 11.13% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $560.36M | N/A | -0.49% | -1.60% | -1.28% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 2.86% | 2.75% | 1.40% | 1.53% |
| Community West Bancshares (CWBC)vs › | $560.81M | 0.72% | 0.63% | 0.85% | 0.93% |
| Bit Digital, Inc. (BTBT)vs › | $544.74M | -23.57% | -0.79% | -28.45% | -20.01% |
| Powerlaw Corp. Common Stock (PWRL)vs › | $536.21M | N/A | N/A | N/A | N/A |
| Bridgewater Bancshares, Inc. (BWB)vs › | $570.92M | 1.05% | 0.75% | 0.90% | 0.97% |
ROA
1.1%
ROE
10.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.85% |
| 2024-12-31 | 0.65% |
| 2023-12-31 | 0.87% |
| 2022-12-31 | 1.23% |
| 2021-12-31 | 1.31% |
| 2020-12-31 | 0.93% |
| 2019-12-31 | 1.38% |
| 2018-12-31 | 1.36% |
| 2017-12-31 | 1.04% |
| 2016-12-31 | 1.05% |
