Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.36% is in line with its 5-year average of 1.50%, near the low end of its 5-year range (1.24%–1.76%).
10.53% below its 12-month average of 1.52%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.42%.
RETURN ON ASSETS (ROA)
1.36%
RETURN ON ASSETS (ROA) AVG TTM
1.52%
RETURN ON ASSETS (ROA) AVG 3Y
1.51%
RETURN ON ASSETS (ROA) AVG 5Y
1.50%
RETURN ON ASSETS (ROA) AVG 10Y
1.34%
RETURN ON ASSETS (ROA) AVG 15Y
1.24%
RETURN ON ASSETS (ROA) AVG 20Y
1.16%
CURRENT VS TTM AVG
-10.53%
CURRENT VS 3Y AVG
-9.93%
CURRENT VS 5Y AVG
-9.23%
CURRENT VS 10Y AVG
+1.77%
CURRENT VS 15Y AVG
+9.95%
CURRENT VS 20Y AVG
+16.81%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 430 covered companies
CURRENT VS SECTOR MEDIAN
+10.57%
vs the sector median at left
Bank First Corporation
Market Cap
$1.70B
Return on Assets (ROA)
1.36%
TTM Avg
1.52%
3Y Avg
1.51%
5Y Avg
1.50%
Market Cap
$1.73B
Return on Assets (ROA)
8.67%
TTM Avg
7.18%
3Y Avg
4.63%
5Y Avg
4.25%
Market Cap
$1.66B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.73B
Return on Assets (ROA)
0.67%
TTM Avg
0.45%
3Y Avg
0.68%
5Y Avg
0.76%
Market Cap
$1.66B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.63B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.78B
Return on Assets (ROA)
1.56%
TTM Avg
0.82%
3Y Avg
1.43%
5Y Avg
-0.66%
Market Cap
$1.56B
Return on Assets (ROA)
-4.16%
TTM Avg
-0.69%
3Y Avg
-1.80%
5Y Avg
-1.44%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank First Corporation (BFC) | $1.70B | 1.36% | 1.52% | 1.51% | 1.50% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.73B | 8.67% | 7.18% | 4.63% | 4.25% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 2.06% | 2.50% | 3.62% | 5.24% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.73B | 0.67% | 0.45% | 0.68% | 0.76% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 1.11% | 0.66% | 0.88% | 1.01% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 2.06% | 2.50% | 3.62% | 5.24% |
| Happen, Inc. Common Stock (HAPN)vs › | $1.78B | 1.56% | 0.82% | 1.43% | -0.66% |
| EZCORP, Inc. (EZPW)vs › | $1.79B | 7.31% | 5.59% | 4.38% | 2.08% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -4.16% | -0.69% | -1.80% | -1.44% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 2.40% | 2.51% | 2.29% | 2.17% |
ROA
1.4%
ROE
9.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.58% |
| 2024-12-31 | 1.46% |
| 2023-12-31 | 1.76% |
| 2022-12-31 | 1.24% |
| 2021-12-31 | 1.55% |
| 2020-12-31 | 1.40% |
| 2019-12-31 | 1.21% |
| 2018-12-31 | 1.42% |
| 2017-12-31 | 0.87% |
| 2016-12-31 | 1.13% |
| 2015-12-31 | 1.08% |
| 2014-12-31 | 1.14% |
| 2013-12-31 | 1.09% |
| 2012-12-31 | 1.02% |
| 2011-12-31 | 0.94% |
| 2010-12-31 | 0.90% |
| 2009-12-31 | 0.80% |
| 2008-12-31 | 0.79% |
| 2007-12-31 | 1.03% |
| 2006-12-31 | 1.00% |
| 2005-12-31 | 1.04% |
| 2004-12-31 | 1.27% |
| 2003-12-31 | 1.31% |
| 2002-12-31 | 1.25% |
| 2001-12-31 | 1.03% |
| 2000-12-31 | 1.07% |
| 1999-12-31 | 1.07% |
| 1998-12-31 | 1.25% |
