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American Express Company (AXP)
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American Express Company (AXP) Net Profit Margin: 13.61%

Is American Express Company’s net profit margin high or low?

American Express Company's net profit margin of 13.61% is in line with its 5-year average of 13.23%, around the middle of its 5-year range (8.18%–18.14%).

As of Sunday, June 14, 2026. 0.41% above its 12-month average of 13.55%.

AXP Net Profit Margin Chart

AXP Net Profit Margin
13.46%-1.39% 1Y
Zoom
13.45%13.50%13.55%13.60%13.65%Jan '25Apr '25Jul '25Oct '25

AXP Average Net Profit Margin Chart

AXP Current vs Average Net Profit Margin Chart

AXP Net Profit Margin Metrics

NET PROFIT MARGIN

13.61%

NET PROFIT MARGIN AVG TTM

13.55%

NET PROFIT MARGIN AVG 3Y

13.26%

NET PROFIT MARGIN AVG 5Y

13.23%

NET PROFIT MARGIN AVG 10Y

13.25%

NET PROFIT MARGIN AVG 15Y

13.75%

NET PROFIT MARGIN AVG 20Y

13.22%

CURRENT VS TTM AVG

+0.41%

CURRENT VS 3Y AVG

+2.62%

CURRENT VS 5Y AVG

+2.89%

CURRENT VS 10Y AVG

+2.68%

CURRENT VS 15Y AVG

-1.02%

CURRENT VS 20Y AVG

+2.92%

AXP Competitors' Net Profit Margin

NAMEMARKET CAPNET PROFIT MARGINTTM3Y5Y
American Express Company (AXP)$222.06B13.61%13.55%13.26%13.23%
Citigroup Inc. (C)vs ›$238.49B9.34%7.96%9.16%12.77%
Wells Fargo & Company (WFC)vs ›$256.26B17.29%16.50%16.50%16.12%
BlackRock, Inc. (BLK)vs ›$160.20B24.33%27.07%28.48%29.14%
The Charles Schwab Corporation (SCHW)vs ›$158.44B33.26%27.42%26.72%27.49%
The Goldman Sachs Group, Inc. (GS)vs ›$313.52B16.31%12.49%12.30%16.70%
Chubb Limited (CB)vs ›$127.27B18.48%16.88%16.00%15.78%
S&P Global Inc. (SPGI)vs ›$124.00B30.37%28.13%26.58%29.03%
The Progressive Corporation (PGR)vs ›$118.68B12.93%12.08%7.98%8.72%
Morgan Stanley (MS)vs ›$337.60B15.13%13.82%13.89%17.29%

Margin Comparison

Operating Margin

20.7%

Net Profit Margin

13.6%

American Express Company Net Profit Margin Formula & Definition

Net Profit Margin = Net Income / Revenue

Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

American Express Company Net Profit Margin FAQ

What is the net profit margin for American Express Company (AXP)?
The net profit margin for AXP stock is 13.61%.
Is American Express Company's net profit margin high or low?
American Express Company's net profit margin of 13.61% is in line with its 5-year average of 13.23%, around the middle of its 5-year range (8.18%–18.14%).
What is the TTM average net profit margin for American Express Company (AXP)?
The TTM average net profit margin for AXP stock is 13.55%.
What is the 3Y average net profit margin for American Express Company (AXP)?
The 3Y average net profit margin for AXP stock is 13.26%.
What is the 5Y average net profit margin for American Express Company (AXP)?
The 5Y average net profit margin for AXP stock is 13.23%.
What is the 10Y average net profit margin for American Express Company (AXP)?
The 10Y average net profit margin for AXP stock is 13.25%.
What is the 15Y average net profit margin for American Express Company (AXP)?
The 15Y average net profit margin for AXP stock is 13.75%.
What is the 20Y average net profit margin for American Express Company (AXP)?
The 20Y average net profit margin for AXP stock is 13.22%.

American Express Company Net Profit Margin History

DATENET PROFIT MARGIN
2025-12-3113.46%
2024-12-3113.65%
2023-12-3112.43%
2022-12-3113.51%
2021-12-3118.14%
2020-12-318.18%
2019-12-3114.35%
2018-12-3116.00%
2017-12-317.05%
2016-12-3114.01%
2015-12-3115.02%
2014-12-3116.74%
2013-12-3115.39%
2012-12-3113.27%
2011-12-3115.29%
2010-12-3113.52%
2009-12-318.09%
2008-12-318.46%
2007-12-3112.72%
2006-12-3113.39%
2005-12-3115.04%
2004-12-3115.26%
2003-12-3111.55%
2002-12-3111.22%
2001-12-315.81%
2000-12-3111.87%
1999-12-3111.63%
1998-12-3111.19%
1997-12-3111.21%
1996-12-3111.71%

About American Express Company

Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

New York City, NY
75,100 employees
Financial Services / Financial - Credit Services
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Stephen Joseph Squeri