Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 28.54% is in line with its 5-year average of 31.09%, around the middle of its 5-year range (20.95%–40.37%).
6.30% below its 12-month average of 30.46%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 32.40%.
EBITDA MARGIN
28.54%
EBITDA MARGIN AVG TTM
30.46%
EBITDA MARGIN AVG 3Y
28.99%
EBITDA MARGIN AVG 5Y
31.09%
EBITDA MARGIN AVG 10Y
32.19%
EBITDA MARGIN AVG 15Y
31.06%
EBITDA MARGIN AVG 20Y
27.10%
CURRENT VS TTM AVG
-6.30%
CURRENT VS 3Y AVG
-1.55%
CURRENT VS 5Y AVG
-8.19%
CURRENT VS 10Y AVG
-11.33%
CURRENT VS 15Y AVG
-8.11%
CURRENT VS 20Y AVG
+5.33%
Wintrust Financial Corporation
Market Cap
$9.78B
EBITDA Margin
28.54%
TTM Avg
30.46%
3Y Avg
28.99%
5Y Avg
31.09%
Market Cap
$9.73B
EBITDA Margin
26.11%
TTM Avg
24.43%
3Y Avg
27.22%
5Y Avg
26.93%
Market Cap
$9.67B
EBITDA Margin
28.27%
TTM Avg
34.31%
3Y Avg
36.09%
5Y Avg
35.62%
Market Cap
$9.88B
EBITDA Margin
23.86%
TTM Avg
23.20%
3Y Avg
26.20%
5Y Avg
29.14%
Market Cap
$9.52B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$10.20B
EBITDA Margin
26.36%
TTM Avg
25.80%
3Y Avg
29.09%
5Y Avg
32.29%
Market Cap
$10.31B
EBITDA Margin
19.58%
TTM Avg
19.45%
3Y Avg
17.78%
5Y Avg
16.46%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Wintrust Financial Corporation (WTFC) | $9.78B | 28.54% | 30.46% | 28.99% | 31.09% |
| Zions Bancorporation, National Association (ZIONP)vs › | $9.73B | 26.11% | 24.43% | 27.22% | 26.93% |
| FactSet Research Systems Inc. (FDS)vs › | $9.67B | 28.27% | 34.31% | 36.09% | 35.62% |
| UMB Financial Corporation (UMBF)vs › | $9.88B | 23.86% | 23.20% | 26.20% | 29.14% |
| Fidelity High Dividend ETF (FDVV)vs › | $9.59B | N/A | N/A | N/A | N/A |
| Old National Bancorp (ONB)vs › | $9.52B | 26.36% | 25.80% | 29.09% | 32.29% |
| Popular, Inc. (BPOP)vs › | $10.11B | 23.98% | 22.21% | 26.01% | 30.16% |
| Old National Bancorp (ONBPO)vs › | $10.20B | 26.36% | 25.80% | 29.09% | 32.29% |
| Erie Indemnity Company (ERIE)vs › | $10.31B | 19.58% | 19.45% | 17.78% | 16.46% |
| FirstCash Holdings, Inc (FCFS)vs › | $9.24B | 27.13% | 28.16% | 28.09% | 23.67% |
EBITDA Margin
28.5%
Operating Margin
28.2%
Net Margin
20.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 32.40% |
| 2026-03-31 | 31.16% |
| 2025-12-31 | 30.56% |
| 2025-09-30 | 29.65% |
| 2025-06-30 | 28.51% |
| 2025-03-31 | 28.15% |
| 2024-12-31 | 27.48% |
| 2024-09-30 | 25.29% |
| 2024-06-30 | 24.20% |
| 2024-03-31 | 28.69% |
| 2023-12-31 | 20.95% |
| 2023-09-30 | 28.86% |
| 2023-06-30 | 28.10% |
| 2023-03-31 | 35.10% |
| 2022-12-31 | 31.39% |
| 2022-09-30 | 38.66% |
| 2022-06-30 | 32.07% |
| 2022-03-31 | 40.37% |
| 2021-12-31 | 35.47% |
| 2021-09-30 | 37.84% |
| 2021-06-30 | 37.88% |
| 2021-03-31 | 47.32% |
| 2020-12-31 | 34.32% |
| 2020-09-30 | 33.57% |
| 2020-06-30 | 11.09% |
| 2020-03-31 | 24.20% |
| 2019-12-31 | 30.40% |
| 2019-09-30 | 33.29% |
| 2019-06-30 | 29.78% |
| 2019-03-31 | 33.70% |
| 2018-12-31 | 31.99% |
| 2018-09-30 | 34.60% |
| 2018-06-30 | 36.42% |
| 2018-03-31 | 35.86% |
| 2017-12-31 | 33.92% |
| 2017-09-30 | 37.01% |
| 2017-06-30 | 36.69% |
| 2017-03-31 | 36.17% |
| 2016-12-31 | 34.27% |
| 2016-09-30 | 32.91% |
| 2016-06-30 | 33.38% |
| 2016-03-31 | 36.07% |
| 2015-12-31 | 27.18% |
| 2015-09-30 | 29.04% |
| 2015-06-30 | 31.48% |
| 2015-03-31 | 30.88% |
| 2014-12-31 | 30.57% |
| 2014-09-30 | 32.47% |
| 2014-06-30 | 32.32% |
| 2014-03-31 | 31.23% |
| 2013-12-31 | 30.63% |
| 2013-09-30 | 30.42% |
| 2013-06-30 | 28.86% |
| 2013-03-31 | 28.34% |
| 2012-12-31 | 28.26% |
| 2012-09-30 | 27.34% |
| 2012-06-30 | 22.93% |
| 2012-03-31 | 21.52% |
| 2011-12-31 | 20.96% |
| 2011-09-30 | 25.60% |
| 2011-06-30 | 13.36% |
| 2011-03-31 | 17.28% |
| 2010-12-31 | 15.42% |
| 2010-09-30 | 18.92% |
| 2010-06-30 | 13.23% |
| 2010-03-31 | 16.83% |
| 2009-12-31 | 73.73% |
| 2009-09-30 | 20.72% |
| 2009-06-30 | 8.47% |
| 2009-03-31 | 10.44% |
| 2008-12-31 | 5.63% |
| 2008-09-30 | 0.47% |
| 2008-06-30 | 13.70% |
| 2008-03-31 | 12.91% |
| 2007-12-31 | 16.30% |
| 2007-09-30 | 11.61% |
| 2007-06-30 | 16.52% |
| 2007-03-31 | 16.04% |
| 2006-12-31 | 16.85% |
| 2006-09-30 | 16.42% |
| 2006-06-30 | 20.11% |
| 2006-03-31 | 22.66% |
| 2005-12-31 | 22.11% |
| 2005-09-30 | 25.56% |
| 2005-06-30 | 22.08% |
| 2005-03-31 | 25.94% |
| 2004-12-31 | 25.26% |
| 2004-09-30 | 27.31% |
| 2004-06-30 | 27.49% |
| 2004-03-31 | 27.37% |
| 2003-12-31 | 27.44% |
| 2003-09-30 | 26.47% |
| 2003-06-30 | 23.64% |
| 2003-03-31 | 23.99% |
| 2002-12-31 | 22.05% |
| 2002-09-30 | 21.92% |
