Erie Indemnity Company (ERIE) vs Wintrust Financial Corporation (WTFC)

A side-by-side comparison of Erie Indemnity Company and Wintrust Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ERIE vs WTFC

growth of $100 · dividends reinvested · last 10y
ERIE +172.2% (+10.5%/yr)WTFC +201.8% (+11.7%/yr)WTFC compounded faster over this window
200400600Start $10020182020202220242026$272$302
ERIE WTFC

ERIE vs WTFC: by the numbers

  • •ERIE is the larger company ($10.31B vs $9.78B market cap).
  • •WTFC trades at the lower trailing earnings multiple (11.50 vs 20.33 P/E), one valuation lens rather than an overall verdict.
  • •WTFC converts more revenue to profit (20.72% vs 14.00% net margin).
  • •WTFC grew revenue faster over the past five years (18.16% vs 9.88% CAGR).
  • •ERIE pays the higher dividend yield (2.64% vs 1.48%).

Metrics side by side

Valuation

MetricERIEWTFC
P/E ratio20.3311.50
Forward P/E17.5811.01
PEG ratio1.490.58
P/S ratio2.502.25
P/B ratio4.181.38
EV / EBITDA12.68N/A
FCF yield5.36%N/A

Profitability

MetricERIEWTFC
Gross margin16.53%N/A
Operating margin17.91%28.24%
Net margin14.00%20.72%
ROE23.39%11.96%
ROIC21.90%N/A

Wintrust Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricERIEWTFC
Dividend yield2.64%1.48%
Payout ratio53.28%17.05%

Growth (annualized)

MetricERIEWTFC
Revenue CAGR (5Y)9.88%18.16%
EPS CAGR (5Y)13.78%19.66%
FCF CAGR (5Y)13.26%N/A
Total return CAGR (5Y)5.62%13.72%

Frequently asked

Which has the lower trailing P/E, ERIE or WTFC?
WTFC has the lower trailing P/E: ERIE trades at 20.33 and WTFC at 11.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ERIE or WTFC?
Over the past five years, WTFC grew revenue faster — ERIE at a 9.88% CAGR versus WTFC at 18.16%.
Does ERIE or WTFC pay a bigger dividend?
ERIE yields 2.64% and WTFC yields 1.48% based on trailing dividends and the latest price.
Is ERIE or WTFC more profitable?
WTFC runs the higher net margin — ERIE at 14.00% versus WTFC at 20.72%.
How have ERIE and WTFC total returns compared?
Over the past 10 years, ERIE delivered 10.69% and WTFC delivered 11.72% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.